A.S.B.
ActiveSummary
A.S.B. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €17k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+78
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
short-term debt: 0.3% and cash: 42.9% of total assets, and 0.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.7%
Return on assets
15%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
5 d early
2023
1 d late
2022
5 d early
2021
16 d late
2020
25 d late
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 17.7%
2024 · €99k
2018: €92k
2019: €88k
2020: €93k
2021: €97k
2022: €100k
2023: €107k
2024: €99k
2018 → 2025
Total assets
€117k▲ 17.0%
2024 · €100k
2018: €114k
2019: €123k
2020: €119k
2021: €113k
2022: €125k
2023: €116k
2024: €100k
2018 → 2025
Net result
€17k
2024 · €-8k
2018: €1k
2019: €-4k
2020: €5k
2021: €4k
2022: €3k
2023: €7k
2024: €-8k
2018 → 2025
Working capital
€88k▲ 43.7%
2024 · €61k
2018: €55k
2019: €51k
2020: €63k
2021: €66k
2022: €68k
2023: €77k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€100k▲ 3.5%€107k▲ 6.6%€99k▼ 7.4%€117k▲ 17.7%
Operating result€4k-€4k▼ 8.8%€7k▲ 76.1%€-8k€18k
Net result€4k-€3k▼ 6.5%€7k▲ 94.9%€-8k€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €8k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€29k ▼ 24.0%
Current assets
€88k ▲ 42.3%
Equity and liabilities €117k
Equity
€117k ▲ 17.7%
Debt
€378 ▼ 57.7%
Debt's share of the balance-sheet total falls from 0.9% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €-2k
Cash flow
€23k▲
2024 · €-2k
Debt to equity
0.00▼
2024 · 0.01
ROE
15.0%▲
2024 · -8.0%
ROA
15.0%▲
2024 · -8.0%
Interest coverage
166.28▲
2024 · -11.78
Debt ≤ 1 year
€378▼
2024 · €894
Income taxes
€170▲
2024 · €140
A ratio outside any meaningful range has been withheld (balance sheet total €117k, equity €117k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€117k▲
Fixed assets21/28€38k€29k▼
Tangible fixed assets22/27€38k€26k▼
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€13k€6k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€0€3k▲
Current assets29/58€62k€88k▲
Stocks and contracts in progress3€4k€2k▼
Stocks30/36€4k€2k▼
Amounts receivable within one year40/41€20k€35k▲
Trade receivables40€15k€33k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€38k€50k▲
Equity and liabilities
Total equity and liabilities10/49€100k€117k▲
Equity10/15€99k€117k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€81k€98k▲
Amounts payable17/49€894€378▼
Amounts payable within one year42/48€894€378▼
Trade debts44€754€207▼
Suppliers440/4€754€207▼
Taxes, remuneration and social security45€140€171▲
Taxes450/3€140€171▲
Income statement
Code20242025
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€986€1k▲
Gross operating margin9900€-817€24k▲
Operating profit (loss)9901€-8k€18k▲
Financial income75/76B-€67
Recurring financial income75-€67
Financial charges65/66B€153€141▼
Recurring financial charges65€153€141▼
Profit (loss) for the period before taxes9903€-8k€18k▲
Income taxes67/77€140€170▲
Profit (loss) for the period9904€-8k€17k▲
Profit (loss) for the period to be appropriated9905€-8k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€98k▲
Profit (loss) brought forward from the previous period14P€88k€81k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 232.79
Current ratio from 69.18 to 232.79; short-term debt falls from €894 to €378.
31-12
Financial
Equity above €100kEq €117k ▲17.7%
Equity rises from €99k to €117k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼220%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 69.18
Current ratio from 9.56 to 69.18; short-term debt falls from €9k to €894.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Liquidity doublescurrent ratio 9.56
Current ratio from 4.55 to 9.56; short-term debt falls from €19k to €9k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €100k ▲3.5%
3 profitable years in a row build equity to €100k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
Show earlier events
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 7.21
Current ratio from 3.35 to 7.21; short-term debt falls from €22k to €10k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lokerstraat(Kem) 78956 HeuvellandGround area
2,132 m²
Building footprint
304 m²
Volume, LiDAR
1,396 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTO SERVICE BEERNAERT
since 20002.096.392.506
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33027A0662/00A000 | Flanders | 1,641 m² | 1 · 225 m² | 8.2 m · 1 fl. |
| 33012B0492/00V000 | Flanders | 490 m² | 1 · 79 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Carrosserie Technic
BE 0443.665.528
Mons · Eq €116,556
GARAGE DIAS & ZONEN
BE 0425.253.839
Stekene · Eq €116,504
Cryo-Van Hecke
BE 1006.280.176
Wuustwezel · Eq €116,290
CHRISTIEN CHRIS
BE 0473.783.038
Aalst · Eq €116,219
CARTEL
BE 0472.254.792
Sint-Lievens-Houtem · Eq €116,997
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 2,349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.