Checked.be
Active
BE 0825.092.589Private limited company
A & L INVEST
Kapellehof 52 ·1933 Zaventem, Belgium· 16 yrs active
Sector: Retail trade
(47260)
Conclusion
A & L INVEST has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.79M and a net result of €410k. The computed 12-month bankruptcy probability is 1.4% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €1.79M |
| Net result | €410k |
| Staff (FTE) | 17.6 |
| Active | 16 yrs |
Financial profile
86
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
100
Solvency
90
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2024 · abbreviated schema
€852k
-7.1%
23-24
€410k
-19.8%
23-24
€604k
-9.3%
23-24
€3.81M
+23.3%
23-24
€1.79M
+17.7%
23-24
€604k
-21.4%
23-24
18
+16.6%
23-24
€603k
+14.9%
23-24
€191k
-13.1%
23-24
€141k
-
23-24
€2.03M
+28.6%
23-24
€680k
+35.1%
23-24
€1.34M
+25.4%
23-24
1.89
-25.2%
23-24
1.70
-25.7%
23-24
46.9%
-4.5%
23-24
1.13
+9.3%
23-24
22.9%
-31.8%
23-24
10.7%
-34.9%
23-24
13.98
-49.6%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €852k |
| Net profit | €410k |
| Cash flow | €604k |
| Staff costs | €603k |
| Income taxes | €191k |
| Dividends | €141k |
| Total assets | €3.81M |
| Equity | €1.79M |
| Debt | €2.03M |
| of which ≤ 1y | €680k |
| of which > 1y | €1.34M |
| Working capital | €604k |
| Employees (FTE) | 17.6 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.89 |
| Quick ratio | 1.70 |
| Working capital ratio | 15.9% |
| Solvency | 46.9% |
| Debt / equity | 1.13 |
| Long-term debt ratio | 0.75 |
| Interest coverage | 13.98 |
| Gross margin | - |
| Net margin | - |
| ROA | 10.7% |
| ROE | 22.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3.81M |
| Fixed assets | 21/28 | €2.53M |
| Tangible fixed assets | 22/27 | €2.53M |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €1.28M |
| Stocks & contracts in progress | 3 | €126k |
| Amounts receivable within one year | 40/41 | €271k |
| Cash & bank | 54/58 | €765k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.81M |
| Equity | 10/15 | €1.79M |
| Contributions / capital | 10/11 | €15k |
| Reserves | 13 | €1.24M |
| Accumulated profits (losses) | 14 | €533k |
| Amounts payable | 17/49 | €2.03M |
| Amounts payable after one year | 17 | €1.34M |
| Amounts payable within one year | 42/48 | €680k |
| Trade debts payable within one year | 44 | €261k |
| Income statement | ||
| Gross operating margin | 9900 | €1.61M |
| Operating result | 9901 | €657k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €61k |
| Result before taxes | 9903 | €600k |
| Income taxes | 67/77 | €191k |
| Net result for the period | 9904 | €410k |
| Result to be appropriated | 9905 | €410k |
Directors & mandates
Current directors & mandates
-
Current21-10-2024 → present
3 events
- 21-10-2024 Resigned· Director
- 21-10-2024 Mandate renewed· Director
- 01-07-2018 Appointed· Manager
Former directors (1)
-
Former- → 01-07-2018
Legal Structure
| NACE primary | Retail trade(47260) |
| Legal form | Private limited company(610) |
| Incorporation | 19-04-2010 |
| Status | Active |
| Postal code | 1933 |
Establishment units
Mini Mix
since 20132.218.931.715
Mini Mix
since 20172.269.416.552
Mix Markt
since 20212.321.435.474
Mix Markt
since 20262.383.472.815
Real-estate footprint
Flanders
1
(20%)
Brussels
4
(80%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372B0284/00S003 | Brussels | 4,538 m² | 1 · 398 m² | 40.6 m · 13 fl. |
| 21382C0275/00M002 | Brussels | 3,713 m² | 1 · 638 m² | 16.5 m · 5 fl. |
| 21382C0271/00D002 | Brussels | 2,229 m² | 1 · 198 m² | 25.3 m · 1 fl. |
| 21363B0465/00N040 | Brussels | 449 m² | 1 · 436 m² | 19.5 m · 6 fl. |
| 23082C0226/00P002 | Flanders | 288 m² | 1 · 72 m² | - |
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2010
2010: 1 State Gazette act
2012
2014
2015: 1 State Gazette act
2016
2016: 1 NBB filing
2017: 1 NBB filing
2018
2018: 1 State Gazette act, 1 NBB filing
2019: 1 NBB filing
2020
2020: 1 NBB filing
2021: 1 NBB filing
2022
2022: 1 NBB filing
2023: 1 NBB filing
2024
2024: 1 State Gazette act, 1 NBB filing
2025: 1 NBB filing
2026
2026: 1 State Gazette act
2026
18-03-2026 State Gazette act Registered-office change
No further detail in the source.
