Financials
- Fiscal year
- 2025
- Total assets
- €2.1m
- Loss
- -€497,724
- Solvency
- 12.5%
Total assets▼ 53.3%
Net result
20182025
A.G.B.b.
ActiveSummary
The computed 12-month bankruptcy probability of A.G.B.b. is 3.6% (moderate). The annual accounts of A.G.B.b. for fiscal year 2025 show a net loss of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €258,023 and a net result of -€497,724. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 9,574 sector peers (NACE 43, fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Site preparation
NACE 43120Construction of roads and motorways NACE 42110
#7 employer in Geel, Construction sector1 site
Size
€2.1mtotal assets 2025
- Staff
- 31.8 FTE
- Equity
- €258,023
- Loss
- -€497,724
Turnover not published (abridged schema)
Structure
- Parent
- B & R · 100%
- Board
- 4 members
Auditor: Moore AuditAccounts 3 days early
Why 47- Loss of €497,724, the second in a row (FY 2025)- Equity €258,023 (12.5% of total assets)- 1 change of registered office in 24 months- Sector Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2025
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 5% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Weak
Solvency
37-5
equity 12.5% of total assets
Liquidity
7-2
short-term debt 87.5% · cash 4.3%
Profitability
0-13
return on assets -24.1%
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%lowest value
12-2024: 0.6%● unchanged vs 11-2024lowest value
01-2025: 0.6%● unchanged vs 12-2024lowest value
02-2025: 0.6%● unchanged vs 01-2025lowest value
03-2025: 0.7%▲ +0.1 percentage points vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.2 percentage points vs 06-2025
08-2025: 1.3%▲ +0.3 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.4%▲ +0.1 percentage points vs 02-2026
04-2026: 1.5%▲ +0.1 percentage points vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 2.5%▲ +1.0 percentage point vs 06-2026
08-2026: 3.6%▲ +1.1 percentage points vs 07-2026highest value
09-2026: 3.6%● unchanged vs 08-2026highest value
10-2026: 3.6%● unchanged vs 09-2026highest value
Credit up to €12,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.01 against 1.16 in 2024; short-term debt: 87.5% and cash: 4.3% of total assets), and 87.5% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 13% on solvency, 3% on liquidity, 2% on profitability and 4% on growth.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€497,724
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9574 sector peers (2025).
NBB · sector comparisonPosition among 9574 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
28 days early
2023
33 days early
2022
26 days early
2021
31 days early
2020
24 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignation: Group Audit Belgium (statutory auditor)Appointment: Moore Audit (statutory auditor)…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignations: B&R nv (non-statutory director) and…Permanent representatives: Filip VAN CAMFORT…
Key points
- Caution: Result fell in 2025from -€207,175 to -€497,724 ▼ 140% View
- Caution: Among the weakest 5% on net resultsector median €27,561 · 9,567 companies -€497,724 View
- Caution: Board changedlatest change 19-06-2026 · 4 in office 2 joined · 5 left View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Controlled by B & R 100% View
- Caution: 2 loss-making years in a rowloss fiscal year 2025 -€497,724 View
By topic
Board & ownership
- Board
- 4 members
- Parent
- B & R · 100%
- Auditor
- Moore Audit
- Eddy BruyninckxManager
- Quality ManagementDirector
- WERKHOFSDirector
- Hans VanderveeDirector
Network & group
- Connected companies
- 44
Timeline
- Events
- 42
- Since
- 2004
- Next accounts
- by 31-07-2027
- 16-02-2026Resignations: Komart Beheer BV, VIGOR BV and…
- 03-07-2025Annual accounts filed
- 27-09-2024Appointment: Groupe Audit Belgium BV (statutory auditor)
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Site preparationNACE 43120
- Founded
- 04-04-2003
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- Een onderneming voor de uitvoering van alle wegenbouwkundige werken, bouw en grondwerken…
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