A.LOMBAT
ActiveA.LOMBAT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 41% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+50
Solvency49▼-17
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.19 in 2024; short-term debt: 60.9% and cash: 18.3% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.9%
Return on assets
-1.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
46 d late
2023
27 d late
2022
3 d late
2021
8 d late
2020
23 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 4.9%
2024 · €38k
2018: €15k
2019: €14k
2020: €47k
2021: €47k
2022: €48k
2023: €48k
2024: €38k
2018 → 2025
Total assets
€152k▲ 64.6%
2024 · €93k
2018: €99k
2019: €105k
2020: €134k
2021: €158k
2022: €127k
2023: €135k
2024: €93k
2018 → 2025
Net result
€-2k▲ 80.2%
2024 · €-10k
2018: €2k
2019: €-644
2020: €33k
2021: €185
2022: €495
2023: €122
2024: €-10k
2018 → 2025
Working capital
€18k▲ 124%
2024 · €8k
2018: €33k
2019: €50k
2020: €71k
2021: €54k
2022: €38k
2023: €33k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€48k▲ 1.0%€48k▲ 0.3%€38k▼ 19.9%€36k▼ 4.9%
Operating result€14k-€-1k€10k€26k▲ 166%€1k▼ 94.7%
Net result€185-€495▲ 168%€122▼ 75.2%€-10k€-2k▲ 80.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€41k▼ 0.6%
Current assets
€111k▲ 118%
Equity and liabilities €152k
Equity
€36k▼ 4.9%
Debt
€116k▲ 114%
The debt ratio rises from 58.6% to 76.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €39k
Cash flow
€15k▲
2024 · €4k
Solvency
23.9%▼
2024 · 41.4%
Current ratio
1.20▲
2024 · 1.19
Quick ratio
1.15▲
2024 · 0.99
Debt / equity
3.18▲
2024 · 1.41
ROE
-5.2%▲
2024 · -24.9%
ROA
-1.2%▲
2024 · -10.3%
Interest coverage
11.36▲
2024 · 1.31
Debt
€116k▲
2024 · €54k
Debt ≤ 1 year
€93k▲
2024 · €43k
Debt > 1 year
€23k▲
2024 · €11k
Income taxes
€2k▼
2024 · €6k
Staff costs
€61k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€152k▲
Fixed assets21/28€42k€41k▼
Tangible fixed assets22/27€42k€41k▼
Furniture and vehicles24€32k€33k▲
Other tangible fixed assets26€9k€8k▼
Current assets29/58€51k€111k▲
Stocks and contracts in progress3€9k€4k▼
Stocks30/36€9k€4k▼
Amounts receivable within one year40/41€3k€19k▲
Trade receivables40€147€17k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€15k€28k▲
Deferred charges and accrued income490/1€24k€60k▲
Equity and liabilities
Total equity and liabilities10/49€93k€152k▲
Equity10/15€38k€36k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€30k€28k▼
Amounts payable17/49€54k€116k▲
Amounts payable after more than one year17€11k€23k▲
Financial debts170/4€11k€23k▲
Amounts payable within one year42/48€43k€93k▲
Current portion of amounts payable after more than one year42€14k€8k▼
Trade debts44€23k€34k▲
Suppliers440/4€23k€34k▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48-€40k
Income statement
Code20242025
Remuneration, social security and pensions62€51k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€93k€81k▼
Operating profit (loss)9901€26k€1k▼
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€30k€2k▼
Recurring financial charges65€30k€2k▼
Profit (loss) for the period before taxes9903€-4k€-260▲
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€-10k€-2k▲
Profit (loss) for the period to be appropriated9905€-10k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€28k▼
Profit (loss) brought forward from the previous period14P€40k€30k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼7911%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Planchette 761460 IttreGround area
436 m²
Building footprint
51 m²
Volume, LiDAR
432 m³
Parcel 25044B0344/00H005, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Planchette 76, 1460 Ittre
since 20172.261.797.795
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044B0344/00H005 | Wallonia | 436 m² | 1 · 51 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteIttre2.261.797.795
Legal Entity Identifier
254900HQZWGVKUQT2625
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Of 3,827 companies in sector 47210 we hold annual accounts for 965. 776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2017
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.