ZITOUNAS
ActiveThe computed 12-month bankruptcy probability of ZITOUNAS is 2.0% (moderate). The 2025 annual accounts show equity of €16k and a net result of €2k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 18120 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency36▲+8
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.98 in 2024; short-term debt: 88.7% and cash: 6.2% of total assets), and 88.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.3%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
162 d late
2023
86 d late
2022
448 d late
2021
17 d late
2020
17 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€22k▼ 74.3%
2019 · €84k
2019: €84k
2019 → 2020
EBIT margin
-106.1%▼ 109.7pp
2019 · 3.6%
2019: 3.6%
2019 → 2020
Net result
€2k▼ 79.9%
2024 · €9k
2019: €3k
2020: €-23k
2021: €12k
2022: €20k
2023: €-13k
2024: €9k
2019 → 2025
Working capital
€-5k▲ 49.8%
2024 · €-10k
2019: €7k
2020: €-13k
2021: €-8k
2022: €13k
2023: €-613
2024: €-10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-1k-€19k€6k▼ 69.2%€14k▲ 149%€16k▲ 12.0%
Operating result€12k-€20k▲ 69.5%€-13k€9k€2k▼ 77.8%
Net result€12k-€20k▲ 72.3%€-13k€9k€2k▼ 79.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€21k▼ 12.8%
Current assets
€122k▼ 75.3%
Equity and liabilities €143k
Equity
€16k▲ 12.0%
Debt
€127k▼ 74.8%
The debt ratio falls from 97.2% to 88.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €14k
Cash flow
€10k▼
2024 · €14k
Solvency
11.3%▲
2024 · 2.8%
Current ratio
0.96▼
2024 · 0.98
Quick ratio
0.30▼
2024 · 0.87
Debt / equity
7.85▼
2024 · 34.96
ROE
10.8%▼
2024 · 59.8%
ROA
1.2%▼
2024 · 1.7%
Interest coverage
50.30▼
2024 · 171.82
Debt
€127k▼
2024 · €504k
Debt ≤ 1 year
€127k▼
2024 · €504k
Staff costs
€60k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€518k€143k▼
Fixed assets21/28€24k€21k▼
Tangible fixed assets22/27€20k€17k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€10k€10k▲
Financial fixed assets28€4k€4k=
Current assets29/58€494k€122k▼
Stocks and contracts in progress3€58k€83k▲
Stocks30/36€58k€83k▲
Amounts receivable within one year40/41€417k€30k▼
Trade receivables40€412k€28k▼
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€17k€9k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€518k€143k▼
Equity10/15€14k€16k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-4k€-2k▲
Amounts payable17/49€504k€127k▼
Amounts payable within one year42/48€504k€127k▼
Trade debts44€224k€82k▼
Suppliers440/4€224k€82k▼
Advances received on contracts in progress46€227k€4k▼
Taxes, remuneration and social security45€45k€41k▼
Taxes450/3€10k€18k▲
Remuneration and social security454/9€35k€24k▼
Other amounts payable47/48€7k-
Income statement
Code20242025
Remuneration, social security and pensions62€43k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€14k€6k▼
Gross operating margin9900€72k€76k▲
Operating profit (loss)9901€9k€2k▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€83€199▲
Recurring financial charges65€83€199▲
Profit (loss) for the period before taxes9903€9k€2k▼
Profit (loss) for the period9904€9k€2k▼
Profit (loss) for the period to be appropriated9905€9k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-2k▲
Profit (loss) brought forward from the previous period14P€-13k€-4k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 162 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 86 days late
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 448 days late
2022
31-12
Financial
Highest result since 2019net €20k ▲72.3%
Operating result €20k, net result €20k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Weakest financial yearnet €-23k ▼870%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 209/71050 BrusselGround area
896 m²
Building footprint
932 m²
Volume, LiDAR
17,519 m³
2 parcels, Brussels, Flanders · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
Zitounas
since 20162.258.269.569
/
since 20262.390.060.303
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00L005 | Brussels | 700 m² | 1 · 700 m² | 32.2 m · 9 fl. |
| 11343A0595/00D010 | Flanders | 196 m² | 1 · 233 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.258.269.569
Similar companies · same sector, comparable size
Lejeune Elise
BE 0417.326.761
Sambreville · Eq €16k
ARTISTIC CUBE
BE 0893.850.842
Knokke-Heist · Eq €16k
LALLEMAND COMBUSTIBLES
BE 0794.335.770
Comblain-au-Pont · Eq €16k
De Koeëleboor
BE 0677.482.048
Maaseik · Eq €16k
STATION DU PARC
BE 0464.422.736
Mouscron · Eq €16k
Of 3,239 companies in sector 47781 we hold annual accounts for 744. 341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2016
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47810Retail trade
47990Retail trade
47789Other retail sale of new goods
47890Retail trade
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.