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COPTIC

Active Private limited companyfounded 2016active for 10 yearsRue de Tournai 5, 7740 PecqKBO/BCE: BE 0652.740.714

Lifetime

10 annual accounts with figures on one time axis
peak €33,101 (2020)
€16,594▼ 1.3%
lowest -€33,938 (2017)
-€6,512▲ €741
peak €3,532 (2016)
-€59,131▼ €6,512
€232,845▼ 2.4%
Board3 names since 2016
2 directors and 1 other
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Loss of €6,512Equity from -€52,619 to -€59,131

Key points

from the 2025 annual accounts

Equity

-€59,131
202020212022202320242025

Debts exceed assets in financial year 2025.

Losses

-€34,088 in four years
-4,6112022-15,7122023-7,2532024-6,5122025

Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.

Turnover

≈ €170,000 estimated

The micro format states no turnover.

Debts

€232,845 134% of the balance sheet
Financial debts 42%Suppliers 3%Taxes and wages 2%Other 54%

Of this, €135,651 falls due within a year.

Filings

10 annual accounts 5 late
AprilJune31 JulyOctober20202025

The 2018 accounts came latest: 30 days after the end of the period.

Position in the sector

-€59,131

Less equity than 92% of companies in retail trade. Sector median €40,895 · 25,288 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,333 companies had the same profile as COPTIC has now. Each dot stands for 6 companies, two years later.

90.6%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss

Another 0.8% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,333 companies, not a prediction for COPTIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0652740714
Registered office moved from Tournai to Pecq New registered office: Rue de Tournai 5, 7740 Pecq · Previous registered office: Rue Altière 6, 7534 Tournai (Maulde) · Change of role: , from manager to director · General meeting of 27-12-2023 · Gazette deed
Appointment: (director) General meeting of 20-08-2021 · Gazette deed
First establishment Rue de Tournai 5, Pecq
All 17 events

Comparable companies

same main activity, similar in size and age
Company
COPTIC Pecq €173,714 €16,594 -34.0% -
BRILLE KOONEN KELMIS Eupen €132,427 €13,206 53.7% -
S&M B DESIGN BELGIUM Forest €142,258 €21,876 75.8% -
A & W Heist-op-den-Berg €177,450 €18,633 80.3% 0
Optiek De Landsheer Middelkerke €209,945 €24,195 16.4% -
A.S. OPTIEK Wevelgem €265,225 €11,881 -6.4% -
OPTIQUE IFERGAN Jodoigne €144,665 €25,758 59.7% -

These companies have the same main activity as COPTIC: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €132,000 and €265,000, founded between 2009 and 2013.

Official details

Source: KBO
Status
Active since 21-04-2016Normal situation
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Establishment unit
2.253.935.2537740 Pecq, since 02-05-2016
Financial year end
31 December
Peppol
Reachable since 23-12-2025
Company details

Annual accounts 2025

€173,714▼ 6.5%
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on COPTIC

COPTIC files the micro format. That format states no turnover. The gross margin rose from -€3,197 in 2016 to €16,594 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COPTIC

What is the company number of COPTIC?
The company number of COPTIC is 0652.740.714. The VAT number is the same number with BE in front: BE 0652.740.714.
Where is COPTIC based?
The registered office is at Rue de Tournai 5, 7740 Pecq.Company details
What does COPTIC do?
According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
What is the legal form of COPTIC?
COPTIC is a private limited company (BV).
When was COPTIC founded?
COPTIC was founded on 21-04-2016.
Is COPTIC still active?
Yes, COPTIC is an active enterprise in the KBO register.
What is the turnover of COPTIC?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €16,594 and 118 comparable companies (NACE 477). It probably lies between €63,000 and €370,000. It is a rough estimate.Financials
Is COPTIC profitable?
In financial year 2025, COPTIC made a loss of €6,512.
Where can I find the annual accounts of COPTIC?
COPTIC filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COPTIC due?
COPTIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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