COPPENS FREDERIK
ActiveCOPPENS FREDERIK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €491k and a net result of €-57. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-36
Solvency73▼-18
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 3.16 in 2023; short-term debt: 45.1% and cash: 5.8% of total assets), but 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.8%
Return on assets
0%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d late
2023
124 d early
2022
97 d early
2021
20 d early
2020
43 d early
2019
100 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€491k=
2023 · €491k
2018: €151k
2019: €185k
2020: €144k
2021: €298k
2022: €434k
2023: €491k
2018 → 2024
Total assets
€1.03M▲ 38.2%
2023 · €743k
2018: €709k
2019: €772k
2020: €879k
2021: €772k
2022: €705k
2023: €743k
2018 → 2024
Net result
€-57
2023 · €56k
2018: €21k
2019: €33k
2020: €-40k
2021: €153k
2022: €137k
2023: €56k
2018 → 2024
Working capital
€320k▼ 4.0%
2023 · €333k
2018: €52k
2019: €94k
2020: €58k
2021: €205k
2022: €284k
2023: €333k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€144k-€298k▲ 106%€434k▲ 45.9%€491k▲ 13.0%€491k=
Operating result€-21k-€220k€201k▼ 8.7%€83k▼ 58.7%€14k▼ 83.0%
Net result€-40k-€153k€137k▼ 10.8%€56k▼ 58.7%€-57
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 83% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.03M
Fixed assets
€243k▼ 4.5%
Current assets
€783k▲ 60.5%
Equity and liabilities €1.03M
Equity
€491k=
Debt
€535k▲ 113%
The debt ratio rises from 33.9% to 52.2%. Debt is higher.
Key figures and ratios
EBITDA
€41k▼
2023 · €116k
Cash flow
€27k▼
2023 · €89k
Solvency
47.8%▼
2023 · 66.1%
Current ratio
1.69▼
2023 · 3.16
Quick ratio
0.28▼
2023 · 0.99
Debt / equity
1.09▲
2023 · 0.51
ROE
0.0%▼
2023 · 11.5%
ROA
0.0%▼
2023 · 7.6%
Interest coverage
2.82▼
2023 · 20.60
Debt
€535k▲
2023 · €252k
Debt ≤ 1 year
€463k▲
2023 · €154k
Debt > 1 year
€73k▼
2023 · €97k
Income taxes
€1k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€743k€1.03M▲
Fixed assets21/28€255k€243k▼
Tangible fixed assets22/27€255k€243k▼
Land and buildings22€224k€209k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€16k€22k▲
Current assets29/58€488k€783k▲
Stocks and contracts in progress3€335k€651k▲
Stocks30/36€335k€651k▲
Amounts receivable within one year40/41€124k€68k▼
Trade receivables40€39k€23k▼
Other amounts receivable41€86k€45k▼
Cash at bank and in hand54/58€24k€59k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€743k€1.03M▲
Equity10/15€491k€491k=
Contributions10/11€19k€19k=
Reserves13€472k€472k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€472k€472k=
Amounts payable17/49€252k€535k▲
Amounts payable after more than one year17€97k€73k▼
Financial debts170/4€97k€73k▼
Amounts payable within one year42/48€154k€463k▲
Current portion of amounts payable after more than one year42€37k€25k▼
Financial debts43€25k€366k▲
Credit institutions430/8€25k€366k▲
Trade debts44€85k€67k▼
Suppliers440/4€85k€67k▼
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€1k▼
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€93€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€27k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€0▲
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€973€0▼
Gross operating margin9900€119k€47k▼
Operating profit (loss)9901€83k€14k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€6k€14k▲
Recurring financial charges65€6k€14k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€79k€963▼
Income taxes67/77€22k€1k▼
Profit (loss) for the period9904€56k€-57▼
Profit (loss) for the period to be appropriated9905€56k€-57▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€-57▼
Transfer from equity791/2-€57
Transfer to equity691/2€56k€0▼
To other reserves6921€56k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €153k
Net result €153k after one loss-making year.
31-12
Financial
Equity above €200kEq €298k ▲106%
Equity rises from €144k to €298k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-40k ▼221%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eeklostraat 99971 KaprijkeGround area
3,879 m²
Building footprint
924 m²
Volume, LiDAR
5,735 m³
Parcel 43009B0833/00E000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COPPENS FREDERIK
since 20082.167.914.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009B0833/00E000 | Flanders | 3,879 m² | 1 · 924 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHIFFELEERS-GLAS
BE 0435.968.379
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WeMaintain
BE 0801.822.586
Wichelen · Eq €490k
WILLAERT PIETER
BE 0896.247.633
Ichtegem · Eq €491k
ALUGARDEN
BE 0449.726.741
Vilvoorde · Eq €491k
Ecova Projecten
BE 0878.493.366
Pelt · Eq €491k
Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 5,996 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2007
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43331Floor and wall tiling
43990Other specialised construction activities
43999Specialised construction activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.