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A.T. COMPANY

Active
Private limited companyfounded 2018active for 7 yearsLeuvensesteenweg 327, 3070 Kortenberg, BelgiumKBO/BCE: BE 0715.856.832
Summary

The computed 12-month bankruptcy probability of A.T. COMPANY is 1.6% (moderate). The 2025 annual accounts show equity of €46,316 and a net result of €19,688. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 63% of 22,817 sector peers (NACE 47, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-12-2018 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 4 others
Joint committee
201 Independent retail · annual accounts 2025
Establishment unit
2.282.687.043 3070 Kortenberg, since 17-12-2018
Financial year end
31 December
Peppol
Reachable since 22-09-2025

Board and ownership

Board
Shareholders
  • Kaur parmjitdeed of 24-04-2023
  • Singh, Manpreetdeed of 24-04-2023
  • KUMAR HANNYdeed of 24-04-2023

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Turnover
€1.4m
▲ 34.4%
Profit
€19,688
▲ 91.5%
Equity
€46,316
▲ 73.9%
Total assets
€96,281
▼ 39.9%
Staff
0.1 FTE
Score breakdownraises risk2 of the last 3 accounts lateSize: turnover €1.4m, total assets €96,281Founded in 2018Sector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 59% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 73+31
equity 48.1% of total assets
Liquidity 34+17
short-term debt 51.9% · cash 8.0%
Profitability 73+13
return on assets 20.4%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 7.3%highest value 01-2025: 4.9%▼ -2.4 percentage points vs 12-2024 02-2025: 4.9%● unchanged vs 01-2025 03-2025: 4.4%▼ -0.5 percentage points vs 02-2025 04-2025: 4.4%● unchanged vs 03-2025 05-2025: 4.3%▼ -0.1 percentage points vs 04-2025 06-2025: 4.1%▼ -0.2 percentage points vs 05-2025 07-2025: 4.0%▼ -0.1 percentage points vs 06-2025 08-2025: 4.6%▲ +0.6 percentage points vs 07-2025 09-2025: 4.7%▲ +0.1 percentage points vs 08-2025 10-2025: 2.6%▼ -2.1 percentage points vs 09-2025 11-2025: 2.6%● unchanged vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.5%▼ -0.1 percentage points vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.4%▼ -0.1 percentage points vs 06-2026 08-2026: 1.7%▼ -0.7 percentage points vs 07-2026 09-2026: 1.6%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 1.6%● unchanged vs 09-2026lowest value 11-2026: 1.6%● unchanged vs 10-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.33 (0.9 in 2024), below the usual 1.5. Short-term debt is 51.9% and cash 8% of total assets. 51.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 63% of them on solvency, 31% on liquidity, 57% on profitability and 87% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · Size: turnover €1.4m, total assets €96,281
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
24 days early
2024
39 days late
2023
132 days late
2022
106 days late
2021
116 days late
2020
230 days late
2019
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 92 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 November (4 of the last 5 accounts filed within 67 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 years of growth in a rowturnover 2025: €1.4m 5 years View
  • Positive: Turnover rose in 2025from €1.1m to €1.4m ▲ 34.4% View

Recent changes

  1. · Gazette deed Resignation: SINGH Manpreet (manager)Reappointment: SINGH Manpreet (director)
  2. · Gazette deed Kaur parmjit holds 5 sharesSingh, Manpreet holds 95 shares · KUMAR HANNY is a shareholder · Director in office: Singh, Manpreet
  3. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as A.T. COMPANY: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €81,400 and €105,000, founded between 2018 and 2019.

CompanyTotal assetsGross margin
A.T. COMPANY Kortenberg€96,281€51,046
MAALIK BUSINESS Menen€104,218€55,941
Macavrac Wavre€104,659€49,379
KANIA AFRO Schaerbeek€95,140€58,194
AS AMAR Charleroi€96,959€58,531
MAMZIN Uccle€90,592€56,978
SAFWAN KHALID Anderlecht€81,389€46,417
Full comparison

Key facts about A.T. COMPANY

What is the company number of A.T. COMPANY?
The company number of A.T. COMPANY is 0715.856.832. The VAT number is the same number with BE in front: BE 0715.856.832.
Where is A.T. COMPANY based?
The registered office is at Leuvensesteenweg 327, 3070 Kortenberg.Company details
What does A.T. COMPANY do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of A.T. COMPANY?
A.T. COMPANY is a private limited company (BV).
When was A.T. COMPANY founded?
A.T. COMPANY was founded on 14-12-2018.
Is A.T. COMPANY still active?
Yes, A.T. COMPANY is an active enterprise in the KBO register.
How many employees does A.T. COMPANY have?
A.T. COMPANY had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does A.T. COMPANY fall under?
In its 2025 annual accounts, A.T. COMPANY states joint committee 201 (Independent retail).
What is the turnover of A.T. COMPANY?
The turnover of A.T. COMPANY was €1.4m in financial year 2025, according to the filed annual accounts.
Is A.T. COMPANY profitable?
In financial year 2025, A.T. COMPANY made a profit of €19,688.
Where can I find the annual accounts of A.T. COMPANY?
A.T. COMPANY filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A.T. COMPANY due?
A.T. COMPANY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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