Turnover
≈ €130,000 estimated
The abbreviated format states no turnover.
A2L DEVELOPMENT
Overview
Lifetime
1 annual account with figurespeak €48,036 (2025)
€48,036
peak €37,317 (2025)
€37,317
peak €98,817 (2025)
€98,817
€291,722
Board3 names since 2024
3 directorsARBIA Ahmed and 2 others
Documentsfilings and deeds
24-07-20267 days before the deadline
2025abbreviated format
First year with figures
Key points
from the 2025 annual accountsDebts
€291,722 75% of the balance sheet
Suppliers 4%Taxes and wages 3%Other 93%
Starting capital
€61,500 300 shares
Checked score
79
Excellent
Financially stronger than 20% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.3%lowest value
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.20, cash €881
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €390,539
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 27% of them on solvency, 5% on liquidity and 27% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as A2L DEVELOPMENT has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of A2L DEVELOPMENT itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for A2L DEVELOPMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is tight, with a current ratio of 1.2, below the usual 1.5. Short-term debt is 74.7% and cash 0.2% of total assets. 74.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- ARBIA Ahmed founderdeed of 05-12-2024
- ARBIA Lahcen founderdeed of 05-12-2024
- ARBIA Lhossin founderdeed of 05-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016893560
Incorporation
Founding capital of €61,500, 300 shares · Founders: ARBIA Ahmed (comparant), ARBIA Lahcen (comparant) and ARBIA Lhossin (comparant) · Appointments: ARBIA Ahmed, ARBIA Lahcen and ARBIA Lhossin · published on 05-12-2024 · Gazette deed
First establishment
Bizetplein 5, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A2L DEVELOPMENT Anderlecht | €390,539 | €48,036 | 25.3% | - |
| PLEK Uccle | €397,235 | €45,608 | 7.8% | - |
| OF CONSULT Braine-l'Alleud | €345,196 | €47,779 | 9.8% | - |
| Fred’s CORNER Holding Vielsalm | €391,554 | €43,865 | 4.6% | - |
| F.G. INVEST Theux | €383,607 | €44,353 | 17.2% | - |
| MB Strategies Maaseik | €457,943 | €47,721 | 47.9% | - |
| SPOTWATCH Holding Aalter | €464,582 | €49,137 | 31.9% | 1.5 |
These companies have the same main activity as A2L DEVELOPMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €345,000 and €465,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 03-12-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.367.288.7601070 Anderlecht, since 03-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- €48,036
- €37,317
- €98,817
- €390,539
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on A2L DEVELOPMENT
A2L DEVELOPMENT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98,817 and a net result of €37,317.
Its solvency ranks better than 27% of 10,858 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 24-07-2026, 7 days before the deadline€48,036
€47,073
€37,317
€58,752
25.3%
1.20
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €77,000 and €190,000.
Balance sheet
balance sheet total €390,539 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
25.3%
Higher than 27% of 10,858 companies in 2025.
1.20
Higher than 43% of 10,480 companies in 2025.
9.6%
Higher than 64% of 10,727 companies in 2025.
A2L DEVELOPMENT
Middle half of the sector
80% of the sector
Abbreviated accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
390,539 | |
21/28 |
40,065 | |
28 |
40,065 | |
29/58 |
350,474 | |
29 |
272,800 | |
291 |
272,800 | |
40/41 |
76,793 | |
40 |
66,793 | |
41 |
10,000 | |
54/58 |
881 | |
| Balance sheet: equity and liabilities | ||
10/49 |
390,539 | |
10/15 |
98,817 | |
10/11 |
61,500 | |
11 |
61,500 | |
1109/19 |
61,500 | |
13 |
35,000 | |
133 |
35,000 | |
14 |
2,317 | |
17/49 |
291,722 | |
42/48 |
291,722 | |
44 |
12,283 | |
440/4 |
12,283 | |
46 |
20,500 | |
45 |
9,329 | |
450/3 |
9,329 | |
47/48 |
249,610 | |
| Income statement | ||
9900 |
48,036 | |
62 |
164 | |
640/8 |
800 | |
9901 |
47,073 | |
65/66B |
427 | |
65 |
427 | |
9903 |
46,646 | |
67/77 |
9,329 | |
9904 |
37,317 | |
9905 |
37,317 | |
| Appropriation of the result | ||
9906 |
37,317 | |
691/2 |
35,000 | |
6921 |
35,000 | |
| Document | ||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 24-07-2026 | 2026-00336094 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 40,065 | ||
| 58,752 | ||
| 25.3% | ||
| 1.20 | ||
| 2.95 | ||
| 37.8% | ||
| 9.6% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Financial fixed assets | €40,065 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on A2L DEVELOPMENT
Debt's share of the balance-sheet total is 74.7%.
