A & M TRANS
ActiveSummary
The computed 12-month bankruptcy probability of A & M TRANS is 3.1% (moderate). The 2025 annual accounts show equity of €28k and a net result of €15k. Its solvency ranks better than 49% of 1865 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-9
Solvency64▲+3
Growth52
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 1.27 in 2024; short-term debt: 30.2% and cash: 15.6% of total assets), but 60.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.1%
Return on assets
21.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€28k▲ 23.1%
2024 · €22k
2024: €22k
2025: €28k▲ +23.1% vs 2024
2024 → 2025
Total assets
€71k▲ 13.7%
2024 · €62k
2024: €62k
2025: €71k▲ +13.7% vs 2024
2024 → 2025
Net result
€15k▼ 61.5%
2024 · €39k
2024: €39k
2025: €15k▼ -61.5% vs 2024
2024 → 2025
Working capital
€38k▲ 250%
2024 · €11k
2024: €11k
2025: €38k▲ +250% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€22k-€28k▲ 23.1%
2024: €22k
2025: €28k▲ +23.1% vs 2024
Operating result€44k-€25k▼ 42.7%
2024: €44k
2025: €25k▼ -42.7% vs 2024
Net result€39k-€15k▼ 61.5%
2024: €39k
2025: €15k▼ -61.5% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€12k ▼ 1.0%
Current assets
€59k ▲ 17.1%
Equity and liabilities €71k
Equity
€28k ▲ 23.1%
Debt
€43k ▲ 8.3%
Debt's share of the balance-sheet total falls from 63.9% to 60.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €45k
Cash flow
€17k▼
2024 · €40k
Current ratio
2.76▲
2024 · 1.27
Debt to equity
1.55▼
2024 · 1.77
ROE
54.9%▼
2024 · 175.6%
ROA
21.5%▼
2024 · 63.5%
Interest coverage
5.47▼
2024 · 642.18
Debt ≤ 1 year
€21k▼
2024 · €40k
Debt > 1 year
€20k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€62k€71k▲
Fixed assets21/28€12k€12k▼
Tangible fixed assets22/27€3k€3k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€9k€9k=
Current assets29/58€51k€59k▲
Amounts receivable within one year40/41€30k€45k▲
Trade receivables40€22k€26k▲
Other amounts receivable41€9k€19k▲
Cash at bank and in hand54/58€20k€11k▼
Deferred charges and accrued income490/1€156€3k▲
Equity and liabilities
Total equity and liabilities10/49€62k€71k▲
Equity10/15€22k€28k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€19k€25k▲
Amounts payable17/49€40k€43k▲
Amounts payable after more than one year17-€20k
Other amounts payable178/9-€20k
Amounts payable within one year42/48€40k€21k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€9k€7k▼
Other amounts payable47/48€20k-
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€475€1k▲
Other operating charges640/8€2k€15k▲
Gross operating margin9900€47k€42k▼
Operating profit (loss)9901€44k€25k▼
Financial income75/76B€85€13▼
Recurring financial income75€85€13▼
Financial charges65/66B€70€5k▲
Recurring financial charges65€70€5k▲
Profit (loss) for the period before taxes9903€44k€21k▼
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€39k€15k▼
Profit (loss) for the period to be appropriated9905€39k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€35k▼
Profit (loss) brought forward from the previous period14P-€19k
Profit to be distributed694/7€20k€10k▼
Directors or managers695€20k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €475 | €1k | ▲ 176% |
| Other operating charges640/8 | €2k | €15k | ▲ 723% |
| Gross operating margin9900 | €47k | €42k | ▼ 10.6% |
| Operating profit (loss)9901 | €44k | €25k | ▼ 42.7% |
| Financial income75/76B | €85 | €13 | ▼ 85.2% |
| Recurring financial income75 | €85 | €13 | ▼ 85.2% |
| Financial charges65/66B | €70 | €5k | ▲ 6,899% |
| Recurring financial charges65 | €70 | €5k | ▲ 6,899% |
| Profit (loss) for the period before taxes9903 | €44k | €21k | ▼ 53.7% |
| Income taxes67/77 | €5k | €5k | ▲ 8.0% |
| Profit (loss) for the period9904 | €39k | €15k | ▼ 61.5% |
| Profit (loss) for the period to be appropriated9905 | €39k | €15k | ▼ 61.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €62k | €71k | ▲ 13.7% |
| Fixed assets21/28 | €12k | €12k | ▼ 1.0% |
| Tangible fixed assets22/27 | €3k | €3k | ▼ 4.1% |
| Furniture and vehicles24 | €3k | €3k | ▼ 4.1% |
| Financial fixed assets28 | €9k | €9k | = |
| Current assets29/58 | €51k | €59k | ▲ 17.1% |
| Amounts receivable within one year40/41 | €30k | €45k | ▲ 48.4% |
| Trade receivables40 | €22k | €26k | ▲ 20.4% |
| Other amounts receivable41 | €9k | €19k | ▲ 119% |
| Cash at bank and in hand54/58 | €20k | €11k | ▼ 45.1% |
| Deferred charges and accrued income490/1 | €156 | €3k | ▲ 1,933% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €62k | €71k | ▲ 13.7% |
| Equity10/15 | €22k | €28k | ▲ 23.1% |
| Contributions10/11 | €3k | €3k | = |
| Capital10 | €3k | €3k | = |
| Issued capital100 | €3k | €3k | = |
| Profit (loss) carried forward14 | €19k | €25k | ▲ 26.7% |
| Amounts payable17/49 | €40k | €43k | ▲ 8.3% |
| Amounts payable after more than one year17 | - | €20k | - |
| Other amounts payable178/9 | - | €20k | - |
| Amounts payable within one year42/48 | €40k | €21k | ▼ 46.1% |
| Trade debts44 | €5k | €4k | ▼ 26.7% |
| Suppliers440/4 | €5k | €4k | ▼ 26.7% |
| Taxes, remuneration and social security45 | €14k | €17k | ▲ 22.0% |
| Taxes450/3 | €5k | €10k | ▲ 108% |
| Remuneration and social security454/9 | €9k | €7k | ▼ 24.5% |
| Other amounts payable47/48 | €20k | - | - |
| Accrued charges and deferred income492/3 | - | €2k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €39k | €15k | ▼ 61.5% |
| + Depreciation and write-downs630 | €475 | €1k | ▲ 176% |
| Operating cash flow (approximation) | €40k | €17k | ▼ 58.7% |
| Investment in fixed assets (approximation) | - | €-1k | - |
| Change in cash | - | €-9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.76
Current ratio from 1.27 to 2.76; short-term debt falls from €40k to €21k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
485 m²
Building footprint
268 m²
Volume, LiDAR
1,621 m³
Parcel 11345B0233/00B003, Flanders · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A & M TRANS
since 20232.345.229.772
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0233/00B003 | Flanders | 485 m² | 1 · 268 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 126 EUR awarded · 126 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 126 EUR | 126 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,590 companies in sector 49410 we hold annual accounts for 8,199. 5,403 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
52210Service activities incidental to land transportation
52250Logistics services
Scores and ratios are computed by Checked and are not a credit decision.