Skip to content

IMMOBELAR

Active
Private limited companyfounded 20233 yrs activeBizetplein 5, 1070 Anderlecht, BelgiumKBO/BCE: BE 0802.152.782
Summary

The computed 12-month bankruptcy probability of IMMOBELAR is 5.6% (elevated). The 2025 annual accounts show negative equity (-€18,803) and a net result of €4,847. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability34▲+12
Solvency23=
Growth78
Track record94
Bankruptcy probability, 12 months
5.6% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.04 in 2024; short-term debt: 15.2% and cash: 0.6% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
7 d early
2024
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 8 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMOBELAR was incorporated on 26 May 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€18,803▲ 20.5%
2024 · -€23,650
Total assets
€931,072▼ 2.5%
2024 · €954,548
Net result
€4,847
2024 · -€43,650
Working capital
-€135,364▼ 0.8%
2024 · -€134,269
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€8,059-€45,518▲ 465%
Net result-€43,650-€4,847
Equity-€23,650--€18,803▲ 20.5%
Total assets€954,548-€931,072▼ 2.5%
Debt€978,198-€949,875▼ 2.9%
Working capital-€134,269--€135,364▼ 0.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000-€25,000€0€25,000€50,000Operating result 2024: €8,059€8,059Net result 2024: -€43,650-€43,650Operating result 2025: €45,518€45,518Net result 2025: €4,847€4,84720242025-€50,000-€25,000€0€25,000€50,000Operating result 2024: €8,059€8,060Net result 2024: -€43,650-€43,700Operating result 2025: €45,518€45,500Net result 2025: €4,847€4,85020242025
The operating result rises in 2025; 2025 is 465% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €931,072
Fixed assets €924,535 ▼ 2.6%
Current assets €6,537 ▲ 15.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
€69,856▲
2024 · €55,845
Cash flow
€29,185▲
2024 · €4,135
Solvency
-2.0%▲
2024 · -2.5%
Current ratio
0.05▲
2024 · 0.04
Debt to equity
-50.52▼
2024 · -41.36
ROA
0.5%▲
2024 · -4.6%
Interest coverage
1.72▲
2024 · 1.08
Debt ≤ 1 year
€141,901▲
2024 · €139,944
Debt > 1 year
€807,974▼
2024 · €838,254
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 262 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
1.1% went bankrupt
0.8% stopped otherwise
97% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 262 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€954,548€931,072▼
Fixed assets21/28€948,873€924,535▼
Tangible fixed assets22/27€948,873€924,535▼
Land and buildings22€943,379€919,591▼
Other tangible fixed assets26€5,494€4,944▼
Current assets29/58€5,675€6,537▲
Amounts receivable within one year40/41-€732
Trade receivables40-€700
Other amounts receivable41-€32
Cash at bank and in hand54/58€5,543€5,540=
Deferred charges and accrued income490/1€132€264▲
Equity and liabilities
Total equity and liabilities10/49€954,548€931,072▼
Equity10/15-€23,650-€18,803▲
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€43,650-€38,803▲
Amounts payable17/49€978,198€949,875▼
Amounts payable after more than one year17€838,254€807,974▼
Financial debts170/4€828,074€797,794▼
Other amounts payable178/9€10,180€10,180=
Amounts payable within one year42/48€139,944€141,901▲
Current portion of amounts payable after more than one year42€34,734€36,129▲
Trade debts44€917€1,478▲
Suppliers440/4€917€1,478▲
Other amounts payable47/48€104,294€104,294=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,786€24,338▼
Other operating charges640/8€5,245€4,554▼
Gross operating margin9900€61,090€74,410▲
Operating profit (loss)9901€8,059€45,518▲
Financial charges65/66B€51,710€40,671▼
Recurring financial charges65€51,710€40,671▼
Profit (loss) for the period before taxes9903-€43,650€4,847▲
Profit (loss) for the period9904-€43,650€4,847▲
Profit (loss) for the period to be appropriated9905-€43,650€4,847▲
Appropriation of the result
Profit (loss) to be appropriated9906-€43,650-€38,803▲
Profit (loss) brought forward from the previous period14P--€43,650

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,786€24,338▼ 49.1%
Other operating charges640/8€5,245€4,554▼ 13.2%
Gross operating margin9900€61,090€74,410▲ 21.8%
Operating profit (loss)9901€8,059€45,518▲ 465%
Financial charges65/66B€51,710€40,671▼ 21.3%
Recurring financial charges65€51,710€40,671▼ 21.3%
Profit (loss) for the period before taxes9903-€43,650€4,847▲ 111%
Profit (loss) for the period9904-€43,650€4,847▲ 111%
Profit (loss) for the period to be appropriated9905-€43,650€4,847▲ 111%
Line20242025Change
Assets
Total assets20/58€954,548€931,072▼ 2.5%
Fixed assets21/28€948,873€924,535▼ 2.6%
Tangible fixed assets22/27€948,873€924,535▼ 2.6%
Land and buildings22€943,379€919,591▼ 2.5%
Other tangible fixed assets26€5,494€4,944▼ 10.0%
Current assets29/58€5,675€6,537▲ 15.2%
Amounts receivable within one year40/41-€732-
Trade receivables40-€700-
Other amounts receivable41-€32-
Cash at bank and in hand54/58€5,543€5,540=
Deferred charges and accrued income490/1€132€264▲ 99.9%
Equity and liabilities
Total equity and liabilities10/49€954,548€931,072▼ 2.5%
Equity10/15-€23,650-€18,803▲ 20.5%
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€43,650-€38,803▲ 11.1%
Amounts payable17/49€978,198€949,875▼ 2.9%
Amounts payable after more than one year17€838,254€807,974▼ 3.6%
Financial debts170/4€828,074€797,794▼ 3.7%
Other amounts payable178/9€10,180€10,180=
Amounts payable within one year42/48€139,944€141,901▲ 1.4%
Current portion of amounts payable after more than one year42€34,734€36,129▲ 4.0%
Trade debts44€917€1,478▲ 61.2%
Suppliers440/4€917€1,478▲ 61.2%
Other amounts payable47/48€104,294€104,294=
Line20242025Change
Profit (loss) for the period9904-€43,650€4,847▲ 111%
+ Depreciation and write-downs630€47,786€24,338▼ 49.1%
Operating cash flow (approximation)€4,135€29,185▲ 606%
Investment in fixed assets (approximation)-€0-
Change in cash--€3-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €4,847
Net result €4,847 after one loss-making year.
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
208 m²
Building footprint
211 m²
Volume, LiDAR
1,245 m³
Parcel 21306D0339/00W008, Brussels · tallest building 14.2 m, ±1 floor. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
Bizetplein 5, 1070 Anderlecht
Real estate activities
since 20232.346.716.446
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21306D0339/00W008 Brussels 208 m² 1 · 211 m² 14.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded26-05-2023
Fiscal year end31-12
Contact
E-mail ahmed.arbia@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802152782
Also 9925:BE0802152782
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.