Skip to content

A.C.L.

Active
Private limited companyfounded 1997active for 28 yearsHoogveld 5, 8210 Zedelgem, BelgiumKBO/BCE: BE 0461.830.163
Summary

A.C.L. has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €73,461. Equity has been growing by about 5.3% per year since 2019. Its solvency ranks better than 95% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-11-1997 Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203
Establishment unit
2.084.222.667 8210 Zedelgem, since 19-11-1997
Financial year end
30 September
Peppol
Reachable since 02-01-2025

Board and ownership

Shareholders
  • TOCOVER· score 9530-11-2025 annual accounts of TOCOVER

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€106,699
▼ 64.7%
Turnover
≈ €140,000
estimated
Profit
€73,461
▼ 64.8%
Equity
€1.6m
▲ 4.8%
Total assets
€1.7m
▲ 4.3%
Score breakdownlowers riskEquity €1.6m (96.2% of total assets)Liquidity: current ratio 168.24, cash €284,898, halvedSize: total assets €1.7mFounded in 1997Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 96.2% of total assets
Liquidity 71-29
short-term debt 0.5% · cash 17.0%
Profitability 74-11
return on assets 4.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025highest value 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €150,000 on 30-day terms is acceptable
Short-term debt is 0.5% and cash 17% of total assets. 3.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 81% on liquidity, 68% on profitability and 58% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Equity €1.6m (96.2% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 168.24, cash €284,898, halved
NBB · annual accounts
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
6 days early
2023
7 days early
2022
9 days early
2021
31 days early
2020
4 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 24 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in real estatesector median 30.7% · 11,261 companies 96.2% View
  • Result fell in 2025the 2024 profit included a one-off income of €202,304 ▼ 64.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €73,461 7 years View

Recent changes

  1. · Gazette deed Resignation: VERMEERSCH Greet (manager)Reappointment: VERMEERSCH Greet (director)
  2. · Gazette deed 1 director appointed, 1 director resigningResignation: BVBATOCOVER (manager) · Permanent representative: GreetVERMEERSCH · Appointment: GreetVERMEERSCH (manager)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as A.C.L.: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.5m and €1.8m, founded between 1992 and 2000.

CompanyTotal assetsGross margin
A.C.L. Zedelgem€1.7m€0.1m
REAL FOODS & CO Veurne€1.8m€0.1m
BELGIAN CHOCOLAT FACTORY De Panne€1.8m€0.1m
GOMA Knokke-Heist€1.6m€0.1m
Caterra Langemark-Poelkapelle€1.7m€0.08m
SOGECAP Flémalle€1.5m€0.1m
WANG & GUO Seraing€1.6m€0.1m
Full comparison

Key facts about A.C.L.

What is the company number of A.C.L.?
The company number of A.C.L. is 0461.830.163. The VAT number is the same number with BE in front: BE 0461.830.163.
Where is A.C.L. based?
The registered office is at Hoogveld 5, 8210 Zedelgem.Company details
What does A.C.L. do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of A.C.L.?
The legal form of A.C.L. is Private limited company (BV).
When was A.C.L. founded?
A.C.L. was founded on 06-11-1997.
Is A.C.L. still active?
Yes, A.C.L. is an active enterprise in the KBO register.
What is the turnover of A.C.L.?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €106,699 and 37 comparable companies (NACE 68203). It probably lies between €110,000 and €230,000.Financials
Is A.C.L. profitable?
In financial year 2025, A.C.L. made a profit of €73,461.
Where can I find the annual accounts of A.C.L.?
A.C.L. filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A.C.L. due?
A.C.L. must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.