A.R. BATIMENTS & CONSTRUCTIONS
ActiveSummary
A.R. BATIMENTS & CONSTRUCTIONS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60,228 and a net result of €15,420. Equity is growing by ~64.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 18934 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability92=
Solvency98▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.9 against 2.72 in 2023; short-term debt: 18.8% and cash: 42.3% of total assets), and 26.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
56 d early
2023
54 d early
2022
62 d early
2021
31 d early
2020
46 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€60,228▲ 34.4%
2023 · €44,808
Total assets
€82,291▲ 4.0%
2023 · €79,149
Net result
€15,420▲ 6.9%
2023 · €14,428
Working capital
€29,478▲ 12.3%
2023 · €26,240
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€26,408▲ 388%€33,551▲ 27.0%€10,581▼ 68.5%€20,870▲ 97.2%€22,221▲ 6.5%
Net result€19,061above the sector's middle half▲ 2,038%€25,456within the sector's middle half▲ 33.6%€7,026within the sector's middle half▼ 72.4%€14,428within the sector's middle half▲ 105%€15,420within the sector's middle half▲ 6.9%
Equity-€2,102within the sector's middle half▲ 90.1%€23,354within the sector's middle half€30,380within the sector's middle half▲ 30.1%€44,808within the sector's middle half▲ 47.5%€60,228within the sector's middle half▲ 34.4%
Total assets€41,039within the sector's middle half▼ 33.8%€98,524within the sector's middle half▲ 140%€78,267within the sector's middle half▼ 20.6%€79,149within the sector's middle half▲ 1.1%€82,291within the sector's middle half▲ 4.0%
Debt€43,141▼ 46.7%€75,170▲ 74.2%€47,887▼ 36.3%€34,341▼ 28.3%€22,063▼ 35.8%
Working capital€3,516within the sector's middle half€7,488within the sector's middle half▲ 113%€13,078within the sector's middle half▲ 74.7%€26,240within the sector's middle half▲ 101%€29,478within the sector's middle half▲ 12.3%
Solvency-5.1%within the sector's middle half▲ 29.0pp23.7%within the sector's middle half▲ 28.8pp38.8%within the sector's middle half▲ 15.1pp56.6%within the sector's middle half▲ 17.8pp73.2%above the sector's middle half▲ 16.6pp
Current ratio1.21within the sector's middle half▲ 0.711.43within the sector's middle half▲ 0.221.99within the sector's middle half▲ 0.572.72above the sector's middle half▲ 0.722.90above the sector's middle half▲ 0.18
Return on assets (ROA)46.4%above the sector's middle half▲ 45.0pp25.8%above the sector's middle half▼ 20.6pp9.0%within the sector's middle half▼ 16.9pp18.2%above the sector's middle half▲ 9.3pp18.7%above the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 6% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82,291
Fixed assets
€37,315 ▼ 0.9%
Current assets
€44,976 ▲ 8.4%
Equity and liabilities €82,291
Equity
€60,228 ▲ 34.4%
Debt
€22,063 ▼ 35.8%
Debt's share of the balance-sheet total falls from 43.4% to 26.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44,288▲
2023 · €44,119
Cash flow
€37,486▼
2023 · €37,677
Debt to equity
0.37▼
2023 · 0.77
ROE
25.6%▼
2023 · 32.2%
Interest coverage
16.60▲
2023 · 15.96
Debt ≤ 1 year
€15,498▲
2023 · €15,265
Debt > 1 year
€6,565▼
2023 · €19,076
Income taxes
€4,134▲
2023 · €3,677
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €300 | - | €3,066 | €554 | ▼ 81.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,465 | €19,011 | €26,688 | €23,249 | €22,066 | ▼ 5.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €474 | - | - | - |
| Other operating charges640/8 | - | €3,314 | €4,541 | €3,467 | €3,307 | ▼ 4.6% |
| Gross operating margin9900 | €49,530 | €55,876 | €42,284 | €47,586 | €47,594 | = |
| Operating profit (loss)9901 | €26,408 | €33,551 | €10,581 | €20,870 | €22,221 | ▲ 6.5% |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | - | €3,297 | €3,201 | €2,765 | €2,668 | ▼ 3.5% |
| Recurring financial charges65 | €4,545 | €3,297 | €3,201 | €2,765 | €2,668 | ▼ 3.5% |
| Profit (loss) for the period before taxes9903 | €21,864 | €30,254 | €7,380 | €18,105 | €19,553 | ▲ 8.0% |
| Income taxes67/77 | €5,036 | €4,798 | €354 | €3,677 | €4,134 | ▲ 12.4% |
| Profit (loss) for the period9904 | €19,061 | €25,456 | €7,026 | €14,428 | €15,420 | ▲ 6.9% |
| Profit (loss) for the period to be appropriated9905 | €25,761 | €25,456 | €7,026 | €14,428 | €15,420 | ▲ 6.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41,039 | €98,524 | €78,267 | €79,149 | €82,291 | ▲ 4.0% |
| Fixed assets21/28 | €20,505 | €73,551 | €52,041 | €37,643 | €37,315 | ▼ 0.9% |
| Intangible fixed assets21 | - | €1,806 | €989 | €173 | - | - |
| Tangible fixed assets22/27 | €20,505 | €71,745 | €51,051 | €37,470 | €37,315 | ▼ 0.4% |
| Plant, machinery and equipment23 | - | €8,769 | €9,155 | €14,657 | €13,866 | ▼ 5.4% |
| Furniture and vehicles24 | - | €4,691 | €5,420 | €1,396 | €11,217 | ▲ 704% |
| Leasing and similar rights25 | - | €57,931 | €36,181 | €21,181 | €6,181 | ▼ 70.8% |
| Other tangible fixed assets26 | - | €354 | €295 | €236 | €6,051 | ▲ 2,467% |
| Current assets29/58 | €20,533 | €24,973 | €26,226 | €41,506 | €44,976 | ▲ 8.4% |
| Amounts receivable within one year40/41 | €8,460 | €15,469 | €16,254 | €19,480 | €8,462 | ▼ 56.6% |
| Trade receivables40 | - | €7,178 | €10,172 | €16,768 | €6,190 | ▼ 63.1% |
| Other amounts receivable41 | - | €8,290 | €6,082 | €2,712 | €2,272 | ▼ 16.2% |
| Cash at bank and in hand54/58 | €11,064 | €8,421 | €8,929 | €20,996 | €34,827 | ▲ 65.9% |
| Deferred charges and accrued income490/1 | - | €1,083 | €1,043 | €1,031 | €1,687 | ▲ 63.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41,039 | €98,524 | €78,267 | €79,149 | €82,291 | ▲ 4.0% |
| Equity10/15 | -€2,102 | €23,354 | €30,380 | €44,808 | €60,228 | ▲ 34.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €20,460 | €20,460 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | - | - | - |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Profit (loss) carried forward14 | -€22,562 | €2,894 | €9,920 | €24,348 | €39,768 | ▲ 63.3% |
| Amounts payable17/49 | €43,141 | €75,170 | €47,887 | €34,341 | €22,063 | ▼ 35.8% |
| Amounts payable after more than one year17 | €26,124 | €57,685 | €34,738 | €19,076 | €6,565 | ▼ 65.6% |
| Financial debts170/4 | - | €57,685 | €34,738 | €19,076 | €6,565 | ▼ 65.6% |
| Amounts payable within one year42/48 | €17,017 | €17,486 | €13,148 | €15,265 | €15,498 | ▲ 1.5% |
| Current portion of amounts payable after more than one year42 | - | €16,377 | €11,826 | €12,297 | €12,785 | ▲ 4.0% |
| Trade debts44 | €1,574 | €770 | €1,022 | €597 | €579 | ▼ 3.1% |
| Suppliers440/4 | - | €770 | €1,022 | €597 | €579 | ▼ 3.1% |
| Taxes, remuneration and social security45 | - | €339 | €300 | €2,372 | €2,134 | ▼ 10.0% |
| Taxes450/3 | - | €339 | €300 | €372 | €134 | ▼ 64.1% |
| Remuneration and social security454/9 | - | - | - | €2,000 | €2,000 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,061 | €25,456 | €7,026 | €14,428 | €15,420 | ▲ 6.9% |
| + Depreciation and write-downs630 | €21,465 | €19,011 | €26,688 | €23,249 | €22,066 | ▼ 5.1% |
| Operating cash flow (approximation) | €40,526 | €44,467 | €33,714 | €37,677 | €37,486 | ▼ 0.5% |
| Investment in fixed assets (approximation) | - | -€72,057 | -€5,178 | -€8,851 | -€21,738 | ▼ 146% |
| Change in cash | - | -€2,643 | €507 | €12,067 | €13,831 | ▲ 14.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €25,456 ▲33.6%
Operating result €33,551, net result €25,456, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.21
Current ratio from 0.50 to 1.21; short-term debt falls from €40,194 to €17,017.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Weakest financial yearnet €892 ▼80.1%
Net result drops to €892, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2001
Ground area
528 m²
Building footprint
95 m²
Volume, LiDAR
510 m³
Parcel 56452A0006/00H007, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Tilleul(NAL) 15, 6120 Ham-sur-Heure-Nalinnes
since 20012.094.372.332
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56452A0006/00H007 | Wallonia | 528 m² | 1 · 95 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. 8,291 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-02-2001
Fiscal year end31-12
Abbreviation FR
A.R.B.C.
Activities, NACEBEL 2025
43310Plastering work
56112Limited-service restaurants, excluding mobile food services
43120Site preparation
43230Insulation installation
43320Joinery installation
43350Other building finishing work
43990Other specialised construction activities
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474040582
Registered
08-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.