A.S. OPTIEK
ActiveFrom the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of A.S. OPTIEK is 1.6% (moderate). The 2025 annual accounts show negative equity (-€16,975) and a net result of -€30,949. Equity has been shrinking by about 31% per year since 2019. Its solvency ranks better than 19% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 22-10-2013 Normal situation
- Legal form
- Private limited company
- Registered office
- Laagweide 35, 8560 Wevelgem
- Activity
- Retail sale of prescription glasses, lenses and sunglasses NACE 47742and 1 other
- Establishment unit
- 2.319.754.010 8370 Blankenberge, since 26-07-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.6%
- Gross margin
- €11,881
- ▼ 54.6%
- Turnover
- ≈ €130,000
- estimated
- Loss
- €30,949
- ▲ 142%
- Equity
- -€16,975
- Total assets
- €265,225
- ▼ 13.5%
Score breakdownraises riskLoss of €30,949, the second in a row (financial year 2025)Negative equity -€16,975Sector: Retail trade (NACE 47)lowers riskSize: total assets €265,225Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 17% of them on solvency, 18% on liquidity, 22% on profitability and 3% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 30-06-2025
- Filed on
- 28-01-2026
- Format
- micro format
- Reference
- 2026-00017053
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a loss of €26,929, larger than the loss of €9,296 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Companies with the same profile, two years later
Historical observationIn July 2024, 6,907 companies had the same profile as A.S. OPTIEK has now. Two years later, 5.8% had gone bankrupt and 85.5% were still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of A.S. OPTIEK itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for A.S. OPTIEK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,567 | €21,201 | €34,337 | €29,511 | €30,030 | €34,259 | €34,887 | ▲ 1.8% |
| Other operating charges640/8 | - | - | - | €1,577 | €1,674 | €1,218 | €3,924 | ▲ 222% |
| Non-recurring operating charges66A | - | - | - | - | €10,131 | €0 | - | - |
| Gross operating margin9900 | €83,838 | €84,966 | €70,259 | €554 | €64,699 | €26,182 | €11,881 | ▼ 54.6% |
| Operating profit (loss)9901 | €21,777 | €15,935 | -€138 | -€30,534 | €22,864 | -€9,296 | -€26,929 | ▼ 190% |
| Financial income75/76B | - | - | - | €0 | €364 | €25 | €3 | ▼ 87.3% |
| Recurring financial income75 | €17 | €12 | €30 | €0 | €364 | €25 | €3 | ▼ 87.3% |
| Financial charges65/66B | - | - | - | €5,140 | €3,172 | €3,498 | €3,879 | ▲ 10.9% |
| Recurring financial charges65 | €2,315 | €2,081 | €3,998 | €5,140 | €3,172 | €3,498 | €3,879 | ▲ 10.9% |
| Profit (loss) for the period before taxes9903 | €19,479 | €13,866 | -€4,106 | -€35,674 | €20,057 | -€12,769 | -€30,805 | ▼ 141% |
| Income taxes67/77 | €5,663 | €1,882 | €223 | €34 | €0 | €1 | €144 | ▲ 144× |
| Profit (loss) for the period9904 | €13,816 | €11,984 | -€4,330 | -€35,708 | €20,057 | -€12,770 | -€30,949 | ▼ 142% |
| Profit (loss) for the period to be appropriated9905 | €13,816 | €11,984 | -€4,330 | -€35,708 | €20,057 | -€12,770 | -€30,949 | ▼ 142% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €145,715 | €138,761 | €291,205 | €362,421 | €335,152 | €306,726 | €265,225 | ▼ 13.5% |
| Fixed assets21/28 | €69,804 | €61,779 | €232,321 | €283,780 | €222,624 | €188,365 | €151,491 | ▼ 19.6% |
| Intangible fixed assets21 | - | - | €4,026 | €3,207 | €2,388 | €1,569 | €750 | ▼ 52.2% |
| Tangible fixed assets22/27 | €69,554 | €61,779 | €228,295 | €280,573 | €220,236 | €186,796 | €150,741 | ▼ 19.3% |
| Land and buildings22 | - | - | - | €234,028 | €185,076 | €164,660 | €139,999 | ▼ 15.0% |
| Plant, machinery and equipment23 | - | - | - | €45,784 | €34,615 | €21,808 | €10,027 | ▼ 54.0% |
| Furniture and vehicles24 | - | - | - | €761 | €544 | €328 | €715 | ▲ 118% |
| Financial fixed assets28 | €250 | - | - | - | - | - | - | - |
| Current assets29/58 | €75,911 | €76,982 | €58,883 | €78,641 | €112,528 | €118,361 | €113,733 | ▼ 3.9% |
| Stocks and contracts in progress3 | - | - | €33,784 | €59,530 | €87,153 | €93,686 | €99,206 | ▲ 5.9% |
| Stocks30/36 | - | - | - | €59,530 | €87,153 | €93,686 | €99,206 | ▲ 5.9% |
| Amounts receivable within one year40/41 | €28,388 | €21,979 | €19,074 | €1,925 | €6,777 | €4,746 | €8,449 | ▲ 78.0% |
| Trade receivables40 | - | - | - | €1,275 | €5,527 | €4,746 | €8,449 | ▲ 78.0% |
| Other amounts receivable41 | - | - | - | €650 | €1,250 | €0 | - | - |
| Cash at bank and in hand54/58 | €47,492 | €55,003 | €6,024 | €1,999 | €17,160 | €12,004 | €3,167 | ▼ 73.6% |
| Deferred charges and accrued income490/1 | - | - | - | €15,187 | €1,438 | €7,925 | €2,911 | ▼ 63.3% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €145,715 | €138,761 | €291,205 | €362,421 | €335,152 | €306,726 | €265,225 | ▼ 13.5% |
| Equity10/15 | €34,755 | €46,725 | €42,395 | €6,687 | €26,744 | €13,974 | -€16,975 | - |
| Contributions10/11 | €6,200 | - | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €28,555 | €40,525 | €36,195 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €0 | - | - | - | - |
| Profit (loss) carried forward14 | - | - | - | -€1,373 | €18,684 | €5,914 | -€25,035 | - |
| Amounts payable17/49 | €110,960 | €92,036 | €248,810 | €355,734 | €308,408 | €292,752 | €282,199 | ▼ 3.6% |
| Amounts payable after more than one year17 | €73,668 | €67,579 | €191,406 | €220,030 | €136,948 | €148,433 | €119,522 | ▼ 19.5% |
| Financial debts170/4 | - | - | - | €220,030 | €136,948 | €148,433 | €119,522 | ▼ 19.5% |
| Amounts payable within one year42/48 | €35,558 | €23,545 | €57,056 | €135,704 | €171,460 | €144,318 | €162,678 | ▲ 12.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €34,122 | €28,123 | €28,515 | €29,589 | ▲ 3.8% |
| Trade debts44 | €6,204 | €3,491 | €30,324 | €58,328 | €38,469 | €27,012 | €42,620 | ▲ 57.8% |
| Suppliers440/4 | - | - | - | €58,328 | €38,469 | €27,012 | €42,620 | ▲ 57.8% |
| Taxes, remuneration and social security45 | - | - | - | €34 | €11,580 | €4,796 | €10,127 | ▲ 111% |
| Taxes450/3 | - | - | - | €34 | €2,848 | €3,013 | €5,627 | ▲ 86.8% |
| Remuneration and social security454/9 | - | - | - | €0 | €8,732 | €1,784 | €4,500 | ▲ 152% |
| Other amounts payable47/48 | - | - | - | €43,220 | €93,288 | €83,995 | €80,341 | ▼ 4.3% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,816 | €11,984 | -€4,330 | -€35,708 | €20,057 | -€12,770 | -€30,949 | ▼ 142% |
| + Depreciation and write-downs630 | €19,567 | €21,201 | €34,337 | €29,511 | €30,030 | €34,259 | €34,887 | ▲ 1.8% |
| Operating cash flow (approximation) | €33,383 | €33,185 | €30,007 | -€6,197 | €50,086 | €21,489 | €3,938 | ▼ 81.7% |
| Investment in fixed assets (approximation) | - | -€13,177 | -€204,879 | -€80,969 | €31,126 | €0 | €1,987 | - |
| Change in cash | - | €7,511 | -€48,978 | -€4,026 | €15,161 | -€5,156 | -€8,837 | ▼ 71.4% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 28-01-2026 | 2026-00017053 | |
| 30-06-2024 | micro format | 30-01-2025 | 2025-00027482 | |
| 30-06-2023 | micro format | 31-01-2024 | 2024-00016330 | |
| 30-06-2022 | micro format | 31-01-2023 | 2023-00011813 | |
| 30-06-2021 | micro format | 31-01-2022 | 2022-04600274 | |
| 30-06-2020 | micro format | 26-01-2021 | 2021-01900305 | |
| 30-06-2019 | micro format | 27-01-2020 | 2020-02200582 | |
| 30-06-2018 | micro format | 24-01-2019 | 2019-02100525 | |
| 30-06-2017 | micro format | 08-01-2018 | 2018-00600538 | |
| 30-06-2016 | abbreviated format | 31-01-2017 | 2017-03200458 |
Comparable companies
These companies have the same main activity as A.S. OPTIEK: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €174,000 and €425,000, founded between 2010 and 2017.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| A.S. OPTIEK Wevelgem | 2013 | €265,225 | -€16,975 | €11,881 | -€30,949 | 2025 |
| PERECEPTION Chiny | 2017 | €243,030 | €223,940 | €9,826 | €34,689 | 2025 |
| Rifslie Pajottegem | 2013 | €326,894 | -€159,257 | €19,181 | -€22,891 | 2025 |
| Babeth Lunettes Braine-l'Alleud | 2010 | €197,038 | €17,712 | €7,982 | -€15,080 | 2025 |
| COPTIC Pecq | 2016 | €173,714 | -€59,131 | €16,594 | -€6,512 | 2025 |
| Optiek De Landsheer Middelkerke | 2011 | €209,945 | €34,510 | €24,195 | €16,021 | 2025 |
| UWOPTIEK Namur | 2016 | €425,371 | -€343,786 | €17,198 | -€96,321 | 2025 |
They were chosen from the 1,186 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| NOLF Ann-Sophie |
|
The board according to the articles of association
Board and representation
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alone
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Artikel 12, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “In vormen vereist voor statutenwijziging, ontbinding door beslissing algemene vergadering”“Besluiten over ontbinding of in agenda aangekondigde maatregelen om continuïteit te vrijwaren, binnen twee maanden na datum waarop toestand…”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere…”
Articles of association, deed of 18-12-2023
Owners and capital
Capital transactions
- 18-12-2023 Converted to unavailable equity
- 18-12-2023 Converted to uncalled contributions · €12,400
Shares according to the articles of association
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, Artikel 9”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Ten minste vijftien dagen te rekenen van openstelling, Artikel 8”
Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
Articles of association, deed of 18-12-2023 (in Dutch)
Group and network
Connections & network
1 current directorThe network starts from the directors of A.S. OPTIEK. Every other company they run is a node.
