Summary
A2 Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €350,641 and a net result of €260,856. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 2469 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
3 d late
2023
1 d early
2022
on the day
2021
4 d early
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€350,641▲ 291%
2024 · €89,784
Net result
€260,856▲ 57.7%
2024 · €165,439
Total assets
€643,118▲ 35.2%
2024 · €475,806
Solvency
54.5%▲ 35.7pp
2024 · 18.9%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€173,634▲ 72.3%€303,466▲ 74.8%€336,104▲ 10.8%€224,205▼ 33.3%€356,283▲ 58.9%
Net result€132,815above the sector's middle half▲ 86.6%€227,583above the sector's middle half▲ 71.4%€246,326above the sector's middle half▲ 8.2%€165,439above the sector's middle half▼ 32.8%€260,856above the sector's middle half▲ 57.7%
Equity€213,193within the sector's middle half▲ 165%€89,784within the sector's middle half▼ 57.9%€89,784within the sector's middle half=€89,784within the sector's middle half=€350,641above the sector's middle half▲ 291%
Total assets€377,973within the sector's middle half▲ 58.8%€480,068within the sector's middle half▲ 27.0%€494,812within the sector's middle half▲ 3.1%€475,806within the sector's middle half▼ 3.8%€643,118within the sector's middle half▲ 35.2%
Debt€164,780▲ 4.6%€390,283▲ 137%€405,028▲ 3.8%€386,021▼ 4.7%€292,477▼ 24.2%
Working capital€156,820within the sector's middle half▲ 219%€41,723within the sector's middle half▼ 73.4%€40,189within the sector's middle half▼ 3.7%€121,525within the sector's middle half▲ 202%€298,606above the sector's middle half▲ 146%
Solvency56.4%within the sector's middle half▲ 22.6pp18.7%below the sector's middle half▼ 37.7pp18.1%below the sector's middle half▼ 0.6pp18.9%below the sector's middle half▲ 0.7pp54.5%within the sector's middle half▲ 35.7pp
Current ratio4.01above the sector's middle half▲ 1.631.14within the sector's middle half▼ 2.881.13within the sector's middle half▼ 0.011.55within the sector's middle half▲ 0.423.07within the sector's middle half▲ 1.52
Return on assets (ROA)35.1%above the sector's middle half▲ 5.2pp47.4%above the sector's middle half▲ 12.3pp49.8%above the sector's middle half▲ 2.4pp34.8%above the sector's middle half▼ 15.0pp40.6%above the sector's middle half▲ 5.8pp
Staff (FTE)11.5▲ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 59% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €643,118
Fixed assets
€200,036 ▲ 50.5%
Current assets
€443,082 ▲ 29.2%
Equity and liabilities €643,118
Equity
€350,641 ▲ 291%
Debt
€292,477 ▼ 24.2%
Debt's share of the balance-sheet total falls from 81.1% to 45.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
74.4%▼
2024 · 184.3%
Debt ≤ 1 year
€144,477▼
2024 · €221,403
Debt > 1 year
€147,970▼
2024 · €164,619
Income taxes
€85,776▲
2024 · €55,724
Staff costs
€61,207▲
2024 · €33,787
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €114 | €160 | €33,787 | €61,207 | ▲ 81.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,427 | €9,140 | €8,347 | €8,309 | €11,677 | ▲ 40.5% |
| Other operating charges640/8 | - | €2,755 | €2,247 | €2,474 | €2,544 | ▲ 2.8% |
| Non-recurring operating charges66A | - | €2,161 | €0 | - | - | - |
| Gross operating margin9900 | €215,091 | €317,635 | €346,858 | €268,775 | €431,712 | ▲ 60.6% |
| Operating profit (loss)9901 | €173,634 | €303,466 | €336,104 | €224,205 | €356,283 | ▲ 58.9% |
| Financial income75/76B | - | €859 | €0 | €195 | €185 | ▼ 4.8% |
| Recurring financial income75 | - | €859 | €0 | €195 | €185 | ▼ 4.8% |
| Financial charges65/66B | - | €2,397 | €2,974 | €3,236 | €9,836 | ▲ 204% |
| Recurring financial charges65 | €2,411 | €2,397 | €2,974 | €3,236 | €9,836 | ▲ 204% |
| Profit (loss) for the period before taxes9903 | €171,223 | €301,928 | €333,130 | €221,163 | €346,632 | ▲ 56.7% |
| Income taxes67/77 | €38,408 | €74,344 | €86,804 | €55,724 | €85,776 | ▲ 53.9% |
| Profit (loss) for the period9904 | €132,815 | €227,583 | €246,326 | €165,439 | €260,856 | ▲ 57.7% |
| Profit (loss) for the period to be appropriated9905 | €132,815 | €227,583 | €246,326 | €165,439 | €260,856 | ▲ 57.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €377,973 | €480,068 | €494,812 | €475,806 | €643,118 | ▲ 35.2% |
| Fixed assets21/28 | €169,130 | €137,979 | €135,418 | €132,878 | €200,036 | ▲ 50.5% |
| Tangible fixed assets22/27 | €168,875 | €137,724 | €135,163 | €132,366 | €199,524 | ▲ 50.7% |
| Land and buildings22 | - | €129,030 | €123,314 | €123,053 | €192,746 | ▲ 56.6% |
| Plant, machinery and equipment23 | - | €493 | €0 | - | - | - |
| Furniture and vehicles24 | - | €8,201 | €11,849 | €9,313 | €6,778 | ▼ 27.2% |
| Financial fixed assets28 | €255 | €255 | €255 | €512 | €512 | = |
| Current assets29/58 | €208,843 | €342,088 | €359,394 | €342,928 | €443,082 | ▲ 29.2% |
| Amounts receivable after more than one year29 | - | - | - | - | €25,000 | - |
| Other amounts receivable291 | - | - | - | - | €25,000 | - |
| Amounts receivable within one year40/41 | €9,266 | €138,579 | €108,458 | €238,675 | €322,732 | ▲ 35.2% |
| Trade receivables40 | - | - | €36,591 | €4,772 | €1,588 | ▼ 66.7% |
| Other amounts receivable41 | - | €138,579 | €71,867 | €233,904 | €321,144 | ▲ 37.3% |
| Current investments50/53 | - | - | - | €100 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €198,248 | €201,457 | €250,016 | €70,128 | €32,025 | ▼ 54.3% |
| Deferred charges and accrued income490/1 | - | €2,053 | €920 | €34,024 | €63,326 | ▲ 86.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €377,973 | €480,068 | €494,812 | €475,806 | €643,118 | ▲ 35.2% |
| Equity10/15 | €213,193 | €89,784 | €89,784 | €89,784 | €350,641 | ▲ 291% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €206,993 | €71,184 | €71,184 | €71,184 | €332,041 | ▲ 366% |
| Distributable reserves133 | - | €71,184 | €71,184 | €71,184 | €332,041 | ▲ 366% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €164,780 | €390,283 | €405,028 | €386,021 | €292,477 | ▼ 24.2% |
| Amounts payable after more than one year17 | €112,702 | €89,304 | €81,358 | €164,619 | €147,970 | ▼ 10.1% |
| Financial debts170/4 | - | €89,304 | €81,358 | €164,619 | €147,970 | ▼ 10.1% |
| Amounts payable within one year42/48 | €52,023 | €300,366 | €319,205 | €221,403 | €144,477 | ▼ 34.7% |
| Current portion of amounts payable after more than one year42 | - | €7,793 | €31,387 | €51,330 | €76,648 | ▲ 49.3% |
| Financial debts43 | - | - | - | - | €20,282 | - |
| Credit institutions430/8 | - | - | - | - | €20,282 | - |
| Trade debts44 | €746 | €19,413 | €4,688 | €688 | €12,030 | ▲ 1,648% |
| Suppliers440/4 | - | €19,413 | €4,688 | €688 | €12,030 | ▲ 1,648% |
| Taxes, remuneration and social security45 | - | €78,853 | €83,753 | €28,761 | €35,516 | ▲ 23.5% |
| Taxes450/3 | - | €78,853 | €83,753 | €24,816 | €25,776 | ▲ 3.9% |
| Remuneration and social security454/9 | - | €0 | - | €3,945 | €9,741 | ▲ 147% |
| Other amounts payable47/48 | - | €194,307 | €199,377 | €140,623 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €613 | €4,465 | €0 | €30 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €132,815 | €227,583 | €246,326 | €165,439 | €260,856 | ▲ 57.7% |
| + Depreciation and write-downs630 | €23,427 | €9,140 | €8,347 | €8,309 | €11,677 | ▲ 40.5% |
| Operating cash flow (approximation) | €156,242 | €236,723 | €254,673 | €173,748 | €272,534 | ▲ 56.9% |
| Investment in fixed assets (approximation) | - | €22,012 | -€5,785 | -€5,769 | -€78,835 | ▼ 1,267% |
| Change in cash | - | €3,208 | €48,560 | -€179,888 | -€38,103 | ▲ 78.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €260,856 ▲57.7%
Operating result €356,283, net result €260,856, both a record.
30-06
Financial
Equity above €200,000Eq €350,641 ▲291%
7 profitable years in a row build equity to €350,641.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €200,000Eq €213,193 ▲165%
3 profitable years in a row build equity to €213,193.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity times 40current ratio 2.39
Current ratio from 0.06 to 2.39; short-term debt falls from €44,206 to €35,343.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Ground area
317 m²
Building footprint
201 m²
Volume, LiDAR
1,542 m³
Parcel 11006A0220/00M005, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
A2 Consult
since 20172.275.391.455
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0220/00M005 | Flanders | 317 m² | 1 · 201 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,671 companies in sector 66220 we hold annual accounts for 3,220. 2,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2017
Fiscal year end30-06
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0682993727
Also
9925:BE0682993727
Registered
17-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.