A.C.L.
ActiveA.C.L. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.62M and a net result of €73k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-11
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
short-term debt: 0.5% and cash: 17% of total assets, and 3.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
4.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
7 d early
2022
9 d early
2021
31 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.62M▲ 4.8%
2024 · €1.54M
2018: €1.59M
2019: €1.20M
2020: €1.24M
2021: €1.27M
2022: €1.29M
2023: €1.33M
2024: €1.54M
2018 → 2025
Total assets
€1.68M▲ 4.3%
2024 · €1.61M
2018: €1.64M
2019: €1.23M
2020: €1.28M
2021: €1.31M
2022: €1.33M
2023: €1.35M
2024: €1.61M
2018 → 2025
Net result
€73k▼ 64.8%
2024 · €209k
2018: €34k
2019: €36k
2020: €37k
2021: €39k
2022: €19k
2023: €40k
2024: €209k
2018 → 2025
Working capital
€1.35M▲ 7.5%
2024 · €1.26M
2018: €916k
2019: €554k
2020: €623k
2021: €692k
2022: €739k
2023: €782k
2024: €1.26M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.27M-€1.29M▲ 1.5%€1.33M▲ 3.1%€1.54M▲ 15.6%€1.62M▲ 4.8%
Operating result€48k-€39k▼ 18.2%€47k▲ 19.6%€264k▲ 463%€76k▼ 71.4%
Net result€39k-€19k▼ 50.8%€40k▲ 111%€209k▲ 419%€73k▼ 64.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.68M
Fixed assets
€319k▼ 5.9%
Current assets
€1.36M▲ 7.0%
Equity and liabilities €1.68M
Equity
€1.62M▲ 4.8%
Provisions
€47k=
Debt
€16k▼ 22.3%
The debt ratio falls from 1.3% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▼
2024 · €290k
Cash flow
€94k▼
2024 · €234k
Solvency
96.2%▲
2024 · 95.8%
Debt / equity
0.01▼
2024 · 0.01
ROE
4.5%▼
2024 · 13.5%
ROA
4.4%▼
2024 · 13.0%
Interest coverage
1287.95▼
2024 · 3044.38
Debt
€16k▼
2024 · €20k
Debt ≤ 1 year
€8k▼
2024 · €13k
Income taxes
€24k▲
2024 · €23k
A ratio outside any meaningful range has been withheld (balance sheet total €1.68M, equity €1.62M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.61M€1.68M▲
Fixed assets21/28€339k€319k▼
Tangible fixed assets22/27€339k€319k▼
Land and buildings22€336k€317k▼
Plant, machinery and equipment23€3k€3k▼
Current assets29/58€1.27M€1.36M▲
Amounts receivable within one year40/41€19k€29k▲
Trade receivables40€19k€26k▲
Other amounts receivable41-€3k
Current investments50/53€613k€1.05M▲
Cash at bank and in hand54/58€638k€285k▼
Deferred charges and accrued income490/1€565€580▲
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.68M▲
Equity10/15€1.54M€1.62M▲
Contributions10/11€118k€118k=
Reserves13€1.42M€1.50M▲
Tax-exempt reserves132€142k€142k=
Distributable reserves133€1.28M€1.36M▲
Provisions and deferred taxes16€47k€47k=
Deferred taxes168€47k€47k=
Amounts payable17/49€20k€16k▼
Amounts payable within one year42/48€13k€8k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€3k€3k=
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€202k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€20k▼
Other operating charges640/8€13k€11k▼
Gross operating margin9900€302k€107k▼
Operating profit (loss)9901€264k€76k▼
Financial income75/76B€14k€22k▲
Recurring financial income75€14k€22k▲
Financial charges65/66B€95€74▼
Recurring financial charges65€95€74▼
Profit (loss) for the period before taxes9903€278k€98k▼
Transfer to deferred taxes680€47k-
Income taxes67/77€23k€24k▲
Profit (loss) for the period9904€209k€73k▼
Transfer to tax-exempt reserves689€142k-
Profit (loss) for the period to be appropriated9905€67k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€73k▲
Transfer to equity691/2€67k€73k▲
To other reserves6921€67k€73k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €209k ▲419%
Operating result €264k, net result €209k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity quadruplescurrent ratio 89.62
Current ratio from 21.13 to 89.62; short-term debt falls from €37k to €9k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €19k ▼50.8%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogveld 58210 ZedelgemGround area
807 m²
Building footprint
282 m²
Volume, LiDAR
1,558 m³
Parcel 31036G0262/00G000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACL
since 19972.084.222.667
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31036G0262/00G000 | Flanders | 807 m² | 1 · 282 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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IMMO VANNIEUWENHUYSE
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FIMOVAR
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MINNEVOET
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Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 3,811 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-1997
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.