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Generated 22-07-2026
Active BE 0792.569.578Private limited company

A&M

Corbiestraat 25 ·2400 Mol, Belgium· 3 yrs active
Sector: Cafés (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of A&M is 4.9% (elevated). The 2024 annual accounts show equity of €7k and a net result of €460. Its solvency ranks better than 64% of 5589 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €7k
Net result €460
Better than sector 64%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health74Profitability33Solvency58Growth52Stability94
62 / 100

Strong profile, led by stability.

Health 74
Profitability 33
Solvency 58
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.9% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
74 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · micro
€0€500€1k€2kOperating result 2023: €2k€2kNet result 2023: €1k€1kOperating result 2024: €1k€1kNet result 2024: €460€46020232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 33.7% 19.3%
better than 64% of 5589 sector peers
Net result €460 €4k
better than 40% of 5579 sector peers
Equity €7k €14k
better than 42% of 5600 sector peers
Gross operating margin €9k €52k
better than 22% of 5565 sector peers
Total assets €21k €87k
better than 14% of 5590 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€3k
-0.3% -89% vs sector
Net profit
€460
-58.7% -95% vs sector
Cash flow
€3k
-14.8% -89% vs sector
Total assets
€21k
+53.4% -88% vs sector
Equity
€7k
+7.0% -89% vs sector
Working capital
€3k
+3.8% -95% vs sector
Income taxes
€153
-58.7% +7% vs sector
Debt
€14k
+96.8% -81% vs sector
Debt ≤ 1y
€14k
+96.8% -44% vs sector
Current ratio
1.24
-14.7% -74% vs sector
Quick ratio
1.24
-14.7% -73% vs sector
Solvency
33.7%
-30.3% -42% vs sector
Debt / equity
1.97
+84.0% +170% vs sector
ROE
6.5%
-61.4% -60% vs sector
ROA
2.2%
-73.1% -53% vs sector
Interest coverage
4.47
-86.7% -88% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€3k
Net profit€460
Cash flow€3k
Staff costs-
Income taxes€153
Dividends-
Total assets€21k
Equity€7k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.24
Quick ratio1.24
Working capital ratio15.8%
Solvency33.7%
Debt / equity1.97
Long-term debt ratio-
Interest coverage4.47
Gross margin-
Net margin-
ROA2.2%
ROE6.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Current assets 29/58€17k
Amounts receivable within one year 40/41€17k
Cash & bank 54/58€247
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€7k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€9k
Operating result 9901€1k
Financial income 75€20
Financial charges 65€767
Result before taxes 9903€614
Income taxes 67/77€153
Net result for the period 9904€460
Result to be appropriated 9905€460
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Cafés(56301)
Legal form Private limited company(610)
Incorporation18-10-2022
StatusActive
Postal code2400
Establishment units 1 location
A&M
Corbiestraat 25, 2400 MolCafé-restaurants (tavernen)
since 20222.337.008.132
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13434F0683/00B002 Flanders 519 m² 1 · 137 m² 9.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
17-09-2024
State Gazette act Director changes
12-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
29-08-2024
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
17-09-2024 Kowalska-Wiazlak Weronika appointed as director Director changes
  • Kowalska-Wiazlak Weronika, Bestuurder
Technical details 
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    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
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        "name": "Kowalska-Wiazlak Weronika",
        "address": "Rozenberg 111 bus 101 2400 Mol",
        "birth_date": null,
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        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-09-06",
      "evidence_quote": "De vergadering heeft volgende dagorde: 1. Benoeming als bestuurder Mevr. Kowalska-Wiazlak Weronika wonende te Rozenberg 111 bus 101 2400 Mol met ingang vanaf 06.09.2024.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
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    "firm_name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-09-17",
    "filing_date": "2024-09-06",
    "act_kind_objet": "BENOEMING BESTUURDER"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-09-06",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0792.569.578",
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    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Marcin Jacek Wlazlak",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
29-08-2024 1 director appointed, 1 resigning Director changes
  • Marcin Jacek Wlazlak, Bestuurder
  • Kowalska-Wlazlak Weronika, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Kowalska-Wlazlak Weronika",
        "address": "Rozenberg 111 bus 101 2400 Mol",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-05-31",
      "evidence_quote": "Ontslag als bestuurder Mevr. Kowalska-Wlazlak Weronika wonende te Rozenberg 111 bus 101 2400 Mol met ingang vanaf 31.05.2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marcin Jacek Wlazlak",
        "address": "Rozenberg 111 bus 101 2400 Mol",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering, die plaatsvindt in de maatschappelijke zetel wordt gehouden onder het voorzitterschap van De Heer Marcin Jacek Wlazlak wonende te Rozenberg 111 bus 101 2400 Mol",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-08-29",
    "filing_date": "2024-08-19",
    "act_kind_objet": "BENOEMING BESTUURDER"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-05-31",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0792.569.578",
    "name_full": "A\u0026M BV",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Marcin Jacek Wlazlak",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL A&M
Registered office
Corbiestraat 25
2400 Mol, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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TRAXXION BE 0404.035.583 · Antwerpen
HEMELAER BE 0420.644.953 · Leuven
De Werker BE 0400.665.725 · Leuven
LES AMIS REUNIS DE RENCHEUX BE 0404.330.345 · Vielsalm
LEBA BE 0420.642.874 · Herentals
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative