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BF PHYSIOACTIVE

Active
Private limited companyfounded 20242 yrs activeRue Pré des Dames 13, 5300 Andenne, BelgiumKBO/BCE: BE 1008.149.110

BF PHYSIOACTIVE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €33k. Its solvency ranks better than 51% of 2017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
94 / 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▲+2
Growth78
Stability82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.55 in 2024), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45.4%
Return on assets
34.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€43k▲ 319%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€95k▲ 303%
2024 · €24k
2024: €24k
2024 → 2025
Net result
€33k▲ 296%
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€16k▲ 141%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€10k-€43k▲ 319%
Operating result€11k-€45k▲ 317%
Net result€8k-€33k▲ 296%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2024: €11k€11kNet result 2024: €8k€8kOperating result 2025: €45k€45kNet result 2025: €33k€33k20242025
The operating result rises in 2025; 2025 is 317% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets €51k▲ 844%
Current assets €44k▲ 143%
Equity and liabilities €95k
Equity €43k▲ 319%
Debt €52k▲ 291%
The debt ratio falls from 56.4% to 54.6%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49k
2024 · €14k
Cash flow
€37k
2024 · €12k
Solvency
45.4%
2024 · 43.6%
Current ratio
1.54
2024 · 1.55
Quick ratio
1.54
2024 · 1.55
Debt / equity
1.20
2024 · 1.29
ROE
76.1%
2024 · 80.6%
ROA
34.6%
2024 · 35.2%
Interest coverage
181.19
2024 · 3117.77
Debt
€52k
2024 · €13k
Debt ≤ 1 year
€29k
2024 · €12k
Debt > 1 year
€22k
Income taxes
€12k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€24k€95k
Fixed assets21/28€5k€51k
Intangible fixed assets21€1€1
Tangible fixed assets22/27€5k€51k
Plant, machinery and equipment23€1k€2k
Furniture and vehicles24€4k€49k
Current assets29/58€18k€44k
Amounts receivable within one year40/41€1k€8k
Trade receivables40€1k€8k
Cash at bank and in hand54/58€17k€34k
Deferred charges and accrued income490/1€92€3k
Equity and liabilities
Total equity and liabilities10/49€24k€95k
Equity10/15€10k€43k
Contributions10/11€2k€2k=
Reserves13€8k€41k
Distributable reserves133€8k€41k
Amounts payable17/49€13k€52k
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€12k€29k
Current portion of amounts payable after more than one year42-€7k
Financial debts43-€80
Credit institutions430/8-€80
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€3k€9k
Taxes450/3€3k€9k
Other amounts payable47/48€9k€7k
Accrued charges and deferred income492/3€2k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k
Other operating charges640/8€171€185
Gross operating margin9900€14k€50k
Operating profit (loss)9901€11k€45k
Financial income75/76B-€80
Recurring financial income75-€80
Financial charges65/66B€5€273
Recurring financial charges65€5€273
Profit (loss) for the period before taxes9903€11k€45k
Income taxes67/77€3k€12k
Profit (loss) for the period9904€8k€33k
Profit (loss) for the period to be appropriated9905€8k€33k
Appropriation of the result
Profit (loss) to be appropriated9906€8k€33k
Transfer to equity691/2€8k€33k
To other reserves6921€8k€33k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Pré des Dames 135300 Andenne
Ground area
1,935 m²
Building footprint
241 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
BF PHYSIOACTIVE
Rue des Charmes 79, 5300 AndenneHuman health activities
since 20242.358.563.908
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92029D0579/00A000 Wallonia 1,651 m² 1 · 178 m² -
92003H0469/00C003 Wallonia 284 m² 1 · 63 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,462 companies in sector 85510 we hold annual accounts for 715. 587 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-04-2024
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:francoisbastien.kine@hotmail.com
Enterprise
Phone:+32493597668
Enterprise