2025
26-09-2025 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-10-2024 State Gazette act Statutes amendment
v3.2
29-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-09-2023 NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-09-2018 State Gazette act Director changes
v3.2
14-06-2018 NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07-2017 NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-05-2016 NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
23-09-2015 State Gazette act Registered-office change
v3.2
2010
29-04-2010 State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 2
18-03-2026
Registered-office move
23-09-2015
v3.2
All acts · 5
updated 5 months ago
2026
18-03-2026 Registered office moved from Zaventem to Sterrebeek
- Kerkhoflaan 15, 1930 Zaventem → Kapellehof 52C te 1933 Sterrebeek
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Kapellehof 52C te 1933 Sterrebeek",
"city": "Sterrebeek",
"region": "vlaams_gewest",
"street": "Kapellehof",
"country": "BE",
"postcode": "1933",
"box_number": null,
"street_number": "52C",
"locality_suffix": null
},
"old_address": {
"raw": "Kerkhoflaan 15, 1930 Zaventem",
"city": "Zaventem",
"region": "vlaams_gewest",
"street": "Kerkhoflaan",
"country": "BE",
"postcode": "1930",
"box_number": null,
"street_number": "15",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2026-03-18",
"filing_date": "2026-03-11",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2026-03-01",
"unanimous": true
},
"subject_company": {
"kbo": "0825.092.589",
"name_full": "A\u0026L Invest",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Zueva Kseniya",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}2024
21-10-2024 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": false,
"effective_date": "2024-10-17",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0825.092.589",
"name_full": "A \u0026 L INVEST",
"legal_form": "BVBA"
},
"signature_regime": "solo",
"special_mandates": [
{
"quote": "De algemene vergadering beslist CFS Accountants, met zetel te Lozenberg 4, 1932 Zaventem als bijzondere gevolmachtigde met macht van indeplaatsstelling aan te stellen teneinde al het nodige te doen bij de Kruispuntbank Ondernemingen (K.B.O.), bij het rechtspersonenregister, bij het ondernemingsloket, bij het handelsregister en bij de B.T.W.-administratie ingevolge de beslissingen van deze buitengewone algemene vergadering.",
"holder_kbo": null,
"holder_name": "CFS Accountants",
"scope_categories": [
"KBO",
"tax",
"filing",
"publication"
],
"with_substitution": true
}
],
"governance_change": {
"admin_delegated_added": []
}
}2018
18-09-2018 1 director appointed, 1 resigning
- Zueva Kseniya, Zaakvoerder
- Zouev Alexei, Zaakvoerder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Zueva Kseniya",
"address": null,
"birth_date": null
},
"effective_date": "2018-07-01",
"evidence_quote": "De Buitengewone Algemene Vergadering van 30/06/2018 aanvaardt: Vanaf 01/07/2018, de benoeming van mevrouw Zueva Kseniya, Kerkhoflaan 15 te 1930 Zaventem, als zaakvoerder"
},
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Zouev Alexei",
"address": null,
"birth_date": null
},
"effective_date": "2018-07-01",
"evidence_quote": "De Buitengewone Algemene Vergadering van 30/06/2018 aanvaardt: ... het ontslag van de heer Zouev Alexei, Kerkhoflaan 15 te 1930 Zaventem."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0825.092.589",
"name_full": "A \u0026 L INVEST",
"legal_form": "BVBA"
}
}2015
23-09-2015 Registered office moved within Zaventem
- Tuinwijkstraat 65, 1930 Zaventem → Kerkhoflaan 15, 1930 Zaventem
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Zaventem",
"region": "Brussels Gewest",
"street": "Kerkhoflaan",
"country": "BE",
"postcode": "1930",
"box_number": null,
"street_number": "15"
},
"old_address": {
"city": "Zaventem",
"region": "Brussels Gewest",
"street": "Tuinwijkstraat",
"country": "BE",
"postcode": "1930",
"box_number": "2",
"street_number": "65"
},
"effective_date": "2015-08-31",
"evidence_quote": "De vergadering, met \u00E9\u00E9nparigheid van stemmen, beslist de maatschappelijke zetel vanaf 31/08/2015 te verplaatsen van Tuinwijkstraat 65 B2 te 1930 Zaventem naar Kerkhoflaan 15 te 1930 Zaventem."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0825.092.589",
"name_full": "A \u0026 L INVEST",
"legal_form": "BVBA"
}
}2010
29-04-2010 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "Elzenveld 11 bus 5, 1930 Zaventem",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-05-16",
"name": "ZOUEV Alexei",
"niss": null,
"address": "1930 Zaventem, Elzenveld 11 bus 5"
},
"share_class": "zonder verdeling van nominale waarde",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": null,
"holder_person_name": "ZOUEV Alexei",
"is_subscriber_only": false,
"n_shares_subscribed": null,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1965-10-25",
"name": "ZOUEVA Lioudmila",
"niss": null,
"address": "3140 Keerbergen, Korte Welvaart 10 bus 8"
},
"share_class": "zonder verdeling van nominale waarde",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": null,
"holder_person_name": "ZOUEVA Lioudmila",
"is_subscriber_only": false,
"n_shares_subscribed": null,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 18600,
"subject_company": {
"kbo": "0825.092.589",
"name_full": "A \u0026 L Invest",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2010-03-31",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Non-specialised retail sale with food, beverages or tobacco predominating47110Retail trade47112Retail trade47260Retail sale of beverages, general range47252Retail trade47519Repair and maintenance of other personal and household goods95290
Names & trade names
| Legal nameNL | A & L INVEST |
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