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A LUGAN CONSTRUCT

Active
Private limited companyfounded 20242 yrs activeErnest Claesstraat(HRT) 24, 2200 Herentals, BelgiumKBO/BCE: BE 1006.563.753
Summary

The computed 12-month bankruptcy probability of A LUGAN CONSTRUCT is 2.6% (moderate). The 2024 annual accounts show equity of €16,120 and a net result of €15,620. Its solvency ranks better than 47% of 9976 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.58; short-term debt: 60.9% and cash: 4.2% of total assets), but 60.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
39.1%
Return on assets
37.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 27 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 February 2024, A LUGAN CONSTRUCT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€16,120
Total assets
€41,214
Net result
€15,620
Working capital
€14,560

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €41,214
Fixed assets €1,560
Current assets €39,655
Equity and liabilities €41,214
Equity €16,120
Debt €25,095
Debt finances 60.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€19,913
Cash flow
€15,979
Current ratio
1.58
Debt to equity
1.56
ROE
96.9%
ROA
37.9%
Debt ≤ 1 year
€25,095
Income taxes
€3,935

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 33 lines
Balance sheet Code2024
Assets
Total assets20/58€41,214
Fixed assets21/28€1,560
Tangible fixed assets22/27€1,275
Plant, machinery and equipment23€23
Furniture and vehicles24€1,252
Financial fixed assets28€285
Current assets29/58€39,655
Amounts receivable within one year40/41€35,069
Trade receivables40€33,857
Other amounts receivable41€1,212
Cash at bank and in hand54/58€1,718
Deferred charges and accrued income490/1€2,867
Equity and liabilities
Total equity and liabilities10/49€41,214
Equity10/15€16,120
Contributions10/11€500
Profit (loss) carried forward14€15,620
Amounts payable17/49€25,095
Amounts payable within one year42/48€25,095
Trade debts44€16,597
Suppliers440/4€16,597
Taxes, remuneration and social security45€5,235
Taxes450/3€3,935
Remuneration and social security454/9€1,300
Other amounts payable47/48€3,263
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€359
Other operating charges640/8€124
Gross operating margin9900€20,037
Operating profit (loss)9901€19,554
Profit (loss) for the period before taxes9903€19,554
Income taxes67/77€3,935
Profit (loss) for the period9904€15,620
Profit (loss) for the period to be appropriated9905€15,620
Appropriation of the result
Profit (loss) to be appropriated9906€15,620

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€359
Other operating charges640/8€124
Gross operating margin9900€20,037
Operating profit (loss)9901€19,554
Profit (loss) for the period before taxes9903€19,554
Income taxes67/77€3,935
Profit (loss) for the period9904€15,620
Profit (loss) for the period to be appropriated9905€15,620
Line2024
Assets
Total assets20/58€41,214
Fixed assets21/28€1,560
Tangible fixed assets22/27€1,275
Plant, machinery and equipment23€23
Furniture and vehicles24€1,252
Financial fixed assets28€285
Current assets29/58€39,655
Amounts receivable within one year40/41€35,069
Trade receivables40€33,857
Other amounts receivable41€1,212
Cash at bank and in hand54/58€1,718
Deferred charges and accrued income490/1€2,867
Equity and liabilities
Total equity and liabilities10/49€41,214
Equity10/15€16,120
Contributions10/11€500
Profit (loss) carried forward14€15,620
Amounts payable17/49€25,095
Amounts payable within one year42/48€25,095
Trade debts44€16,597
Suppliers440/4€16,597
Taxes, remuneration and social security45€5,235
Taxes450/3€3,935
Remuneration and social security454/9€1,300
Other amounts payable47/48€3,263
Line2024
Profit (loss) for the period9904€15,620
+ Depreciation and write-downs630€359
Operating cash flow (approximation)€15,979

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
776 m²
Building footprint
56 m²
Volume, LiDAR
143 m³
Parcel 13302D0684/00V000, Flanders · tallest building 3.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A LUGAN CONSTRUCT
Ernest Claesstraat(HRT) 24, 2200 HerentalsGeneral construction of buildings
since 20242.356.266.788
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13302D0684/00V000 Flanders 776 m² 1 · 56 m² 3.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 10,917 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81220Other building cleaning and industrial cleaning
Contact
E-mail luganandriy98@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006563753
Also 9925:BE1006563753
Registered 12-09-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.