Active BE 0779.467.254Private limited companyOpen bankruptcy

A&J Management

Industrielaan 14 ·9660 Brakel, Belgium· 4 yrs active

Sector: Financial services (64210)

Conclusion Checked

A bankruptcy procedure is open for A&J Management according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €28k and a net result of €3k.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€28k
Net result	€3k
Better than sector	21%
Active	4 yrs

Snowflake analysis 5 axes · computed by Checked

21 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 46

Solvency 9

Growth 52

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview3 NBB filings

Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	12.8%	37.4%	better than 21% of 1407 sector peers
Net result	€3k	€46k	better than 26% of 1406 sector peers
Equity	€28k	€362k	better than 15% of 1407 sector peers
Gross operating margin	€9k	€65k	better than 24% of 1405 sector peers
Total assets	€222k	€1.41M	better than 15% of 1407 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€3k

- -66% vs sector

Total assets

€222k

+3.8% -55% vs sector

Equity

€28k

+10.2% -94% vs sector

Income taxes

€1k

+37.7% -86% vs sector

Dividends

€800

- -98% vs sector

Debt

€194k

+2.9% far above sector median

Debt ≤ 1y

€107k

+39.1% far above sector median

Debt > 1y

€84k

-23.3% -77% vs sector

Solvency

12.8%

+6.2% -85% vs sector

ROE

9.2%

- far above sector median

ROA

1.2%

- -31% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	n/a
EBITDA	n/a
Net profit	€3k
Cash flow	n/a
Staff costs	-
Income taxes	€1k
Dividends	-
Total assets	€222k
Equity	€28k
Debt	€194k
of which ≤ 1y	€107k
of which > 1y	€84k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	12.8%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	1.2%
ROE	9.2%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €210k · 94.6% Current assets €12k · 5.4%

Equity & liabilities

Equity €28k · 12.8% Debt €194k · 87.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€222k
Fixed assets	21/28	€210k
Financial fixed assets	28	€210k
Current assets	29/58	€12k
Amounts receivable within one year	40/41	€12k
Cash & bank	54/58	€0
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€222k
Equity	10/15	€28k
Contributions / capital	10/11	€20k
Reserves	13	€8k
Accumulated profits (losses)	14	€78
Amounts payable	17/49	€194k
Amounts payable after one year	17	€84k
Amounts payable within one year	42/48	€107k
Trade debts payable within one year	44	€30k
Income statement
Gross operating margin	9900	€9k
Operating result	9901	€8k
Financial charges	65	€4k
Result before taxes	9903	€4k
Income taxes	67/77	€1k
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	Lieve TEINTENIER MAQUISSTRAAT 11, 9600 RONSE- ↔ Also on 166 other cases	09-10-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	28-12-2021
Status	Active
Postal code	9660
First BS signal	15-10-2025
Latest BS signal	15-10-2025

Company structure, linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.

Establishment units 1 location

A&J Management

Industrielaan 14, 9660 BrakelHoldings

since 20212.326.892.616

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45028C0910/00E000	Flanders	9,605 m²	1 · 1,462 m²	6.8 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

15-10-2025

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Oudenaarde · A&J MANAGEMENT BV INDUSTRIELAAN 14, 9660 BRAKEL · event 09-10-2025

30-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

22-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

14-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

Lifecycle & Insolvency Signals 1 events

15-10-2025

Bankruptcy Opening

Date: 09-10-2025 · Ondernemingsrechtbank Gent, afdeling Oudenaarde · A&J MANAGEMENT BV INDUSTRIELAAN 14, 9660 BRAKEL · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL

A&J Management

Registered office

Industrielaan 14

9660 Brakel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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