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A.R. DECO

Active
Private limited companyfounded 2010active for 15 yearsAvenue Auguste Mattagne 31, 1300 Wavre, BelgiumKBO/BCE: BE 0831.611.286
Summary

A.R. DECO has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353,412 and a net result of €27,596. Equity has been growing by about 10% per year since 2018. Its solvency ranks better than 23% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-12-2010 Normal situation
Activity
Joinery installation NACE 43320and 4 others
Establishment unit
2.194.958.560 1300 Wavre, since 18-01-2011
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board

Financial position

78 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€64,264
▼ 62.7%
Turnover
≈ €250,000
estimated
Profit
€27,596
▼ 71.8%
Equity
€353,412
▼ 6.6%
Total assets
€1.7m
▲ 258%
  • 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLast filed accounts filed 28 days late; 2 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €1.7mFounded in 2010Show the evidence

Checked score

Score 2025
78 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 22% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 46-54
equity 21.3% of total assets
Liquidity 14-81
short-term debt 78.6% · cash 5.4%
Profitability 61-34
return on assets 1.7%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.4%▲ +0.4 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 2.0%▲ +0.6 percentage points vs 11-2025 01-2026: 3.7%▲ +1.7 percentage points vs 12-2025highest value 02-2026: 3.7%● unchanged vs 01-2026highest value 03-2026: 3.7%● unchanged vs 02-2026 04-2026: 3.4%▼ -0.3 percentage points vs 03-2026 05-2026: 0.5%▼ -2.9 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026lowest value 08-2026: 0.6%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▼ -0.1 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (5.12 in 2024), below the usual 1.5. Short-term debt is 78.6% and cash 5.4% of total assets. 78.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 23% of them on solvency, 8% on liquidity, 29% on profitability and 27% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 28 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
250 days late
2023
83 days late
2022
68 days late
2021
136 days late
2020
123 days late
2019
75 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 109 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 October (4 of the last 5 accounts filed within 56 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €97,930 to €27,596 ▼ 71.8% View
  • Positive: More equity than 93% of companies in specialised constructionsector median €57,775 · 34,958 companies €353,412 View
  • Positive: 8 profitable years in a rowprofit 2025: €27,596 8 years View

Recent changes

  1. · Gazette deed Change of role: ABDERSOUL Rachid, from manager to directorPermanent representative: ABDERSOUL Rachid
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as A.R. DECO: joinery installation (NACE 43320). They are comparable in size and age: total assets between €1.2m and €2m, founded between 2005 and 2012.

CompanyTotal assetsGross margin
A.R. DECO Wavre€1.7m€0.06m
DERAM BELGIUM Temse€1.5m€0.05m
AP CONSTRUCT Kruisem€1.4m€0.08m
LEPAGE GUY Erpe-Mere€1.5m€0.05m
ANDRIES JEROEN Tielt€1.2m€0.05m
COPPENS FREDERIK Kaprijke€1.2m€0.08m
GOEMINNE INVEST Aalst€2.0m€0.08m
Full comparison

Key facts about A.R. DECO

What is the company number of A.R. DECO?
The company number of A.R. DECO is 0831.611.286. The VAT number is the same number with BE in front: BE 0831.611.286.
Where is A.R. DECO based?
The registered office is at Avenue Auguste Mattagne 31, 1300 Wavre.Company details
What does A.R. DECO do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of A.R. DECO?
The legal form of A.R. DECO is Private limited company (BV).
When was A.R. DECO founded?
A.R. DECO was founded on 02-12-2010.
Is A.R. DECO still active?
Yes, A.R. DECO is an active enterprise in the KBO register.
What is the turnover of A.R. DECO?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €64,264 and 38 comparable companies (NACE 43320). It probably lies between €190,000 and €400,000.Financials
Is A.R. DECO profitable?
In financial year 2025, A.R. DECO made a profit of €27,596.
Where can I find the annual accounts of A.R. DECO?
A.R. DECO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A.R. DECO due?
A.R. DECO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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