Board & ownership
Board
3 directors, 3 in day-to-day management, since incorporation- ARBIA Ahmed, ARBIA Lahcen, ARBIA Lhossin
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 20: Représentation de la société 1. Tous les actes qui engagent la société, en justice et dans tous les actes, sont valables s’ils…”deed of 05-12-2024
Mandates through the years
3 names, the dashed line is todayARBIA Ahmed
Director, Day-to-day manager
Director, Day-to-day manager
ARBIA Lahcen
Director, Day-to-day manager
Director, Day-to-day manager
ARBIA Lhossin
Director, Day-to-day manager
Director, Day-to-day manager
LeadershipBoard
Mandates as a list
- ARBIA Ahmed
- Director, appointed by deed of 05-12-2024, still in office
- Day-to-day manager, appointed by deed of 05-12-2024, still in office
- ARBIA Lahcen
- Director, appointed by deed of 05-12-2024, still in office
- Day-to-day manager, appointed by deed of 05-12-2024, still in office
- ARBIA Lhossin
- Director, appointed by deed of 05-12-2024, still in office
- Day-to-day manager, appointed by deed of 05-12-2024, still in office
Control
Founders
This company
A2L DEVELOPMENT
Equity €98,817
Profit €37,317 in 2025
Capital
- Capital
- €61,500
- Shares
- 300
- Contribution per share
- €205
- Equity per share
- €329 in 2025
- Source
- deed of 05-12-2024
Articles of association
deed of 05-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At most 3 directors
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00
Founders
At incorporation
deed of 05-12-2024 ↗
- ARBIA Ahmed founder
- ARBIA Lahcen founder
- ARBIA Lhossin founder
Network & group
No group
A2L DEVELOPMENT has no parent and no holdings in its annual accounts.
At the same address
Bizetplein 5, 1070 Anderlecht · 7 other companies| IMMOBELAR
registered office since 26-05-2023 · founded in 2023 · negative equity (2025) |
total assets €931,072 (2025) 0802.152.782 |
| BELARLINA
registered office since 01-09-2014 · founded in 2014 |
5.8 FTE (2025) 0553.553.363 |
| GHAMAR
registered office since 04-12-2024 · founded in 2024 |
total assets €491,564 (2025) 1016.952.156 |
| BELAR A2L
registered office since 16-05-2017 · founded in 2017 |
total assets €274,008 (2025) 0675.754.260 |
| ATHENA IMMO
establishment since 14-11-1997 · founded in 1997 · negative equity (2025) |
total assets €62,190 (2025) 0461.752.167 |
| Association des copropriétaires à Anderlecht Place Bizet 5
registered office since 30-05-2018 |
founded in 2018 0700.932.094 |
| Fondu, Victor (sole trader)
establishment since 09-04-1977 |
founded in 1977 0853.859.524 |
Board mandates elsewhere
1 board mandateBoard mandates of A2L DEVELOPMENTA2L DEVELOPMENT sits on their board1
Connections & network
3 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBabbreviated format · 7 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016893560
2024
IncorporationFounding capital of €61,500, 300 shares · Founders: ARBIA Ahmed (comparant), ARBIA Lahcen (comparant) and ARBIA Lhossin (comparant) · Appointments: ARBIA Ahmed, ARBIA Lahcen and ARBIA Lhossin · published on 05-12-202413 points ▸
- Founder, ARBIA Ahmed (comparant)
- Founder, ARBIA Lahcen (comparant)
- Founder, ARBIA Lhossin (comparant)
- Founding capital, €61,500, 300 shares
- Capital, €61,500, 300 shares
- Registered office clause, Place Bizet 5, 1070 Anderlecht
- Board rule, 3
- Director appointment, ARBIA Ahmed
- Director appointment, ARBIA Lahcen
- Director appointment, ARBIA Lhossin
- Director appointment, ARBIA Ahmed (day-to-day manager)
- Director appointment, ARBIA Lahcen (day-to-day manager)
- Director appointment, ARBIA Lhossin (day-to-day manager)
- The deed holds 6 more points.
