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A & S FUEL

Active
Private limited company (pre-2019)founded 200323 yrs activeOedelemsestraat 129, 8020 Oostkamp, BelgiumKBO/BCE: BE 0859.681.108

A & S FUEL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €16k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+3
Solvency95▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 1.96 in 2024; short-term debt: 30.5% and cash: 18.4% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.5%
Return on assets
10.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
5 d early
2021
65 d early
2020
32 d early
2019
65 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€106k▲ 17.8%
2024 · €90k
2018: €48k 2019: €48k 2020: €66k 2021: €98k 2022: €106k 2023: €96k 2024: €90k
2018 → 2025
Total assets
€152k▼ 0.1%
2024 · €152k
2018: €95k 2019: €125k 2020: €116k 2021: €202k 2022: €169k 2023: €140k 2024: €152k
2018 → 2025
Net result
€16k▲ 27.1%
2024 · €13k
2018: €4k 2019: €393 2020: €19k 2021: €33k 2022: €9k 2023: €-10k 2024: €13k
2018 → 2025
Working capital
€76k▲ 38.2%
2024 · €55k
2018: €38k 2019: €41k 2020: €62k 2021: €69k 2022: €69k 2023: €62k 2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€98k-€106k▲ 7.9%€96k▼ 9.3%€90k▼ 6.8%€106k▲ 17.8%
Operating result€45k-€15k▼ 66.6%€-5k€18k€29k▲ 62.3%
Net result€33k-€9k▼ 74.2%€-10k€13k€16k▲ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €45k€45kNet result 2021: €33k€33kOperating result 2022: €15k€15kNet result 2022: €9k€9kOperating result 2023: €-5k€-5kNet result 2023: €-10k€-10kOperating result 2024: €18k€18kNet result 2024: €13k€13kOperating result 2025: €29k€29kNet result 2025: €16k€16k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets €29k▼ 25.8%
Current assets €122k▲ 9.0%
Equity and liabilities €152k
Equity €106k▲ 17.8%
Debt €46k▼ 25.9%
The debt ratio falls from 41.1% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49k
2024 · €37k
Cash flow
€35k
2024 · €31k
Solvency
69.5%
2024 · 58.9%
Current ratio
2.65
2024 · 1.96
Quick ratio
1.05
2024 · 0.82
Debt / equity
0.44
2024 · 0.70
ROE
15.1%
2024 · 14.0%
ROA
10.5%
2024 · 8.3%
Interest coverage
8.49
2024 · 9.75
Debt
€46k
2024 · €62k
Debt ≤ 1 year
€46k
2024 · €57k
Income taxes
€8k
2024 · €2k
Staff costs
€27k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€152k€152k
Fixed assets21/28€40k€29k
Tangible fixed assets22/27€40k€29k
Plant, machinery and equipment23€10k€8k
Furniture and vehicles24€7k€7k
Leasing and similar rights25€17k€7k
Other tangible fixed assets26€5k€7k
Current assets29/58€112k€122k
Stocks and contracts in progress3€66k€74k
Stocks30/36€66k€74k
Amounts receivable within one year40/41€16k€14k
Trade receivables40€7k€7k
Other amounts receivable41€9k€7k
Cash at bank and in hand54/58€22k€28k
Deferred charges and accrued income490/1€8k€7k
Equity and liabilities
Total equity and liabilities10/49€152k€152k
Equity10/15€90k€106k
Contributions10/11€6k€6k=
Reserves13€83k€99k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€82k€98k
Amounts payable17/49€62k€46k
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€57k€46k
Current portion of amounts payable after more than one year42€9k€5k
Trade debts44€20k€14k
Suppliers440/4€20k€14k
Taxes, remuneration and social security45€4k€9k
Taxes450/3€2k€4k
Remuneration and social security454/9€3k€4k
Other amounts payable47/48€24k€19k
Accrued charges and deferred income492/3€49-
Income statement Code20242025
Remuneration, social security and pensions62€18k€27k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k
Other operating charges640/8€712€2k
Non-recurring operating charges66A-€44
Gross operating margin9900€56k€78k
Operating profit (loss)9901€18k€29k
Financial income75/76B€187€135
Recurring financial income75€187€135
Financial charges65/66B€4k€6k
Recurring financial charges65€4k€6k
Profit (loss) for the period before taxes9903€14k€24k
Income taxes67/77€2k€8k
Profit (loss) for the period9904€13k€16k
Profit (loss) for the period to be appropriated9905€13k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€16k
Profit (loss) brought forward from the previous period14P€-10k-
Transfer from equity791/2€19k-
Transfer to equity691/2€3k€16k
To other reserves6921€3k€16k
Profit to be distributed694/7€19k-
Return on contributions (dividend)694€19k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €100kEq €106k ▲17.8%
2 profitable years in a row build equity to €106k.
29-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Back to profitnet €13k
Net result €13k after one loss-making year.
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Weakest financial yearnet €-10k ▼215%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
25-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Equity above €100kEq €106k ▲7.9%
5 profitable years in a row build equity to €106k.
24-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Highest result since 2018net €33k ▲76.6%
Operating result €45k, net result €33k, both a record.
29-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
07-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oedelemsestraat 1298020 Oostkamp
Ground area
1,055 m²
Building footprint
235 m²
Volume, LiDAR
888 m³
2 parcels, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gulf
Albrecht Rodenbachstraat 39, 8020 OostkampRetail sale of bread and pastry (bakery outlets)
since 20122.208.874.003
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31022I0224/00M000 Flanders 800 m² 1 · 124 m² 6.5 m · 1 fl.
31022B0346/00R000 Flanders 255 m² 1 · 111 m² 5.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,267 companies in sector 47300 we hold annual accounts for 946. 784 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded17-07-2003
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47300Retail sale of automotive fuel
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
47260Retail trade
52240
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.