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Complete company report
Generated 28-06-2026
Active BE 0785.756.616Private limited company

A&R LINE

· 4 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The file of A&R LINE contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 23.8% (high). The 2022 annual accounts show negative equity (€-20k) and a net result of €-25k. Its solvency ranks better than 5% of 352 sector peers (fiscal year 2022).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-20k
Net result €-25k
Better than sector 5%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health20Profitability100Solvency33Growth50Stability56
52 / 100

Mixed profile: strong on profitability, weaker on health.

Health 20
Profitability 100
Solvency 33
Growth 50
Stability 56
Bankruptcy probability (12 mo) Checked model v1 · free
23.8% High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Recent warning signals +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
23 / 100
Moderate risk
Components
· 2 historical bankruptcy publications (+20)
· 1 administrative flag (+3)
Trust signals 1 signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette — no current open procedure.
Administrative Flags 1 events
Address struck
Health barometer FY 2022 · computed
20 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 22-06-2023 with the NBB · fiscal year 2022 · volledig
Sector comparison
Fiscal year 2022 · NACE 41 — Construction of buildings · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency -632.5% 31.6%
better than 5% of 352 sector peers
Net result €-25k €11k
better than 5% of 352 sector peers
Equity €-20k €19k
better than 5% of 353 sector peers
Gross operating margin €-13k €24k
better than 5% of 351 sector peers
Staff costs €19k €27k
higher than 42% of 118 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Revenue—
EBITDA—
Net profit€-25k
Cash flow—
Staff costs€19k
Income taxes—
Dividends—
Total assets€3k
Equity€-20k
Debt€23k
of which ≤ 1y€23k
of which > 1y—
Working capital€-20k
Employees (FTE)—
Ratios (computed)
2022
Current ratio0.14
Quick ratio0.14
Working capital ratio-632.5%
Solvency-632.5%
Debt / equity-1.16
Long-term debt ratio—
Interest coverage—
Gross margin—
Net margin—
ROA-791.8%
ROE125.2%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet — Assets
TOTAL ASSETS 20/58€3k
Current assets 29/58€3k
Cash & bank 54/58€3k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3k
Equity 10/15€-20k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-25k
Amounts payable 17/49€23k
Amounts payable within one year 42/48€23k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€-13k
Operating result 9901€-31k
Financial income 75€7k
Financial charges 65€44
Result before taxes 9903€-25k
Net result for the period 9904€-25k
Result to be appropriated 9905€-25k
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator ANIEK BERGMANS
NINOOFSESTEENWEG 244, 1700 DILBEEK
 06-05-2025 → present Belgian State Gazette
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation05-05-2022
StatusActive
Postal code—
First BS signal 12-05-2025
Latest BS signal 11-06-2026
Company structure — linked entities1 linked entities
A&R LINEBE 0785.756.616ANIEK BERGMANSReceiver ↔ 63SATTLERHOF INVEST…Pavăl, ConstantinHHD COMPANY
Mandates
↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23086A0354/00N002 Flanders 259 m² 1 · 73 m² 9.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
11-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Brussel · A&R LINE BV ASSESTEENWEG 116A, 1740 TERNAT · event 02-06-2026
2025
18-08-2025
KBO administration Address strikeout main
Assesteenweg 116 A Die Sitzadresse Assesteenweg 116 A 1740 Ternat · event 03-08-2025
18-08-2025
KBO administration Address strikeout main
Assesteenweg 116 A Die Sitzadresse Assesteenweg 116 A 1740 Ternat
12-05-2025
Bankruptcy Opening
Ondernemingsrechtbank Brussel · A&R LINE BV ASSE- STEENWEG 116A, 1740 TERNAT · event 06-05-2025
2023
22-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
25-07-2022
State Gazette act Capital & shares
Lifecycle & Insolvency Signals 3 events
11-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 02-06-2026 · Ondernemingsrechtbank Brussel · A&R LINE BV ASSESTEENWEG 116A, 1740 TERNAT · Publications in State Gazette ↗
18-08-2025
KBO administration Address strikeout main
Date: 03-08-2025 · Assesteenweg 116 A Die Sitzadresse Assesteenweg 116 A 1740 Ternat · Publications in State Gazette ↗
12-05-2025
Bankruptcy Opening
Date: 06-05-2025 · Ondernemingsrechtbank Brussel · A&R LINE BV ASSE- STEENWEG 116A, 1740 TERNAT · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-12 · Bankruptcy · Opening2025-08-18 · KBO administration · Address strikeout main2026-06-11 · Bankruptcy · Bankruptcy closure (insufficient assets)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 1 acts
Capital history · 1
25-07-2022
Capital change
All acts · 1 updated 3 years ago
2022
25-07-2022 Transaction in capital or shares Capital & shares
Technical details 
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  "notary": {
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  "act_meta": {
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  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-07-13",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-07-13"
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  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0785.756.616",
    "name_full": "A\u0026R LINE",
    "legal_form": "BV",
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  "co_filed_documents": [],
  "shareholders_after": [
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      "name": "AFQIR Abdelkrim",
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Handelsbemiddeling in de groothandel in andere specifieke goederen46180Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711
Primary activity highlighted.
Names & trade names
Legal nameNL A&R LINE
Registration history
  1. 03-08-2025 Address strikeout main
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative