Turnover
The abbreviated format states no turnover.
The abbreviated format states no turnover.
Short-term debts fell from €18,119 to €8,164.
Less equity than 93% of companies in specialised construction. Sector median €343,920 · 7,412 companies.
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 42% of them on solvency, 13% on liquidity, 8% on profitability and 15% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,223 companies had the same profile as A Constructions has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of A Constructions itself is higher: 9.3% within 12 months. It rests on far more data about A Constructions than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for A Constructions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.53 (0.13 in 2023), above the usual 1.5. Short-term debt is 60.8% and cash 3.9% of total assets. However, 60.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 54 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| A Constructions Pelt | €13,420 | €24,231 | 39.2% | - |
| AM PLACEMENT Colfontaine | €14,802 | €19,428 | -51.0% | - |
| KITCHEN OMCC La Louvière | €15,964 | €21,457 | 44.8% | - |
| Woodjoy Ninove | €17,883 | €17,823 | -11.6% | - |
| JD.MENUISERIE Mont-Saint-Guibert | €12,650 | €13,805 | 7.9% | - |
| Jadeco Diepenbeek | €12,355 | €15,890 | 14.3% | - |
| ATELIER GAVEL Ghent | €19,091 | €26,886 | -99.4% | - |
These companies have the same main activity as A Constructions: joinery installation (NACE 43320). They are comparable in size and age: total assets between €12,400 and €19,100, founded between 2019 and 2024.
The computed 12-month bankruptcy probability of A Constructions is 9.3% (elevated). The 2024 annual accounts show equity of €5,256 and a net result of -€1,976.
Its solvency ranks better than 44% of 7,411 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 8 November 2026.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €240,000. Estimated: probably between €140,000 and €470,000.
Higher than 44% of 7,411 companies in 2024.
Higher than 42% of 7,350 companies in 2024.
Lower than 95% of 7,381 companies in 2024.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
13,420 | 28,657 | |
21/28 |
894 | 26,390 | |
22/27 |
894 | 26,390 | |
23 |
894 | 2,477 | |
24 |
- | 23,913 | |
29/58 |
12,526 | 2,267 | |
40/41 |
11,921 | 2,229 | |
40 |
532 | - | |
41 |
11,388 | 2,229 | |
54/58 |
526 | 5 | |
490/1 |
79 | 34 | |
| Balance sheet: equity and liabilities | |||
10/49 |
13,420 | 28,657 | |
10/15 |
5,256 | 7,232 | |
10/11 |
1,000 | 1,000 | |
13 |
4,256 | 6,232 | |
133 |
4,256 | 6,232 | |
17/49 |
8,164 | 21,425 | |
17 |
- | 3,306 | |
170/4 |
- | 3,306 | |
42/48 |
8,164 | 18,119 | |
42 |
3,306 | 12,966 | |
44 |
1,009 | 1,345 | |
440/4 |
1,009 | 1,345 | |
45 |
3,850 | 2,999 | |
450/3 |
3,850 | 2,999 | |
47/48 |
- | 810 | |
| Income statement | |||
9900 |
24,231 | 34,650 | |
62 |
3 | - | |
630 |
1,583 | 22,610 | |
640/8 |
24,386 | 775 | |
9901 |
-1,741 | 11,264 | |
75/76B |
341 | 34 | |
75 |
341 | 34 | |
65/66B |
576 | 2,068 | |
65 |
576 | 2,068 | |
9903 |
-1,976 | 9,231 | |
67/77 |
- | 2,999 | |
9904 |
-1,976 | 6,232 | |
9905 |
-1,976 | 6,232 | |
| Appropriation of the result | |||
9906 |
-1,976 | 6,232 | |
791/2 |
1,976 | - | |
691/2 |
- | 6,232 | |
6921 |
- | 6,232 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 22-09-2025.
| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| -157 | 33,874 | ||
| -393 | 28,842 | ||
| -23,913 | 49,000 | ||
| 522 | - | ||
| 4,362 | -15,852 | ||
| 39.2% | 25.2% | ||
| 1.53 | 0.13 | ||
| 1.55 | 2.96 | ||
| -37.6% | 86.2% | ||
| -14.7% | 21.7% | ||
| -0.27 | 16.38 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2024 | 2023 |
|---|---|---|
| Tangible fixed assets | - | €49,000 |
| €1,583 | €22,610 |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
The operating result for 2024 is a loss of €1,741, after a profit of €11,264 in 2023.
Debt's share of the balance-sheet total falls from 74.8% to 60.8%. Equity and debt are lower.
A Constructions has no parent and no holdings in its annual accounts. ANTONIS Puck is the only director.
The connected companies are in the list below.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
A Constructions was incorporated on 24 February 2022 as a private limited company by one natural person, with a starting capital of €1,025.12 The registered office was moved to Pelt in 2022.3 ANTONIS Puck is director of the company, appointed by deed of 28-02-2022.2
| Establishment | Since | Unit number |
|---|---|---|
| Jos Verlindenstraat 87 registered office 3910 Pelt | 24-02-2022 | 2.328.187.763 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72033B0284/00L000 | 1,886 m² | 1 · 122 m² | 8.3 m · 1 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0782.596.196
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