ZM Express

Active

Private limited companyfounded 2009active for 16 yearsWielemans Ceuppenslaan 154, 1190 Vorst, BelgiumKBO/BCE: BE 0821.304.146

Summary

ZM Express has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,749 and a net result of €62,681. Equity is growing by about 3.9% per year across the filed financial years. Its solvency ranks better than 42% of 163 sector peers (NACE 53, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

ZM ExpressActiveChecked score 67/100

Risk analysis Report Compare

Activity

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 59% of its sector peers (NACE 53, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 53+6

equity 28.0% of total assets

Liquidity 48+18

short-term debt 72.0% · cash 29.2%

Profitability 100+63

return on assets 71.0%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (912 companies, NACE 53, micro)

Last 24 months 11-2024: 2.2%highest value 12-2024: 2.2%● unchanged vs 11-2024highest value 01-2025: 1.2%▼ -1.0 percentage point vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.3 percentage points vs 06-2025 08-2025: 2.1%▲ +0.7 percentage points vs 07-2025 09-2025: 0.7%▼ -1.4 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026lowest value 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.4 percentage points vs 07-2026 09-2026: 1.1%▼ -0.1 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.39, compared with 1.28 in 2024, below the usual 1.5; short-term debt: 72% and cash: 29.2% of total assets), and 72% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 45% on solvency, 55% on liquidity, 94% on profitability and 43% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Size: total assets €88,269

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Sector: Postal and courier activities (NACE 53)

KBO

Liquidity: current ratio 1.39, cash €25,732

NBB · annual accounts

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

28 days late

2024

29 days late

2023

2 days early

2022

24 days late

2021

9 days late

2020

11 days late

2019

24 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
21-08-2026 Resignation: GEIP bv (Green Energy Investments…Permanent representative: STAES Philip
06-08-2026 Registered office · Legal-form change ·…Amendment of the articles ·…

Key points

Positive: Back in profit in 2025after -€30 in 2024 €62,681 View
Caution: Board changedlatest change 17-08-2026 · 1 in office 1 joined · 1 left View
Total assets 20256 financial years filed €88,269 View

By topic

Financials

Financial year: 2025
Total assets: €88,269
Profit: €62,681
Solvency: 28.0%

Total assets▼ 18.9%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Zubayr MOHAMMADIDirector

Go to Board & ownership

Network & group

Connected companies: 3

Go to Network & group

Timeline

Events: 25
Since: 2011
Next accounts: by 31-07-2027

04-08-2026Permanent representatives: Rudi Vandromme and Philip STAES
31-12-2025Back to profit
29-08-2025Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other postal and courier activitiesNACE 53200
Founded: 10-12-2009
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 16

Financial year: From 1 July to 30 June
Annual meeting: Second Friday of December at 11:00
Purpose: “Het uitbaten van een transport- en besteldienstenbedrijf in de ruimste zin van het woord…” (deed in Dutch)

Go to Articles of association

Key facts about ZM Express

What is the company number of ZM Express?: 0821.304.146. In Belgium the VAT number is the company number with BE in front: BE 0821.304.146.
Where is ZM Express based?: The registered office is at Wielemans Ceuppenslaan 154, 1190 Vorst.Company details
What does ZM Express do?: According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
What is the legal form of ZM Express?: Private limited company (BV).
When was ZM Express founded?: On 10-12-2009.
Is ZM Express still active?: Yes, ZM Express is an active enterprise in the KBO register.
What is the turnover of ZM Express?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ZM Express profitable?: In financial year 2025, ZM Express made a profit of €62,681.
Where can I find the annual accounts of ZM Express?: ZM Express filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZM Express due?: By 31-07-2027, for financial year 2026.Timeline