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A.R.C.

Active
Private limited company (pre-2019)founded 199135 yrs activeRue de la Gare 11, 7950 Chièvres, BelgiumKBO/BCE: BE 0443.167.066
Summary

For A.R.C., one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €146,112 and a net result of €1,596. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 9973 sector peers (fiscal year 2024). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability39▼-31
Solvency86▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
60.5%
Return on assets
0.7%
Age of the figures
27 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 242 days later.
NBB · 10 filings
Position against the passed deadline
30-06-2025 close31-01-2026 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 31-01-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
on the day
2023
40 d early
2022
38 d early
2021
on the day
2020
2 d early
2019
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

A.R.C. was incorporated on 1 February 1991.1 Total assets rose from EUR 215,389 in 2019 to EUR 241,341 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,596▼ 94.8%
2023 · €30,770
Working capital
€150,613▲ 1.1%
2023 · €149,017
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€2,983▲ 25.0%€5,761▲ 93.1%€11,637▲ 102%€27,126▲ 133%-€2,901
Net result€7,302within the sector's middle half▼ 17.9%€10,026within the sector's middle half▲ 37.3%€14,461within the sector's middle half▲ 44.2%€30,770above the sector's middle half▲ 113%€1,596within the sector's middle half▼ 94.8%
Equity€89,259within the sector's middle half▲ 8.9%€99,285within the sector's middle half▲ 11.2%€113,747above the sector's middle half▲ 14.6%€144,517above the sector's middle half▲ 27.1%€146,112above the sector's middle half▲ 1.1%
Total assets€214,025within the sector's middle half▼ 0.6%€226,218below the sector's middle half▲ 5.7%€234,714within the sector's middle half▲ 3.8%€239,169within the sector's middle half▲ 1.9%€241,341within the sector's middle half▲ 0.9%
Debt€97,049▼ 8.2%€99,216▲ 2.2%€93,250▼ 6.0%€94,652▲ 1.5%€95,229▲ 0.6%
Working capital€121,476within the sector's middle half▲ 6.7%€131,502within the sector's middle half▲ 8.3%€145,964above the sector's middle half▲ 11.0%€149,017above the sector's middle half▲ 2.1%€150,613above the sector's middle half▲ 1.1%
Solvency41.7%within the sector's middle half▲ 3.7pp43.9%within the sector's middle half▲ 2.2pp48.5%within the sector's middle half▲ 4.6pp60.4%within the sector's middle half▲ 12.0pp60.5%within the sector's middle half▲ 0.1pp
Current ratio2.31within the sector's middle half▲ 0.192.39above the sector's middle half▲ 0.082.64within the sector's middle half▲ 0.262.65within the sector's middle half▲ 0.012.66within the sector's middle half▲ 0.01
Return on assets (ROA)3.4%within the sector's middle half▼ 0.7pp4.4%within the sector's middle half▲ 1.0pp6.2%within the sector's middle half▲ 1.7pp12.9%within the sector's middle half▲ 6.7pp0.7%within the sector's middle half▼ 12.2pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2020: €2,983€2,983Net result 2020: €7,302€7,302Operating result 2021: €5,761€5,761Net result 2021: €10,026€10,026Operating result 2022: €11,637€11,637Net result 2022: €14,461€14,461Operating result 2023: €27,126€27,126Net result 2023: €30,770€30,770Operating result 2024: -€2,901-€2,901Net result 2024: €1,596€1,59620202021202220232024-€10,000€0€10,000€20,000€30,000Operating result 2022: €11,637€11,600Net result 2022: €14,461€14,500Operating result 2023: €27,126€27,100Net result 2023: €30,770€30,800Operating result 2024: -€2,901-€2,900Net result 2024: €1,596€1,600202220232024
The operating result turns negative in 2024: a loss of €2,901 after €27,126 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €241,341
Equity €146,112 ▲ 1.1%
Debt €95,229 ▲ 0.6%
Debt's share of the balance-sheet total falls from 39.6% to 39.5%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.65▼
2023 · 0.65
ROE
1.1%▼
2023 · 21.3%
Debt ≤ 1 year
€90,729▲
2023 · €90,152
Income taxes
€605▼
2023 · €1,177
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€239,169€241,341▲
Current assets29/58€239,169€241,341▲
Amounts receivable after more than one year29€188,700€188,700=
Trade receivables290€188,700€188,700=
Amounts receivable within one year40/41€50,422€52,594▲
Trade receivables40€12,260€12,260=
Other amounts receivable41€38,162€40,335▲
Cash at bank and in hand54/58€47€47=
Equity and liabilities
Total equity and liabilities10/49€239,169€241,341▲
Equity10/15€144,517€146,112▲
Contributions10/11€14,435€14,435=
Outside capital11€14,435€14,435=
Other1109/19€14,435€14,435=
Reserves13€130,081€131,677▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€8,853€8,853=
Distributable reserves133€119,368€120,964▲
Amounts payable17/49€94,652€95,229▲
Amounts payable within one year42/48€90,152€90,729▲
Financial debts43€1€20▲
Credit institutions430/8€1€20▲
Trade debts44€86,964€87,088▲
Suppliers440/4€86,964€87,088▲
Taxes, remuneration and social security45€3,188€3,621▲
Taxes450/3€3,188€3,621▲