History
Acts, filings and financial milestones
18-12
Gazette deed
Resignation: NOLF Ann-Sophie (manager)Appointment: NOLF Ann-Sophie (director) · Amendment of the articles · Capital conversion11 points ▸
- General meeting, 04-12-2023
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “eigen vermogensrekening niet-opgevraagde inbrengen” (deed in Dutch)
- Reserve release, “vormen en meerderheden van statutenwijziging, opheffing statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital
- Director resignation, NOLF Ann-Sophie (manager)
- Director appointment, NOLF Ann-Sophie (director (not named in the articles))
- Director discharge, NOLF Ann-Sophie
- Registered office clause, “8560 Wevelgem,Laagweide 35” (deed in Dutch)
- Power of attorney, Karel Vandeputte
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202523 activities
- De uitoefening van het beroep van opticien in de ruimste zin van het woord,niet enkel aan- en verkoop,maar ook in consignatie,op commissie,als tussenpersoon of als vertegenwoordiger van verkoop
- De uitoefening van het beroep van brillenmaker
- De uitbating van een optiekzaak of verkooppunt in optische artikelen
- Het uitvoeren van de voorschriften afgeleverd door(oog)artsen waarbij de verbetering van het gezicht en het gehoor wordt beoogd
- Het uitvoeren van of verrichten van activiteiten verband houdend met oogmeting en oogtesten
- De exploitatie of het uitoefenen van alle activiteiten die verband houden met optiek en optometrie of deze tot doel hebben,onder gelijk welke vorm
- De klein- en groothandel in optiek en toebehoren
- De aankoop,de verkoop,de huur,de verhuur,de import,de export,de productie,de distributie,de commercialisering,de vervaardiging,het fabriceren,het ontwerpen,de montage,het onderhouden,het passen,het aanpassen,het voorleggen aan het publiek,het tentoonstellen en het herstellen van,alsook de algemene vertegenwoordiging,de makelarij,de commissie,de service,de handelsbemiddeling en de klein- en groothandel in onder meer de hierna vermelde artikelen en alles wat in deze sector gebruikelijk is,in de meest ruime zin van het woord,alsook van alle aanverwante producten,toebehoren,producten tot onderhoud en reiniging daarvan
- Het inrichten en organiseren van cursussen in verband met optometrie,contactlenzen,technologie en praktijk,het verlenen van advies,expertises,het ter beschikking stellen van hulp en management,personal coaching,begeleiding,het verschaffen van informatie en het geven van onderricht,opleidingen en trainingen met betrekking tot bovenstaande activiteiten of het verrichten van onderzoek dienaangaande
- Het inrichten van een secretariaat en terbeschikking stellen van alle nodige middelen,ruimten en installaties inzake optische en auditieve artikelen,alsook van alle aanverwante artikelen en hun toebehoren
- Het beheren en ter beschikking stellen van infrastructuur in het kader van de uitoefening van bovengenoemde activiteiten
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in het kort de uitoefening van functie van tussenpersoon in handel
- Het verrichten van roerende en onroerende transacties
- De aan- en verkoop,huur en verhuur,en in het algemeen handel in en beheer van onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen,alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerende patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse bestaande of nog op te richten rechtspersonen en ondernemingen
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie,de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen
- Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard,in de ruimste zin,met uitzondering van adviezen inzake beleggingen en geldplaatsingen;bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur
- Het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten en functies
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa
- Het onderzoek naar,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten of nieuwe vormen van technologie en hun toepassingen
- Het verlenen van administratieve prestaties en computerservices
Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31004C0231/00H007 | Flanders | 874 m² | 1 · 156 m² | 9.5 m · 3 |
| 34012C0307/00Z000 | Flanders | 582 m² | 1 · 132 m² | 8.4 m · 2 |