Skip to content

HOUTMAN ASSUR

Active Risk: not assessed
Private limited companyfounded 2000active for 26 yearsSint-Maria-Aalterstraat 30, 9880 Aalter, BelgiumKBO/BCE: BE 0471.528.381

From the official registers: KBO 25 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HOUTMAN ASSUR is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €115,727 and a net result of €16,888. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 89% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
HOUTMAN ASSURActive
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 28-03-2000 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment unit
2.099.773.648 9880 Aalter, since 13-09-2000
Financial year end
31 December
Peppol
Reachable since 08-12-2025
Company details

Board and ownership

Board
  • Zakenkantoor HoutmanDirector · since 01-01-2011 · permanent representative HOUTMAN Hugo Oscar Hilarius
Shareholders
Holdings
Shares in 1 company Zakenkantoor Houtman
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€16,888
▼ 44.5%
Equity
€115,727
▲ 17.1%
Total assets
€129,816
▲ 14.7%
Filed on 20-07-2026, 11 days before the deadlineat the National Bank
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
6 days early
2023
1 day early
2022
3 days early
2021
3 days early
2020
31 days late
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 88% of companies in auxiliary financial servicessector median 50.1% · 3,049 companies 89.1% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €16,888 5 years View

Comparable companies

These companies have the same main activity as HOUTMAN ASSUR: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €92,500 and €145,000, founded between 1992 and 2001.

CompanyTotal assetsGross margin
HOUTMAN ASSUR Aalter€129,816€27,452
Groep Somers-Lauriks Antwerpen€144,881€21,341
M&M-invest Veurne€137,731€37,376
FAMIDEL Walcourt€118,626€40,499
M.N.S. Middelkerke€137,093€21,449
OLIVIER TREVIS consulting Dour€92,528€30,881
I.B.A.A. CONSULT Antwerpen€145,476€18,603
Full comparison

Documents

Annual accounts at the NBB

All 25 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about HOUTMAN ASSUR
What is the company number of HOUTMAN ASSUR?
The company number of HOUTMAN ASSUR is 0471.528.381. The VAT number is the same number with BE in front: BE 0471.528.381.
Where is HOUTMAN ASSUR based?
The registered office is at Sint-Maria-Aalterstraat 30, 9880 Aalter.Company details
What does HOUTMAN ASSUR do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of HOUTMAN ASSUR?
The legal form of HOUTMAN ASSUR is Private limited company (BV).
When was HOUTMAN ASSUR founded?
HOUTMAN ASSUR was founded on 28-03-2000.
Is HOUTMAN ASSUR still active?
Yes, HOUTMAN ASSUR is an active enterprise in the KBO register.
How many employees does HOUTMAN ASSUR have?
HOUTMAN ASSUR had an average of 0.7 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of HOUTMAN ASSUR?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €27,452 and 2,949 comparable companies of the same size. It probably lies between €66,000 and €200,000. It is a rough estimate.
Is HOUTMAN ASSUR profitable?
In financial year 2025, HOUTMAN ASSUR made a profit of €16,888.
Where can I find the annual accounts of HOUTMAN ASSUR?
HOUTMAN ASSUR filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOUTMAN ASSUR due?
HOUTMAN ASSUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure