Losses
-€11,457 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
A.LOMBAT
Lifetime
9 annual accounts with figures on one time axispeak €92,796 (2024)
€81,272▼ 12.4%
lowest -€9,566 (2024)
-€1,891▲ €7,675
peak €47,957 (2023)
€36,499▼ 4.9%
€115,953▲ 114%
peak 0.7 FTE (2017)
-not published
Board1 name since 2017
1 directorLOMBAT Arnaud Francis Anne-Marie
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €92,796 to €81,272Loss of €1,891Debts from €54,240 to €115,953Cash from €15,051 to €27,823
Key points
from the 2025 annual accountsChecked score
65
Healthy
Financially stronger than 39% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025lowest value
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 1.1%▲ +0.5 percentage points vs 07-2025
09-2025: 1.4%▲ +0.3 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.3%▼ -0.1 percentage points vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.8%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 1.2%▼ -0.6 percentage points vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Sector: Retail trade (NACE 47)
Equity €36,499 (23.9% of total assets)
lowers risk
Liquidity: current ratio 1.20, cash €27,823
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 39% on liquidity, 47% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,548 companies had the same profile as A.LOMBAT has now. Each dot stands for 4 companies, two years later.
91.2%
were still trading
3.9%
stopped another way
4.3%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of A.LOMBAT itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,548 companies, not a prediction for A.LOMBAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (1.19 in 2024), below the usual 1.5. Short-term debt is 60.9% and cash 18.3% of total assets. 76.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,891
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
31 days late
2024
46 days late
2023
27 days late
2022
3 days late
2021
8 days late
2020
23 days early
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LOMBAT Arnaud Francis Anne-Marie 99 sharesdeed of 19-03-2021
- RMIKI Khadija 1 sharedeed of 19-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0670924353
Registered office moved from Anderlecht to Ittre
New registered office: rue de la Planchette 76, 1460 Ittre · Previous registered office: Avenue Paul Janson 56, 1070 Anderlecht · Change of role: LOMBAT Arnaud Francis Anne-Marie, from manager to director · General meeting of 15-03-2021 · Gazette deed
Incorporation
published on 13-02-2017 · Gazette deed
First establishment
Rue de la Planchette 76, Ittre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A.LOMBAT Ittre | €152,452 | €81,272 | 23.9% | - |
| ZITOUNAS Brussels | €142,938 | €75,569 | 11.3% | - |
| MANAV GROUP Heusden-Zolder | €145,484 | €89,166 | 32.2% | - |
| Vasigrig Merksplas | €148,326 | €69,622 | 71.8% | - |
| BEFOODY Company Wavre | €164,725 | €132,661 | 45.0% | - |
| Ignace SEPULCHRE Havelange | €184,557 | €73,995 | 25.6% | - |
| Sense For Food Lier | €150,583 | €61,414 | 46.8% | - |
These companies have the same main activity as A.LOMBAT: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €143,000 and €185,000, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 09-02-2017Normal situation
- Activity
- Retail sale of fruit and vegetablesNACE 47210
- Establishment unit
- 2.261.797.7951460 Ittre, since 09-02-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 14-05-2025
Annual accounts 2025
- ≈ €640,000estimated
- €152,452▲ 64.6%
- ≈ 1.5 FTEestimated
- Filing
- Filed on 31-08-2026
Insights on A.LOMBAT
A.LOMBAT files the micro format. That format states no turnover. The gross margin rose from €77,626 in 2017 to €81,272 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A.LOMBAT
- What is the company number of A.LOMBAT?
- The company number of A.LOMBAT is 0670.924.353. The VAT number is the same number with BE in front: BE 0670.924.353.
- Where is A.LOMBAT based?
- The registered office is at Rue de la Planchette 76, 1460 Ittre.Company details
- What does A.LOMBAT do?
- According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
- What is the legal form of A.LOMBAT?
- A.LOMBAT is a private limited company (BV).
- When was A.LOMBAT founded?
- A.LOMBAT was founded on 09-02-2017.
- Is A.LOMBAT still active?
- Yes, A.LOMBAT is an active enterprise in the KBO register.
- How many employees does A.LOMBAT have?
- A.LOMBAT had an average of 4.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of A.LOMBAT?
- The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €81,272 and 45 comparable companies (NACE 472). It probably lies between €370,000 and €870,000.
- Is A.LOMBAT profitable?
- In financial year 2025, A.LOMBAT made a loss of €1,891.
- Where can I find the annual accounts of A.LOMBAT?
- A.LOMBAT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A.LOMBAT due?
- A.LOMBAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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