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Complete company report
Generated 23-08-2026
Active BE 0650.527.332Private limited company

A-Z Tegels

Ingelmunstersteenweg 128 ·8780 Oostrozebeke, Belgium· 10 yrs active
Sector: Detailhandel in wand- en vloertegels (47523)
Conclusion Checked

The computed 12-month bankruptcy probability of A-Z Tegels is 1.4% (low). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 10 yrs
Board 5
Locations 3
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free
1.4% Low
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2016, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview8 NBB filings
Financials being processed
NBB has 8 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 25-07-2025 2025-00323964
31-12-2023 verkort 12-09-2024 2024-00462350
31-12-2022 verkort 31-08-2023 2023-00396676
31-12-2021 verkort 30-08-2022 2022-20350720
31-12-2020 verkort 30-09-2021 2021-69300020
31-12-2019 verkort 28-09-2020 2020-57800595
31-12-2018 verkort 28-09-2019 2019-66600001
31-12-2017 verkort 27-09-2018 2018-65500168
Directors & mandates 7 directors
Directors derived from a single State Gazette act, under verification
All 5 current directors first appear in the same act (23443581). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • DESMET Luc
    Director
    State Gazette act 23443581 (04-12-2023)
    Current
    04-12-2023 → present
  • DESMET Mike
    Director
    State Gazette act 23443581 (04-12-2023)
    Current
    04-12-2023 → present
  • DE CLERCQ Anne
    Director
    State Gazette act 23443581 (04-12-2023)
    Current
    01-10-2017 → present
    2 events
    • 04-12-2023 Mandate renewed· Director
    • 01-10-2017 Appointed· Manager
  • DESMET Maïka
    Director
    State Gazette act 23443581 (04-12-2023)
    Current
    01-10-2017 → present
    2 events
    • 04-12-2023 Mandate renewed· Director
    • 01-10-2017 Appointed· Manager
  • DESMET Nadine
    Director
    State Gazette act 23443581 (04-12-2023)
    Current
    01-06-2017 → present
    2 events
    • 04-12-2023 Mandate renewed· Director
    • 01-06-2017 Appointed· Manager
Former directors (2)
  • Davy Vanderschaeghe
    Director
    State Gazette act 23443581 (04-12-2023)
    Former
    01-10-2017 → 01-07-2025
    3 events
    • 01-07-2025 Resigned· Director
    • 04-12-2023 Mandate renewed· Director
    • 01-10-2017 Appointed· Manager
  • D'HOORE Eddy
    Manager
    State Gazette act 18135177 (06-09-2018)
    Former
    01-10-2017 → 04-12-2023
    2 events
    • 04-12-2023 Resigned· Director
    • 01-10-2017 Appointed· Manager
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Detailhandel in wand- en vloertegels(47523)
Legal form Private limited company(610)
Incorporation17-03-2016
StatusActive
Postal code8780
Establishment units 3 locations
A-Z Tegels
Bruggestraat 319, 8770 IngelmunsterKleinhandel in ijzerwaren, verf en bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsopp. < 400 M2
since 20162.272.961.507
A-Z Tegels
Ingelmunstersteenweg 128, 8780 OostrozebekeKleinhandel in ijzerwaren, verf en bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsopp. < 400 M2
since 20162.272.961.606
A-Z Tegels
Leegstraat 184B, 8780 OostrozebekeVervaardiging van keramische tegels en plavuizen
since 20232.339.163.809
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37010E1169/00X004 Flanders 3,137 m² 1 · 450 m² 12.2 m · 3 fl.
37010E1070/02F000 Flanders 2,310 m² 1 · 799 m² 7.6 m
36007A0038/00W000 Flanders 1,400 m² 1 · 845 m² 13.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
27-02-2026
State Gazette act Director changes
correction
2025
28-11-2025
State Gazette act Director changes
v3.2
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
12-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
04-12-2023
State Gazette act Director changes
v3.2
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
30-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
30-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
28-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
28-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
23-05-2019
State Gazette act Registered-office change
v3.2
2018
27-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
06-09-2018
State Gazette act Director changes
v3.2
2017
03-07-2017
State Gazette act Director changes
v3.2
2016
21-03-2016
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 7 acts
Address history · 1
23-05-2019
v3.2
All acts · 7 updated 5 months ago
2026
27-02-2026 Desmet Nadine resigns as director Director changescorrection
  • Desmet Nadine, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Desmet Nadine",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2025-12-31",
      "evidence_quote": "De bijzondere algemene vergadering beslist tot het ontslag van mevrouw Desmet Nadine als niet-statutaire bestuurder, en dit met ingang op 31/12/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Bart Pannier",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0466.264.449",
        "name": "BV ADFISC",
        "address": "Kwadestraat 20 C, 8800 Roeselare",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent volmacht aan BV ADFISC vertegenwoordigd door de heer Bart Pannier, rechtspersoon met zetel te 8800 Roeselare, Kwadestraat 20 C, RPR Gent afdeling Kortrijk, gekend in de KBO onder nummer 0466.264.449, en aan diens aangestelden, voor onbepaalde tijd en tot aan de uitdr",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-02-27",
    "filing_date": "2026-02-19",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2026-02-02",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0650.527.332",
    "name_full": "A-Z Tegels",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Anne De Clercq",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2025
28-11-2025 Davy Vanderschaeghe resigns as director Director changes
  • Davy Vanderschaeghe, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Davy Vanderschaeghe",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "De bijzondere algemene vergadering beslist tot het ontslag van de heer Davy Vanderschaeghe, met woonplaats te 8780 Oostrozebeke Stationsstraat 93, als niet-statutaire bestuurder, en dit met ingang op 01/07/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens man",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0650.527.332",
    "name_full": "A-Z TEGELS",
    "legal_form": "BV"
  }
}
2023
04-12-2023 1 resigning, 6 reappointed Director changes
  • D'HOORE Eddy, Bestuurder
  • DESMET Luc, Bestuurder
  • DESMET Mike, Bestuurder
  • DE CLERCQ Anne, Bestuurder
  • DESMET Maïka, Bestuurder
  • DESMET Nadine, Bestuurder
  • VANDERSCHAEGHE Davy, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "D\u0027HOORE Eddy",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering verzoekt instrumenterende notaris akte te willen nemen van haar beslissing van 25 oktober 2023, op heden nog niet ter bekendmaking neergelegd, om het mandaat van haar bestuurder de heer D\u0027HOORE Eddy te be\u00EBindigen."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DESMET Luc",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de overige huidige bestuurder(s), hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurder voor een onbepaalde duur: (1) De heer DESMET Luc, wonende te 8780 Oostrozebeke, Stationsstraat 153;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DESMET Mike",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de overige huidige bestuurder(s), hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurder voor een onbepaalde duur: (2) De heer DESMET Mike, 8710 Wielsbeke, Meulebeeksestraat 50;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DE CLERCQ Anne",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de overige huidige bestuurder(s), hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurder voor een onbepaalde duur: (3) Mevrouw DE CLERCQ Anne, wonende te 8780 Oostrozebeke, Stationsstraat 153;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DESMET Ma\u00EFka",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de overige huidige bestuurder(s), hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurder voor een onbepaalde duur: (4) Mevrouw DESMET Ma\u00EFka, wonende te 8780 Oostrozebeke, Ingelmunstersteenweg 132;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DESMET Nadine",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de overige huidige bestuurder(s), hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurder voor een onbepaalde duur: (5) Mevrouw DESMET Nadine, wonende te 8710 Wielsbeke, Rijksweg 376;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VANDERSCHAEGHE Davy",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering beslist de overige huidige bestuurder(s), hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurder voor een onbepaalde duur: (6) De heer VANDERSCHAEGHE Davy, wonende te 8780 Oostrozebeke, Stationsstraat 93;"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0650.527.332",
    "name_full": "A-Z TEGELS",
    "legal_form": "BVBA"
  }
}
2019
23-05-2019 Registered office moved within Oostrozebeke Registered-office change
  • Ingelmunstersteenweg 49, 8780 Oostrozebeke → Ingelmunstersteenweg 128, 8780 Oostrozebeke
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Oostrozebeke",
        "region": null,
        "street": "Ingelmunstersteenweg",
        "country": "BE",
        "postcode": "8780",
        "box_number": null,
        "street_number": "128"
      },
      "old_address": {
        "city": "Oostrozebeke",
        "region": null,
        "street": "Ingelmunstersteenweg",
        "country": "BE",
        "postcode": "8780",
        "box_number": null,
        "street_number": "49"
      },
      "effective_date": "2019-05-01",
      "evidence_quote": "De maatschappelijke zetel wordt verplaatst van Ingeimunstersteenweg 49, 8780 Oostrozebeke naar Ingelmunstersteenweg 128, 8780 Oostrozebeke en dit met ingang vanaf heden"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0650.527.332",
    "name_full": "A-Z TEGELS",
    "legal_form": "BVBA"
  }
}
2018
06-09-2018 4 directors appointed Director changes
  • Anne De Clercq, Zaakvoerder
  • Maïka Desmet, Zaakvoerder
  • Eddy D'Hoore, Zaakvoerder
  • Davy Vanderschaeghe, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Anne De Clercq",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-10-01",
      "evidence_quote": "De vergadering beslist de volgende personen als zaakvoerder te benoemen voor onbepaalde duur en dit met ingang vanaf 01/10/2017: Anne De Clercq wonende te Stationsstraat 153- 8780 \u041Eostrozebeke"
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Ma\u00EFka Desmet",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-10-01",
      "evidence_quote": "De vergadering beslist de volgende personen als zaakvoerder te benoemen voor onbepaalde duur en dit met ingang vanaf 01/10/2017: Ma\u00EFka Desmet wonende te Ingelmunstersteenweg 132-8780 Oostrozebeke"
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Eddy D\u0027Hoore",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-10-01",
      "evidence_quote": "De vergadering beslist de volgende personen als zaakvoerder te benoemen voor onbepaalde duur en dit met ingang vanaf 01/10/2017: Eddy D\u0027Hoore wonende te Tuinstraat 25 - 8780 \u041Eostrozebeke"
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Davy Vanderschaeghe",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-10-01",
      "evidence_quote": "De vergadering beslist de volgende personen als zaakvoerder te benoemen voor onbepaalde duur en dit met ingang vanaf 01/10/2017: Davy Vanderschaeghe wonende te Stationsstraat 93-8780 Oostrozebeke"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0650.527.332",
    "name_full": "A-Z TEGELS",
    "legal_form": "BVBA"
  }
}
2017
03-07-2017 Nadine Desmet appointed as manager Director changes
  • Nadine Desmet, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Nadine Desmet",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-06-01",
      "evidence_quote": "De vergadering beslist de volgende persoon als zaakvoerder te benoemen voor onbepaalde duur en dit met ingang vanaf 01/06/2017: Nadine Desmet wonende te Rijksweg 376-8710 Wielsbeke"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0650.527.332",
    "name_full": "A-Z TEGELS",
    "legal_form": "BVBA"
  }
}
2016
21-03-2016 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Ingelmunstersteenweg 49, 8780 Oostrozebeke",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1961-02-04",
        "name": "DESMET Luc Roger Marie Rose Odiel",
        "niss": null,
        "address": "Stationsstraat 153, 8780 Oostrozebeke"
      },
      "share_class": "Aandelen op naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9300,
      "holder_person_name": "DESMET Luc Roger Marie Rose Odiel",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1991-03-06",
        "name": "DESMET Mike Victor",
        "niss": null,
        "address": "Hoogstraat 109, 8780 Oostrozebeke"
      },
      "share_class": "Aandelen op naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9300,
      "holder_person_name": "DESMET Mike Victor",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0650.527.332",
    "name_full": "A-Z Tegels",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2016-03-16",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in vloer- en wandtegels46835Detailhandel in wand- en vloertegels47523Vervaardiging van keramische tegels en plavuizen23310
Primary activity highlighted.
Names & trade names
Legal nameNL A-Z Tegels
Registered office
Ingelmunstersteenweg 128
8780 Oostrozebeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 40 of 174 with filed accounts
TegelGroep A-Z BE 0755.542.403 · Oostrozebeke
AMBIENTE BE 0688.620.420 · Oostkamp
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HEJA-INVEST BE 0417.966.268 · Houthulst
HOOREMAN CORENTIN CARRELAGES BE 0787.919.617 · Menen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative