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Complete company report
Generated 03-08-2026
Active BE 0794.365.464Private limited company

A&H

Sint-Elisabethstraat 53 ·2060 Antwerpen, Belgium· 3 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of A&H is 2.2% (moderate). The 2024 annual accounts show equity of €49k and a net result of €31k. Its solvency ranks better than 66% of 6692 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €49k
Net result €31k
Staff (FTE) 0.3
Better than sector 66%
Snowflake analysis 5 axes · computed by Checked
Health81Profitability64Solvency66Growth85Stability94
78 / 100

Exceptional profile, strong across almost every axis.

Health 81
Profitability 64
Solvency 66
Growth 85
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
81 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 01-08-2025 with the NBB · fiscal year 2024 · micro
€0€200k€400k€600kRevenue 2023: €344k€344kOperating result 2023: €20k€20kNet result 2023: €15k€15kRevenue 2024: €608k€608kOperating result 2024: €44k€44kNet result 2024: €31k€31k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 37.0% 20.4%
better than 66% of 6692 sector peers
Net result €31k €4k
better than 82% of 6672 sector peers
Equity €49k €16k
better than 72% of 6706 sector peers
Gross operating margin €78k €24k
better than 76% of 6651 sector peers
Staff costs €6k €33k
higher than 21% of 3030 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€608k
+76.7% far above sector median
EBITDA
€51k
+99.1% far above sector median
Net profit
€31k
+101.8% far above sector median
Cash flow
€38k
+80.8% far above sector median
Total assets
€133k
+76.4% +107% vs sector
Equity
€49k
+168.7% +208% vs sector
Working capital
€32k
- +277% vs sector
Employees (FTE)
0
-57.1% -90% vs sector
Staff costs
€6k
-75.7% -88% vs sector
Income taxes
€13k
+178.3% far above sector median
Debt
€84k
+46.8% +93% vs sector
Debt ≤ 1y
€84k
+46.8% +120% vs sector
Current ratio
1.39
+41.3% +9% vs sector
Quick ratio
0.43
+335.9% -50% vs sector
Solvency
37.0%
+52.3% +37% vs sector
Debt / equity
1.70
-45.4% -46% vs sector
ROE
62.8%
-24.9% far above sector median
ROA
23.2%
+14.4% far above sector median
Net margin
5.1%
+14.2% -92% vs sector
EBITDA margin
8.4%
+12.7% 23-24
Interest coverage
91.01
-44.2% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue€608k
EBITDA€51k
Net profit€31k
Cash flow€38k
Staff costs€6k
Income taxes€13k
Dividends-
Total assets€133k
Equity€49k
Debt€84k
of which ≤ 1y€84k
of which > 1y-
Working capital€32k
Employees (FTE)0.3
Ratios (computed)
2024
Current ratio1.39
Quick ratio0.43
Working capital ratio24.3%
Solvency37.0%
Debt / equity1.70
Long-term debt ratio-
Interest coverage91.01
Gross margin11.9%
Net margin5.1%
ROA23.2%
ROE62.8%
EBITDA margin8.4%
Days sales outstanding4d
Days payable outstanding45d
Inventory turnover6.69
Days inventory (DSI)55d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€133k
Fixed assets 21/28€17k
Tangible fixed assets 22/27€17k
Current assets 29/58€116k
Stocks & contracts in progress 3€80k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€133k
Equity 10/15€49k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€46k
Amounts payable 17/49€84k
Amounts payable within one year 42/48€84k
Trade debts payable within one year 44€65k
Income statement
Turnover 70€608k
Gross operating margin 9900€78k
Operating result 9901€44k
Financial charges 65€558
Result before taxes 9903€43k
Income taxes 67/77€13k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
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Ratios computed by Checked.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation03-12-2022
StatusActive
Postal code2060
Establishment units 1 location
A&H Cash & Carry
Sint-Elisabethstraat 53, 2060 AntwerpenGroothandel in dranken, algemeen assortiment
since 20222.339.894.376
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11805E0506/00P024 Flanders 278 m² 1 · 278 m² 13.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
01-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
12-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
13-02-2023
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
13-02-2023 1 director appointed, 2 resigning Director changes
  • Mir Masood Iqbal, Bestuurder
  • Khurshid Basit, Bestuurder
  • Rashid Asghar, Bestuurder
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameNL A&H
Registered office
Sint-Elisabethstraat 53
2060 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative