GOMA
ActiveSummary
The annual accounts of GOMA for fiscal year 2025 show a net loss of 70% of the equity at the start of that year. The 2025 annual accounts show equity of €101k and a net result of €-241k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 9234 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-47
Solvency31▼-16
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.77 against 0.52 in 2024; short-term debt: 47.2% and cash: 0.2% of total assets), and 93.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9234 sector peers (2025).
NBB · sector comparisonPosition among 9234 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-05-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
on the day
2023
on the day
2022
9 d late
2021
33 d late
2020
3 d early
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€101k▼ 70.4%
2024 · €342k
2018: €531khighest in 8 years
2019: €303k▼ -42.9% vs 2018
2020: €334k▲ +10.0% vs 2019
2021: €330k▼ -1.0% vs 2020
2022: €338k▲ +2.2% vs 2021
2023: €319k▼ -5.4% vs 2022
2024: €342k▲ +7.2% vs 2023
2025: €101k▼ -70.4% vs 2024lowest in 8 years
2018 → 2025
Total assets
€1.60M▲ 4.4%
2024 · €1.53M
2018: €2.22Mhighest in 8 years
2019: €2.07M▼ -6.5% vs 2018
2020: €1.95M▼ -6.1% vs 2019
2021: €1.97M▲ +1.3% vs 2020
2022: €942k▼ -52.2% vs 2021
2023: €931k▼ -1.1% vs 2022lowest in 8 years
2024: €1.53M▲ +64.3% vs 2023
2025: €1.60M▲ +4.4% vs 2024
2018 → 2025
Net result
€-241k
2024 · €23k
2018: €9k
2019: €-150k▼ -1860% vs 2018
2020: €27k▲ +118% vs 2019highest in 8 years
2021: €-3k▼ -112% vs 2020
2022: €7k▲ +323% vs 2021
2023: €-18k▼ -353% vs 2022
2024: €23k▲ +227% vs 2023
2025: €-241k▼ -1146% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-175k▲ 48.8%
2024 · €-341k
2018: €-195k
2019: €-28k▲ +85.8% vs 2018
2020: €-64k▼ -130% vs 2019
2021: €-349k▼ -448% vs 2020lowest in 8 years
2022: €220k▲ +163% vs 2021highest in 8 years
2023: €193k▼ -12.0% vs 2022
2024: €-341k▼ -277% vs 2023
2025: €-175k▲ +48.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€338k▲ 2.2%€319k▼ 5.4%€342k▲ 7.2%€101k▼ 70.4%
2021: €330k
2022: €338k▲ +2.2% vs 2021
2023: €319k▼ -5.4% vs 2022
2024: €342k▲ +7.2% vs 2023highest in 5 years
2025: €101k▼ -70.4% vs 2024lowest in 5 years
Operating result€89k-€-88k€16k€68k▲ 327%€-66k
2021: €89khighest in 5 years
2022: €-88k▼ -199% vs 2021lowest in 5 years
2023: €16k▲ +118% vs 2022
2024: €68k▲ +327% vs 2023
2025: €-66k▼ -198% vs 2024
Net result€-3k-€7k€-18k€23k€-241k
2021: €-3k
2022: €7k▲ +323% vs 2021
2023: €-18k▼ -353% vs 2022
2024: €23k▲ +227% vs 2023highest in 5 years
2025: €-241k▼ -1146% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €66k after €68k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€1.02M ▼ 11.8%
Current assets
€580k ▲ 54.2%
Equity and liabilities €1.60M
Equity
€101k ▼ 70.4%
Provisions
€76k =
Debt
€1.42M ▲ 27.7%
Debt's share of the balance-sheet total rises from 72.7% to 88.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €81k
Cash flow
€-172k▼
2024 · €36k
Current ratio
0.77▲
2024 · 0.52
Debt to equity
14.02▲
2024 · 3.25
ROE
-237.9%▼
2024 · 6.7%
ROA
-15.1%▼
2024 · 1.5%
Interest coverage
0.06▼
2024 · 3.12
Debt ≤ 1 year
€755k▲
2024 · €718k
Debt > 1 year
€666k▲
2024 · €395k
Income taxes
€1k▼
2024 · €19k
Staff costs
€81k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.60M▲
Fixed assets21/28€1.15M€1.02M▼
Intangible fixed assets21€631k€568k▼
Tangible fixed assets22/27€338k€370k▲
Land and buildings22€323k€361k▲
Furniture and vehicles24€15k€9k▼
Financial fixed assets28€185k€80k▼
Current assets29/58€376k€580k▲
Amounts receivable after more than one year29€301k€301k=
Trade receivables290€301k€0▼
Other amounts receivable291-€301k
Amounts receivable within one year40/41€72k€275k▲
Trade receivables40€15k€7k▼
Other amounts receivable41€57k€268k▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€1k€611▼
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.60M▲
Equity10/15€342k€101k▼
Contributions10/11€276k€276k=
Reserves13€66k€66k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€64k€64k=
Profit (loss) carried forward14-€-241k
Provisions and deferred taxes16€76k€76k=
Provisions for liabilities and charges160/5€76k€76k=
Pensions and similar obligations160€76k€76k=
Amounts payable17/49€1.11M€1.42M▲
Amounts payable after more than one year17€395k€666k▲
Financial debts170/4€395k€666k▲
Amounts payable within one year42/48€718k€755k▲
Current portion of amounts payable after more than one year42€35k€79k▲
Financial debts43€43k€645k▲
Credit institutions430/8€43k€645k▲
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€40k€27k▼
Taxes450/3€19k€5k▼
Remuneration and social security454/9€21k€21k▲
Other amounts payable47/48€590k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€38k
Remuneration, social security and pensions62€80k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€69k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-2k
Other operating charges640/8€10k€7k▼
Non-recurring operating charges66A€0€25k▲
Gross operating margin9900€172k€114k▼
Operating profit (loss)9901€68k€-66k▼
Financial income75/76B€9€12k▲
Recurring financial income75€9€12k▲
Financial charges65/66B€26k€185k▲
Recurring financial charges65€26k€50k▲
Non-recurring financial charges66B-€135k
Profit (loss) for the period before taxes9903€42k€-240k▼
Income taxes67/77€19k€1k▼
Profit (loss) for the period9904€23k€-241k▼
Profit (loss) for the period to be appropriated9905€23k€-241k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-241k▼
Transfer from equity791/2€0-
Transfer to equity691/2€23k€0▼
To other reserves6921€23k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1k | - | - | - | €38k | - |
| Remuneration, social security and pensions62 | €36k | €102k | €83k | €80k | €81k | ▲ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41k | €12k | €12k | €13k | €69k | ▲ 415% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €-2k | - |
| Other operating charges640/8 | €16k | €66k | €3k | €10k | €7k | ▼ 28.0% |
| Non-recurring operating charges66A | €39k | €138k | €56k | €0 | €25k | - |
| Gross operating margin9900 | €221k | €230k | €170k | €172k | €114k | ▼ 33.4% |
| Operating profit (loss)9901 | €89k | €-88k | €16k | €68k | €-66k | ▼ 198% |
| Financial income75/76B | €4k | €160k | €3k | €9 | €12k | ▲ 136,552% |
| Recurring financial income75 | €4k | €94k | €3k | €9 | €12k | ▲ 136,552% |
| Non-recurring financial income76B | - | €65k | €0 | - | - | - |
| Financial charges65/66B | €43k | €42k | €18k | €26k | €185k | ▲ 613% |
| Recurring financial charges65 | €43k | €42k | €18k | €26k | €50k | ▲ 94.1% |
| Non-recurring financial charges66B | - | - | - | - | €135k | - |
| Profit (loss) for the period before taxes9903 | €51k | €30k | €492 | €42k | €-240k | ▼ 675% |
| Transfer from deferred taxes780 | €887 | €14k | €0 | - | - | - |
| Income taxes67/77 | €55k | €37k | €19k | €19k | €1k | ▼ 93.3% |
| Profit (loss) for the period9904 | €-3k | €7k | €-18k | €23k | €-241k | ▼ 1,146% |
| Transfer from tax-exempt reserves789 | €3k | €43k | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €-556 | €51k | €-18k | €23k | €-241k | ▼ 1,146% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.97M | €942k | €931k | €1.53M | €1.60M | ▲ 4.4% |
| Fixed assets21/28 | €1.86M | €537k | €527k | €1.15M | €1.02M | ▼ 11.8% |
| Intangible fixed assets21 | - | - | - | €631k | €568k | ▼ 10.0% |
| Tangible fixed assets22/27 | €1.08M | €352k | €342k | €338k | €370k | ▲ 9.4% |
| Land and buildings22 | €1.05M | €340k | €331k | €323k | €361k | ▲ 11.7% |
| Plant, machinery and equipment23 | €3k | €0 | - | - | - | - |
| Furniture and vehicles24 | €32k | €13k | €10k | €15k | €9k | ▼ 40.4% |
| Financial fixed assets28 | €774k | €185k | €185k | €185k | €80k | ▼ 56.7% |
| Current assets29/58 | €112k | €405k | €405k | €376k | €580k | ▲ 54.2% |
| Amounts receivable after more than one year29 | €45k | €301k | €301k | €301k | €301k | = |
| Trade receivables290 | €45k | - | - | €301k | €0 | ▼ 100% |
| Other amounts receivable291 | - | €301k | €301k | - | €301k | - |
| Amounts receivable within one year40/41 | €60k | €101k | €103k | €72k | €275k | ▲ 283% |
| Trade receivables40 | €3k | €6k | €6k | €15k | €7k | ▼ 52.9% |
| Other amounts receivable41 | €58k | €95k | €96k | €57k | €268k | ▲ 370% |
| Cash at bank and in hand54/58 | €6k | €665 | €198 | €2k | €3k | ▲ 74.6% |
| Deferred charges and accrued income490/1 | €1k | €1k | €748 | €1k | €611 | ▼ 58.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.97M | €942k | €931k | €1.53M | €1.60M | ▲ 4.4% |
| Equity10/15 | €330k | €338k | €319k | €342k | €101k | ▼ 70.4% |
| Contributions10/11 | €276k | €276k | €276k | €276k | €276k | = |
| Reserves13 | €54k | €61k | €43k | €66k | €66k | = |
| Tax-exempt reserves132 | €45k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €9k | €59k | €41k | €64k | €64k | = |
| Profit (loss) carried forward14 | - | - | - | - | €-241k | - |
| Provisions and deferred taxes16 | €90k | €76k | €76k | €76k | €76k | = |
| Provisions for liabilities and charges160/5 | €76k | €76k | €76k | €76k | €76k | = |
| Pensions and similar obligations160 | €76k | €76k | €76k | €76k | €76k | = |
| Deferred taxes168 | €14k | €0 | - | - | - | - |
| Amounts payable17/49 | €1.55M | €529k | €536k | €1.11M | €1.42M | ▲ 27.7% |
| Amounts payable after more than one year17 | €1.08M | €341k | €324k | €395k | €666k | ▲ 68.7% |
| Financial debts170/4 | €1.08M | €341k | €324k | €395k | €666k | ▲ 68.7% |
| Amounts payable within one year42/48 | €462k | €185k | €211k | €718k | €755k | ▲ 5.2% |
| Current portion of amounts payable after more than one year42 | €92k | €62k | €66k | €35k | €79k | ▲ 128% |
| Financial debts43 | €52k | €48k | €79k | €43k | €645k | ▲ 1,386% |
| Credit institutions430/8 | €52k | €48k | €79k | €43k | €645k | ▲ 1,386% |
| Trade debts44 | €14k | €6k | €24k | €10k | €4k | ▼ 55.2% |
| Suppliers440/4 | €14k | €6k | €24k | €10k | €4k | ▼ 55.2% |
| Taxes, remuneration and social security45 | €37k | €67k | €42k | €40k | €27k | ▼ 33.4% |
| Taxes450/3 | €31k | €42k | €21k | €19k | €5k | ▼ 71.7% |
| Remuneration and social security454/9 | €5k | €25k | €21k | €21k | €21k | ▲ 1.6% |
| Other amounts payable47/48 | €268k | €2k | €0 | €590k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €7k | €3k | €960 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €7k | €-18k | €23k | €-241k | ▼ 1,146% |
| + Depreciation and write-downs630 | €41k | €12k | €12k | €13k | €69k | ▲ 415% |
| Operating cash flow (approximation) | €38k | €19k | €-6k | €36k | €-172k | ▼ 571% |
| Investment in fixed assets (approximation) | - | €1.31M | €-1k | €-641k | €67k | ▲ 110% |
| Change in cash | - | €-5k | €-466 | €1k | €1k | ▼ 15.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose · Margot VAN DEUN
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
30-09
Financial
Weakest financial yearnet €-241k
Net result drops to €-241k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-09
Financial
Liquidity times 9current ratio 2.19
Current ratio from 0.24 to 2.19; short-term debt falls from €462k to €185k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 33 days late
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
Show earlier events
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2002
Ground area
3,619 m²
Building footprint
3,148 m²
Volume, LiDAR
70,079 m³
Parcel 31013A0767/00G000, Flanders · tallest building 43.4 m, ±7 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Zeedijk-Knokke 645, 8300 Knokke-Heist
since 20022.112.705.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0767/00G000 | Flanders | 3,619 m² | 1 · 3,148 m² | 43.4 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 3,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-1992
Fiscal year end30-09
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
47120Other non-specialised retail sale
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.