HOUTMAN ASSUR is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €115,727 and a net result of €16,888. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 89% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
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neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
The company number of HOUTMAN ASSUR is 0471.528.381. The VAT number is the same number with BE in front: BE 0471.528.381.
Where is HOUTMAN ASSUR based?
The registered office is at Sint-Maria-Aalterstraat 30, 9880 Aalter.Company details
What does HOUTMAN ASSUR do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of HOUTMAN ASSUR?
The legal form of HOUTMAN ASSUR is Private limited company (BV).
When was HOUTMAN ASSUR founded?
HOUTMAN ASSUR was founded on 28-03-2000.
Is HOUTMAN ASSUR still active?
Yes, HOUTMAN ASSUR is an active enterprise in the KBO register.
How many employees does HOUTMAN ASSUR have?
HOUTMAN ASSUR had an average of 0.7 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of HOUTMAN ASSUR?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €27,452 and 2,949 comparable companies of the same size. It probably lies between €66,000 and €200,000. It is a rough estimate.
Is HOUTMAN ASSUR profitable?
In financial year 2025, HOUTMAN ASSUR made a profit of €16,888.
Where can I find the annual accounts of HOUTMAN ASSUR?
HOUTMAN ASSUR filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOUTMAN ASSUR due?
HOUTMAN ASSUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
These companies have the same main activity as HOUTMAN ASSUR: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €92,500 and €145,000, founded between 1992 and 2001.