A.C. INSURANCES

Active Risk: not assessed

Private limited companyfounded 1984active for 41 yearsBasilieklaan 325, 1081 Koekelberg, BelgiumKBO/BCE: BE 0427.531.062

Summary

A.C. INSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €115,751 and a net result of €85,099. Equity remains stable across the filed financial years (±2.5% per year). Its solvency ranks better than 50% of 1,840 sector peers (NACE 66, financial year 2025). The company has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals.

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A.C. INSURANCESActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€299,037total assets 2025

Equity: €115,751
Profit: €85,099

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Parent: VERZEKERINGEN-SAERENS-ASSURANCES · 100%

Bram DelporteDirector

Accounts filed 31 days late1 of 3 deeds read

Signalslowers riskGrowing equityneutralA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.

lowers riskneutral

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €115,751

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

43 days early

2023

on the day

2022

140 days early

2021

45 days early

2020

33 days early

2019

87 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (4 of the last 5 filed years within 74 days of that day).

Companies Code · seven months

Where today falls in the filing period

23-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage