A Constructions
ActiveThe computed 12-month bankruptcy probability of A Constructions is 3.8% (moderate). The 2024 annual accounts show equity of €5k and a net result of €-2k. Its solvency ranks better than 44% of 7446 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-96
Solvency64▲+14
Growth32
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.53 against 0.13 in 2023; short-term debt: 60.8% and cash: 3.9% of total assets), but 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.2%
Return on assets
-14.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
55 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€5k▼ 27.3%
2023 · €7k
2023: €7k
2023 → 2024
Total assets
€13k▼ 53.2%
2023 · €29k
2023: €29k
2023 → 2024
Net result
€-2k
2023 · €6k
2023: €6k
2023 → 2024
Working capital
€4k
2023 · €-16k
2023: €-16k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€7k-€5k▼ 27.3%
Operating result€11k-€-2k
Net result€6k-€-2k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €13k
Fixed assets
€894▼ 96.6%
Current assets
€13k▲ 453%
Equity and liabilities €13k
Equity
€5k▼ 27.3%
Debt
€8k▼ 61.9%
The debt ratio falls from 74.8% to 60.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-157▼
2023 · €34k
Cash flow
€-393▼
2023 · €29k
Solvency
39.2%▲
2023 · 25.2%
Current ratio
1.53▲
2023 · 0.13
Quick ratio
1.53▲
2023 · 0.13
Debt / equity
1.55▼
2023 · 2.96
ROE
-37.6%▼
2023 · 86.2%
ROA
-14.7%▼
2023 · 21.7%
Interest coverage
-0.27▼
2023 · 16.38
Debt
€8k▼
2023 · €21k
Debt ≤ 1 year
€8k▼
2023 · €18k
Staff costs
€3
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€29k€13k▼
Fixed assets21/28€26k€894▼
Tangible fixed assets22/27€26k€894▼
Plant, machinery and equipment23€2k€894▼
Furniture and vehicles24€24k-
Current assets29/58€2k€13k▲
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40-€532
Other amounts receivable41€2k€11k▲
Cash at bank and in hand54/58€5€526▲
Deferred charges and accrued income490/1€34€79▲
Equity and liabilities
Total equity and liabilities10/49€29k€13k▼
Equity10/15€7k€5k▼
Contributions10/11€1k€1k=
Reserves13€6k€4k▼
Distributable reserves133€6k€4k▼
Amounts payable17/49€21k€8k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€18k€8k▼
Current portion of amounts payable after more than one year42€13k€3k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€810-
Income statement
Code20232024
Remuneration, social security and pensions62-€3
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€2k▼
Other operating charges640/8€775€24k▲
Gross operating margin9900€35k€24k▼
Operating profit (loss)9901€11k€-2k▼
Financial income75/76B€34€341▲
Recurring financial income75€34€341▲
Financial charges65/66B€2k€576▼
Recurring financial charges65€2k€576▼
Profit (loss) for the period before taxes9903€9k€-2k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€6k€-2k▼
Profit (loss) for the period to be appropriated9905€6k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-2k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 53 days late
2024
31-12
Financial
Liquidity times 12current ratio 1.53
Current ratio from 0.13 to 1.53; short-term debt falls from €18k to €8k.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jos Verlindenstraat(SHL) 873910 PeltGround area
1,886 m²
Building footprint
122 m²
Volume, LiDAR
535 m³
Parcel 72033B0284/00L000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A Constructions
since 20222.328.187.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033B0284/00L000 | Flanders | 1,886 m² | 1 · 122 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BORREMANS INTERIEUR
BE 1001.893.796
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Maasmechelen · Eq €5k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 3,179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2022
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.