A.C.T.A. - Terrasi
A.C.T.A. - Terrasi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €118k and a net result of €47k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 773 sector peers (fiscal year 2024). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €118k |
| Net result | €47k |
| Staff (FTE) | 1.9 |
| Better than sector | 41% |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 27.7% | 38.6% | |
| Net result | €47k | €28k | |
| Equity | €118k | €62k | |
| Gross operating margin | €123k | €66k | |
| Staff costs | €53k | €63k |
Show 5 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €47k |
| Cash flow | n/a |
| Staff costs | €53k |
| Income taxes | €14k |
| Dividends | €9k |
| Total assets | €425k |
| Equity | €118k |
| Debt | €307k |
| of which ≤ 1y | €221k |
| of which > 1y | €87k |
| Working capital | n/a |
| Employees (FTE) | 1.9 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 27.7% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 11.1% |
| ROE | 40.1% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (22 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €425k |
| Fixed assets | 21/28 | €360k |
| Financial fixed assets | 28 | €360k |
| Current assets | 29/58 | €65k |
| Amounts receivable within one year | 40/41 | €59k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €425k |
| Equity | 10/15 | €118k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €99k |
| Amounts payable | 17/49 | €307k |
| Amounts payable after one year | 17 | €87k |
| Amounts payable within one year | 42/48 | €221k |
| Trade debts payable within one year | 44 | €8k |
| Income statement | ||
| Gross operating margin | 9900 | €123k |
| Operating result | 9901 | €66k |
| Financial income | 75 | €775 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €62k |
| Income taxes | 67/77 | €14k |
| Net result for the period | 9904 | €47k |
| Result to be appropriated | 9905 | €47k |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 12-12-1984 |
| Status | Active |
| Postal code | 1410 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0262/00N000 | Wallonia | 1,046 m² | 1 · 341 m² | 19.0 m · 5 fl. |
| 21302A0019/00S007 | Brussels | 234 m² | 1 · 155 m² | 15.3 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
25-01-2024 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "No\u00E9mi EDRICH",
"firm_city": null,
"firm_name": null,
"office_city": "WATERLOO",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2024-01-25",
"filing_date": "2024-01-23",
"act_kind_objet": "STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS), MODIFICATION FORME JURIDIQUE, DEMISSIONS, NOMINATIONS, ASSEMBLEE GENERALE"
},
"decision": {
"body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
"date": "2023-12-26",
"unanimous": null
},
"agm_change": null,
"detected_kind": "statutes_change",
"other_address": null,
"mandate_renewal": {
"period_end": null,
"mandate_kind": "administrateur",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": null,
"person_or_entity_kbo": null,
"person_or_entity_name": "TERRASI Jessica"
},
"subject_company": {
"kbo": "0427.720.510",
"name_full": "A.C.T.A. - Terrasi",
"legal_form": "SRL"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"une exp\u00E9dition de l\u2019acte"
],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": {
"role": "administrateur",
"organ": "bestuursorgaan",
"person_name": "TERRASI Carmelo"
},
"special_procuration": {
"grantee_kbo": null,
"grantee_name": "TERRASI Jessica",
"grantor_name": null,
"scope_summary": "Mandat pour entreprendre toutes les d\u00E9marches n\u00E9cessaires li\u00E9es aux modifications de la soci\u00E9t\u00E9 aupr\u00E8s de la banque carrefour des entreprises, des guichets d\u2019entreprises, de l\u2019administration de la taxe sur la valeur ajout\u00E9e, du service public f\u00E9d\u00E9ral \u00E9conomie, et en g\u00E9n\u00E9ral pour accomplir toutes les formalit\u00E9s de d\u00E9p\u00F4t et/ou de publications et/ou d\u2019inscription \u00E0 tous registres et/ou guichets d\u2019entreprises et/ou aupr\u00E8s de toute autorit\u00E9 administrative.",
"monetary_cap_eur": null,
"scope_categories": [
"banking",
"tax",
"other"
],
"termination_clause": null,
"substitution_allowed": true
},
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}| Legal nameFR | A.C.T.A. - Terrasi |