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A2L Invest

Active
Private limited companyfounded 2023active for 3 yearsPhilippe de Denterghemlaan 55, 9831 Sint-Martens-Latem, BelgiumKBO/BCE: BE 1001.573.795
Summary

The computed 12-month bankruptcy probability of A2L Invest is 3.8% (moderate). The annual accounts of A2L Invest for financial year 2025 show a net loss of 1,124% of the equity at the start of that year. The 2025 annual accounts show equity of €1,073 and a net result of -€12,062. Its solvency ranks better than 13% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-10-2023 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.353.831.197 9831 Sint-Martens-Latem, since 24-10-2023
Financial year end
31 December
Peppol
Reachable since 23-01-2024

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.8%
Annual accounts 2025
Gross margin
-€5,866
Loss
€12,062
▲ 95×
Equity
€1,073
=
Total assets
€144,718
▲ 76.1%
  • 2025 accounts filed 25 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2023Last filed accounts filed 25 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 1.00, cash €50,441Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 26=
equity 0.7% of total assets
Liquidity 44+41
short-term debt 99.3% · cash 34.9%
Profitability 8-61
return on assets -8.3%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 3.6%lowest value 01-2025: 3.8%▲ +0.2 percentage points vs 12-2024 02-2025: 4.1%▲ +0.3 percentage points vs 01-2025 03-2025: 4.2%▲ +0.1 percentage points vs 02-2025 04-2025: 4.6%▲ +0.4 percentage points vs 03-2025 05-2025: 4.6%● unchanged vs 04-2025 06-2025: 5.0%▲ +0.4 percentage points vs 05-2025 07-2025: 5.0%● unchanged vs 06-2025 08-2025: 4.8%▼ -0.2 percentage points vs 07-2025 09-2025: 5.1%▲ +0.3 percentage points vs 08-2025 10-2025: 7.1%▲ +2.0 percentage points vs 09-2025 11-2025: 7.1%● unchanged vs 10-2025 12-2025: 7.1%● unchanged vs 11-2025 01-2026: 7.0%▼ -0.1 percentage points vs 12-2025 02-2026: 7.0%● unchanged vs 01-2026 03-2026: 7.0%● unchanged vs 02-2026 04-2026: 7.1%▲ +0.1 percentage points vs 03-2026 05-2026: 7.1%● unchanged vs 04-2026 06-2026: 7.0%▼ -0.1 percentage points vs 05-2026 07-2026: 7.0%● unchanged vs 06-2026 08-2026: 7.6%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 3.8%▼ -3.8 percentage points vs 08-2026 10-2026: 3.8%● unchanged vs 09-2026 11-2026: 3.8%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.0 (1.01 in 2024), below the usual 1.5. Short-term debt is 99.3% and cash 34.9% of total assets. 99.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 12% of them on solvency, 41% on liquidity, 12% on profitability and 35% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.00, cash €50,441
NBB · annual accounts
raises risk · Last filed accounts filed 25 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9396 sector peers (2025).
NBB · sector comparison
Position among 9396 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
25 days late
2024
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 41 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Lower net result than 87% of companies in construction of buildingssector median €8,554 · 9,386 companies -€12,062 View

Recent changes

  1. · Gazette deed Amendment of the articles
  2. · Gazette deed IncorporationStarting capital €1,200 · Appointments: DE GREVE Aurélie Annie Marie, DE GREVE Laurent Xavier Herman and DE GREVE Anthony Gregory
All 4 events

Comparable companies

These companies have the same main activity as A2L Invest: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €122,000 and €138,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
A2L Invest Sint-Martens-Latem€144,718-€5,866
VC² Property Oudenaarde€137,749-€806
NAWEN GROUP Duffel€129,158-€118,350
Green Dream Solar Vosselaar€128,080-€52,608
PVA BATI Halle€125,630-€5,796
APL INVEST Montigny-le-Tilleul€121,705€42
MD Panneaux Esneux€135,694-€40,074
Full comparison

Key facts about A2L Invest

What is the company number of A2L Invest?
The company number of A2L Invest is 1001.573.795. The VAT number is the same number with BE in front: BE 1001.573.795.
Where is A2L Invest based?
The registered office is at Philippe de Denterghemlaan 55, 9831 Sint-Martens-Latem.Company details
What does A2L Invest do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of A2L Invest?
The legal form of A2L Invest is Private limited company (BV).
When was A2L Invest founded?
A2L Invest was founded on 24-10-2023.
Is A2L Invest still active?
Yes, A2L Invest is an active enterprise in the KBO register.
What is the turnover of A2L Invest?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is A2L Invest profitable?
In financial year 2025, A2L Invest made a loss of €12,062.
Where can I find the annual accounts of A2L Invest?
A2L Invest filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A2L Invest due?
A2L Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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