Checked.be
Active
BE 0471.075.451Private limited company
A3BW Architecten
Van Schoonbekestraat 114 ·2018 Antwerpen, Belgium· 26 yrs active
Sector: Architecture & engineering
(71111)
Conclusion
The computed 12-month bankruptcy probability of A3BW Architecten is 0.3% (very low). The 2024 annual accounts show equity of €20k and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 3379 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €20k |
| Net result | €-18k |
| Better than sector | 37% |
| Active | 26 yrs |
Snowflake analysis
47
/ 100
Mixed profile: strong on stability, weaker on profitability.
Health
20
Profitability
0
Solvency
55
Growth
59
Stability
100
Bankruptcy probability (12 mo)
0.3%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2000, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
20
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 41.4% | 55.1% | |
| Net result | €-18k | €19k | |
| Equity | €20k | €45k | |
| Gross operating margin | €9k | €38k | |
| Total assets | €49k | €95k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€116k
-3.8%
18-24
€-10k
-
far below sector median
€-18k
-
far below sector median
€-12k
-
far below sector median
€49k
-34.5%
-90% vs sector
€20k
-47.3%
-93% vs sector
€-11k
-
far below sector median
€668
-91.6%
-88% vs sector
€0
-100.0%
-100% vs sector
€29k
-21.0%
-86% vs sector
€29k
-21.0%
-74% vs sector
€0
-100.0%
-100% vs sector
0.63
-39.4%
-83% vs sector
0.63
-39.4%
-83% vs sector
41.4%
-19.5%
-35% vs sector
1.41
+50.0%
+145% vs sector
-89.8%
-
far below sector median
-37.2%
-
far below sector median
-32.8%
-49.0%
18-24
-6.8%
+46.1%
18-24
-9.77
-
far below sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-10k |
| Net profit | €-18k |
| Cash flow | €-12k |
| Staff costs | - |
| Income taxes | €668 |
| Dividends | €0 |
| Total assets | €49k |
| Equity | €20k |
| Debt | €29k |
| of which ≤ 1y | €29k |
| of which > 1y | - |
| Working capital | €-11k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.63 |
| Quick ratio | 0.63 |
| Working capital ratio | -21.7% |
| Solvency | 41.4% |
| Debt / equity | 1.41 |
| Long-term debt ratio | - |
| Interest coverage | -9.77 |
| Gross margin | - |
| Net margin | - |
| ROA | -37.2% |
| ROE | -89.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €49k |
| Fixed assets | 21/28 | €31k |
| Tangible fixed assets | 22/27 | €31k |
| Current assets | 29/58 | €18k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €49k |
| Equity | 10/15 | €20k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €36k |
| Accumulated profits (losses) | 14 | €-18k |
| Amounts payable | 17/49 | €29k |
| Amounts payable within one year | 42/48 | €29k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €9k |
| Operating result | 9901 | €-17k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-18k |
| Income taxes | 67/77 | €668 |
| Net result for the period | 9904 | €-18k |
| Result to be appropriated | 9905 | €-18k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Legal Structure
| NACE primary | Architecture & engineering(71111) |
| Legal form | Private limited company(610) |
| Incorporation | 21-02-2000 |
| Status | Active |
| Postal code | 2018 |
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1622/00R002 | Flanders | 1,136 m² | 1 · 223 m² | 22.1 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
01-07-2025
NBB filing
Annual accounts filed
2024
02-07-2024
NBB filing
Annual accounts filed
29-01-2024
State Gazette act
Statutes amendment
2023
04-07-2023
NBB filing
Annual accounts filed
2022
01-07-2022
NBB filing
Annual accounts filed
2021
29-06-2021
NBB filing
Annual accounts filed
2020
26-06-2020
NBB filing
Annual accounts filed
2019
28-06-2019
NBB filing
Annual accounts filed
2018
03-07-2018
NBB filing
Annual accounts filed
2017
19-07-2017
NBB filing
Annual accounts filed
2016
27-07-2016
NBB filing
Annual accounts filed
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
29-01-2024 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "A3BW Architecten",
"old": "ADRIAENSSENS BRUNO ARCHITECT",
"changed": true
},
"seat_change": {
"changed": true
},
"object_change": {
"changed": true
},
"subject_company": {
"kbo": "0471.075.451",
"name_full": "ADRIAENSSENS BRUNO ARCHITECT"
},
"legal_form_change": {
"new": "Besloten vennootschap met beperkte aansprakelijkheid",
"old": "Besloten vennootschap met beperkte aansprakelijkheid",
"changed": false
}
}Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
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Company registry (CBE)
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111Architecten74201
Primary activity highlighted.
Names & trade names
| Legal nameNL | A3BW Architecten |
Registered office
Van Schoonbekestraat 114
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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