AA Focus
ActiveSummary
The computed 12-month bankruptcy probability of AA Focus is 3.2% (moderate). The annual accounts of AA Focus for fiscal year 2025 show a net loss of 1,424% of total assets and of 97% of the equity at the start of that year. The 2025 annual accounts show equity of €305 and a net result of -€9,476. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 7524 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-51
Solvency71▲+9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
162 d late
2023
29 d late
2022
32 d late
2021
24 d late
2020
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 46 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€26,014
EBIT margin
7.3%
Net result
-€9,476
2024 · €1,401
Working capital
€305▼ 96.9%
2024 · €9,781
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€2,850▲ 50.3%€770▼ 73.0%€1,595▲ 107%€2,014▲ 26.3%-€8,848
Net result€2,316▲ 22.1%€770▼ 66.8%€1,399▲ 81.8%€1,401▲ 0.1%-€9,476
EBIT margin
Equity€6,212▲ 59.4%€6,981▲ 12.4%€8,380▲ 20.0%€9,781▲ 16.7%€305▼ 96.9%
Total assets€7,641▲ 64.3%€24,577▲ 222%€28,650▲ 16.6%€26,633▼ 7.0%€665▼ 97.5%
Debt€1,430▲ 89.6%€17,596▲ 1,131%€20,270▲ 15.2%€16,852▼ 16.9%€360▼ 97.9%
Working capital€6,212▲ 59.4%€6,981▲ 12.4%€8,380▲ 20.0%€9,781▲ 16.7%€305▼ 96.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,848 after €2,014 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €665
Equity
€305 ▼ 96.9%
Debt
€360 ▼ 97.9%
Debt's share of the balance-sheet total falls from 63.3% to 54.2%. Equity and debt are lower.
Key figures and ratios
Debt ≤ 1 year
€360▼
2024 · €16,852
Ratios withheld: a balance sheet total of €665 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €103 | - | - | - | €3,086 | - |
| Gross operating margin9900 | €2,953 | €770 | €1,595 | €2,014 | -€5,762 | ▼ 386% |
| Operating profit (loss)9901 | €2,850 | €770 | €1,595 | €2,014 | -€8,848 | ▼ 539% |
| Financial income75/76B | - | - | €0 | - | €195 | - |
| Recurring financial income75 | - | - | €0 | - | €195 | - |
| Financial charges65/66B | €60 | - | €196 | €74 | €824 | ▲ 1,021% |
| Recurring financial charges65 | €60 | - | €196 | €74 | €824 | ▲ 1,021% |
| Profit (loss) for the period before taxes9903 | €2,790 | €770 | €1,399 | €1,941 | -€9,476 | ▼ 588% |
| Income taxes67/77 | €474 | - | - | €540 | - | - |
| Profit (loss) for the period9904 | €2,316 | €770 | €1,399 | €1,401 | -€9,476 | ▼ 777% |
| Profit (loss) for the period to be appropriated9905 | €2,316 | €770 | €1,399 | €1,401 | -€9,476 | ▼ 777% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7,641 | €24,577 | €28,650 | €26,633 | €665 | ▼ 97.5% |
| Current assets29/58 | €7,641 | €24,577 | €28,650 | €26,633 | €665 | ▼ 97.5% |
| Amounts receivable within one year40/41 | €7,322 | €24,258 | €28,145 | €24,209 | €620 | ▼ 97.4% |
| Trade receivables40 | €5,744 | €22,014 | €20,083 | €17,444 | €363 | ▼ 97.9% |
| Other amounts receivable41 | €1,578 | €2,244 | €8,062 | €6,765 | €257 | ▼ 96.2% |
| Cash at bank and in hand54/58 | €319 | €319 | €506 | €2,425 | €45 | ▼ 98.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7,641 | €24,577 | €28,650 | €26,633 | €665 | ▼ 97.5% |
| Equity10/15 | €6,212 | €6,981 | €8,380 | €9,781 | €305 | ▼ 96.9% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €4,212 | €4,981 | €6,380 | €7,781 | -€1,695 | ▼ 122% |
| Amounts payable17/49 | €1,430 | €17,596 | €20,270 | €16,852 | €360 | ▼ 97.9% |
| Amounts payable within one year42/48 | €1,430 | €17,596 | €20,270 | €16,852 | €360 | ▼ 97.9% |
| Trade debts44 | €561 | €15,548 | €14,021 | €4,062 | €300 | ▼ 92.6% |
| Suppliers440/4 | €561 | €15,548 | €14,021 | €4,062 | €300 | ▼ 92.6% |
| Taxes, remuneration and social security45 | - | - | €2,008 | €2,994 | - | - |
| Taxes450/3 | - | - | €2,008 | €2,994 | - | - |
| Other amounts payable47/48 | €869 | €2,048 | €4,241 | €9,796 | €60 | ▼ 99.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,316 | €770 | €1,399 | €1,401 | -€9,476 | ▼ 777% |
| Operating cash flow (approximation) | €2,316 | €770 | €1,399 | €1,401 | -€9,476 | ▼ 777% |
| Change in cash | - | €0 | €186 | €1,919 | -€2,380 | ▼ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 162 days late
2025
31-12
Financial
Weakest financial yearnet -€9,476
Net result drops to -€9,476, the lowest in the series.
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Highest result since 2020net €2,316 ▲22.1%
Operating result €2,850, net result €2,316, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2020
Ground area
390 m²
Building footprint
151 m²
Volume, LiDAR
1,377 m³
2 parcels, Brussels, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Nachtegaalsweg 58, 1120 Brussel
since 20202.300.561.767
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819C0034/02Y002 | Brussels | 240 m² | 1 · 75 m² | 11.8 m · 3 fl. |
| 23027E0094/00M000 | Flanders | 149 m² | 1 · 76 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEL SOLUTION & SERVICES
BE 0798.491.825
Koksijde · Eq €299
Joppe Construct
BE 1012.891.717
Dessel · Eq €299
Mix-Magic
BE 0754.715.428
Antwerpen · Eq €299
HAUBO
BE 0445.440.925
Zemst · Eq €297
Lizzaro
BE 0653.877.988
Profondeville · Eq €315
Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 625 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
46190Agents in non-specialised wholesale trade
52210Service activities incidental to land transportation
77110Renting and leasing of cars and light motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.