First establishment Bizetplein 5, Anderlecht
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1016.893.560
- VAT number
- BE 1016.893.560
- Peppol ID
- 0208:1016893560
- Other Peppol ID
- 9925:BE1016893560
- Legal form
- Public limited company
- Status
- Active, normal situation
- Founded
- 03-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 18:00deed of 05-12-2024 (in French)
- Peppol
- Reachable since 16-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- A2L DEVELOPMENT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-12-2024 (in French)
- Name clauseThe company operates under this name according to its articles.
- A2L DEVELOPMENTdeed of 05-12-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 05-12-2024 (in French)
Activities
NACEBEL 2025VAT activities
70200
Business and other management consultancy main activity
Social security (RSZ) activities
70200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La société pourra contracter ou consentir tout emprunt hypothécaire ou non, donner ou prendre en gage ou en caution, consentir des garanties…”deed of 05-12-2024 (in French)
7 activities
- La société pourra contracter ou consentir tout emprunt hypothécaire ou non, donner ou prendre en gage ou en caution, consentir des garanties hypothécaires, même pour des tiers, sauf si ces opérations sont réservées par la loi ou les règlements aux banques et/ou aux institutions de crédit.
- Toutes activités de services et de management au sens le plus large du terme.
- Toute contribution à l’établissement et au développement de sociétés, d’entreprises, d’organisations ou d’institutions et en particulier de dispenser des avis techniques, commerciaux ou administratifs dans le sens le plus large du terme, fournir des conseils, son assistance et exécuter des services directement ou indirectement sur le plan de l’administration et des finances, de la vente, de la production, des techniques d’organisation et de distributions commerciales, toutes prestations de services touchant le travail journalier de la petite et grande distribution et plus généralement de la gestion en général et de l’exercice de toutes activités de services et de management au sens le plus large de ces termes à toutes personnes physiques ou morales quelconques ;
- Exécuter tous mandats sous forme d’études, d’organisations, d’expertises, d’actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet.
- L’organisation, l’administration et le conseil de sociétés, d’entreprises, d’organisations ou d’institutions dans les domaines ayant trait au management, au marketing et à leur gestion générale, publicitaire, technique, toutes études, analyses, expertises, d’actes et de conseils en matière de marketing et relations publiques, l’organisation et la promotion de toute animation socioculturelle, la conception et la réalisation de campagnes de communication et/ou de marketing.
- La société a encore pour objet toutes activités se rapportant à la gestion patrimoniale au sens large mobilière (valeurs en portefeuille, titres ou autres) et immobilière en ce compris l’activité de marchand de biens, par elle-même ou par l’intermédiaire de toute autre personne physique ou morale, ou en participation avec des tiers, en Belgique ou à l’étranger, comme l’achat, la vente, la location, la construction, la réparation, la mise en valeur, l’échange, l’aménagement, la décoration de tous biens mobiliers et immobiliers bâtis ou non bâtis, cette liste étant énonciative et non limitative.
- Elle a également pour objet tant en Belgique qu'à l'étranger, soit pour elle-même, soit pour compte de tiers, tous types de prestations en marketing, études de marché, centre logistique, de gestion d'actions promotionnelles au service de la distribution et des entreprises y compris au travers de moyens de télécommunications, le conseil et la formation en management, la vente et le marketing.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bizetplein 5 registered office 1070 Anderlecht | 03-12-2024 | 2.367.288.760 |
Buildings and parcels at the address
- Ground area
- 208 m²
- Buildings
- 211 m²
- Volume, LiDAR
- 1,245 m³
- Tallest building
- 14.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21306D0339/00W008 | 208 m² | 1 · 211 m² | 14.2 m · 1 |
Contact
E-mail
ahmed.arbia@hotmail.com