PAST'AMORE
ActiveThe computed 12-month bankruptcy probability of PAST'AMORE is 1.6% (moderate). The 2024 annual accounts show equity of €30k and a net result of €10k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 44% of 18942 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+78
Solvency48▲+11
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.01 in 2023; short-term debt: 40.3% and cash: 7.7% of total assets), and 77.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.7%
Return on assets
8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
28 d late
2022
28 d late
2021
40 d early
2020
54 d early
2019
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▲ 54.7%
2023 · €19k
2018: €22k
2019: €35k
2020: €44k
2021: €47k
2022: €44k
2023: €19k
2018 → 2024
Total assets
€131k▼ 19.5%
2023 · €162k
2018: €61k
2019: €74k
2020: €78k
2021: €72k
2022: €71k
2023: €162k
2018 → 2024
Net result
€10k
2023 · €-25k
2018: €15k
2019: €13k
2020: €8k
2021: €4k
2022: €-4k
2023: €-25k
2018 → 2024
Working capital
€4k▲ 512%
2023 · €598
2018: €-627
2019: €24k
2020: €47k
2021: €44k
2022: €36k
2023: €598
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€44k-€47k▲ 8.5%€44k▼ 7.5%€19k▼ 56.4%€30k▲ 54.7%
Operating result€8k-€6k▼ 20.1%€-2k€-23k▼ 980%€16k
Net result€8k-€4k▼ 53.9%€-4k€-25k▼ 592%€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €16k after a loss of €23k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €131k
Fixed assets
€74k▼ 9.0%
Current assets
€56k▼ 30.2%
Equity and liabilities €131k
Equity
€30k▲ 54.7%
Debt
€101k▼ 29.4%
The debt ratio falls from 88.2% to 77.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2023 · €-19k
Cash flow
€21k▲
2023 · €-21k
Solvency
22.7%▲
2023 · 11.8%
Current ratio
1.07▲
2023 · 1.01
Quick ratio
0.96▲
2023 · 0.83
Debt / equity
3.41▼
2023 · 7.48
ROE
35.4%▲
2023 · -129.3%
ROA
8.0%▲
2023 · -15.2%
Interest coverage
5.91▲
2023 · -19.47
Debt
€101k▼
2023 · €143k
Debt ≤ 1 year
€53k▼
2023 · €80k
Debt > 1 year
€48k▼
2023 · €63k
Income taxes
€944▲
2023 · €460
Staff costs
€59k▼
2023 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€162k€131k▼
Fixed assets21/28€82k€74k▼
Tangible fixed assets22/27€78k€70k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€10k€7k▼
Other tangible fixed assets26€64k€60k▼
Financial fixed assets28€4k€4k=
Current assets29/58€81k€56k▼
Stocks and contracts in progress3€14k€6k▼
Stocks30/36€14k€6k▼
Amounts receivable within one year40/41€15k€28k▲
Trade receivables40€6k€22k▲
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€32k€10k▼
Deferred charges and accrued income490/1€20k€13k▼
Equity and liabilities
Total equity and liabilities10/49€162k€131k▼
Equity10/15€19k€30k▲
Contributions10/11€20k€20k=
Capital10€20k-
Issued capital100€20k-
Outside capital11-€20k
Other1109/19-€20k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-2k€8k▲
Amounts payable17/49€143k€101k▼
Amounts payable after more than one year17€63k€48k▼
Financial debts170/4€63k€48k▼
Amounts payable within one year42/48€80k€53k▼
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€30k€7k▼
Suppliers440/4€30k€7k▼
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€578€4k▲
Remuneration and social security454/9€15k€8k▼
Other amounts payable47/48€15k€14k▼
Accrued charges and deferred income492/3-€500
Income statement
Code20232024
Non-recurring operating income76A€782-
Remuneration, social security and pensions62€91k€59k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€10k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€74k€87k▲
Operating profit (loss)9901€-23k€16k▲
Financial income75/76B€95€33▼
Recurring financial income75€95€33▼
Financial charges65/66B€994€4k▲
Recurring financial charges65€994€4k▲
Profit (loss) for the period before taxes9903€-24k€11k▲
Income taxes67/77€460€944▲
Profit (loss) for the period9904€-25k€10k▲
Profit (loss) for the period to be appropriated9905€-25k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€8k▲
Profit (loss) brought forward from the previous period14P€22k€-2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gaston Durvaux 296043 CharleroiGround area
541 m²
Building footprint
75 m²
Volume, LiDAR
763 m³
2 parcels, Wallonia · tallest building 24.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Fer 36, 5000 Namur
since 20132.215.588.282
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52058A1018/00H003 | Wallonia | 459 m² | 1 · 50 m² | 9.1 m · 3 fl. |
| 92094C0206/00B000 | Wallonia | 82 m² | 1 · 25 m² | 24.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.215.588.282
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DILA GROUP
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DANSING CHOCOLA
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Antwerpen · Eq €30k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2003
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.