Accrued charges and deferred income492/3€4,500€4,500=
Income statement Code20232024
Non-recurring operating income76A€27,717-
Other operating charges640/8€4,200€3,600▼
Gross operating margin9900€31,326€699▼
Operating profit (loss)9901€27,126-€2,901▼
Financial income75/76B€4,948€5,215▲
Recurring financial income75€4,948€5,215▲
Financial charges65/66B€127€113▼
Recurring financial charges65€127€113▼
Profit (loss) for the period before taxes9903€31,947€2,201▼
Income taxes67/77€1,177€605▼
Profit (loss) for the period9904€30,770€1,596▼
Profit (loss) for the period to be appropriated9905€30,770€1,596▼
Appropriation of the result
Profit (loss) to be appropriated9906€30,770€1,596▼
Transfer to equity691/2€30,770€1,596▼
To other reserves6921€30,770€1,596▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A---€27,717--
Other operating charges640/8--€4,089€4,200€3,600▼ 14.3%
Gross operating margin9900€13,419€15,845€15,725€31,326€699▼ 97.8%
Operating profit (loss)9901€2,983€5,761€11,637€27,126-€2,901▼ 111%
Financial income75/76B--€4,738€4,948€5,215▲ 5.4%
Recurring financial income75€4,410€4,318€4,738€4,948€5,215▲ 5.4%
Financial charges65/66B--€75€127€113▼ 11.6%
Recurring financial charges65€91€53€75€127€113▼ 11.6%
Profit (loss) for the period before taxes9903€7,302€10,026€16,300€31,947€2,201▼ 93.1%
Income taxes67/77--€1,839€1,177€605▼ 48.6%
Profit (loss) for the period9904€7,302€10,026€14,461€30,770€1,596▼ 94.8%
Profit (loss) for the period to be appropriated9905€7,302€10,026€14,461€30,770€1,596▼ 94.8%
Line20202021202220232024Change
Assets
Total assets20/58€214,025€226,218€234,714€239,169€241,341▲ 0.9%
Current assets29/58€214,025€226,218€234,714€239,169€241,341▲ 0.9%
Amounts receivable after more than one year29--€165,700€188,700€188,700=
Trade receivables290--€165,700€188,700€188,700=
Amounts receivable within one year40/41€70,252€71,467€68,912€50,422€52,594▲ 4.3%
Trade receivables40--€14,471€12,260€12,260=
Other amounts receivable41--€54,441€38,162€40,335▲ 5.7%
Cash at bank and in hand54/58€73€51€102€47€47=
Equity and liabilities
Total equity and liabilities10/49€214,025€226,218€234,714€239,169€241,341▲ 0.9%
Equity10/15€89,259€99,285€113,747€144,517€146,112▲ 1.1%
Contributions10/11€14,435-€14,435€14,435€14,435=
Outside capital11--€14,435€14,435€14,435=
Other1109/19--€14,435€14,435€14,435=
Reserves13€92,997€92,997€99,311€130,081€131,677▲ 1.2%
Non-distributable reserves130/1--€1,860€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860€1,860=
Tax-exempt reserves132--€8,853€8,853€8,853=
Distributable reserves133--€88,598€119,368€120,964▲ 1.3%
Profit (loss) carried forward14-€18,173-€8,147----
Provisions and deferred taxes16€27,717€27,717€27,717---
Provisions for liabilities and charges160/5--€27,717---
Pensions and similar obligations160--€27,717---
Amounts payable17/49€97,049€99,216€93,250€94,652€95,229▲ 0.6%
Amounts payable within one year42/48€92,548€94,715€88,750€90,152€90,729▲ 0.6%
Financial debts43---€1€20▲ 2,682%
Credit institutions430/8---€1€20▲ 2,682%
Trade debts44€81,622€86,325€86,422€86,964€87,088▲ 0.1%
Suppliers440/4--€86,422€86,964€87,088▲ 0.1%
Taxes, remuneration and social security45--€2,328€3,188€3,621▲ 13.6%
Taxes450/3--€2,328€3,188€3,621▲ 13.6%
Accrued charges and deferred income492/3--€4,500€4,500€4,500=
Line20202021202220232024Change
Profit (loss) for the period9904€7,302€10,026€14,461€30,770€1,596▼ 94.8%
Operating cash flow (approximation)€7,302€10,026€14,461€30,770€1,596▼ 94.8%
Change in cash--€22€51-€55€0▲ 100%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Weakest financial yearnet €1,596 ▼94.8%
Net result drops to €1,596, the lowest in the series.
2023
22-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Highest result since 2019net €30,770 ▲113%
Operating result €27,126, net result €30,770, both a record.
2022
24-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Equity above €100,000Eq €113,747 ▲14.6%
4 profitable years in a row build equity to €113,747.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
06-01
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
04-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 212 days late
2016
13-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
15-12
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chièvres · 1 establishment unit since 1991
seat establishment The establishment unit on the map
Ground area
849 m²
Building footprint
81 m²
Volume, LiDAR
565 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
A.R.C. SPRL
Rue Jean Jaurès 30, 7800 AthNACE 4522002
since 19912.051.674.219
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
51037A0125/00Z000 Wallonia 810 m² 1 · 42 m² 9.5 m · 3 fl.
51004B0811/00E097 Wallonia 39 m² 1 · 39 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 12,696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-02-1991
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43221Plumbing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0443167066
Also 9925:BE0443167066
Registered 08-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.