Active BE 0430.659.016Public limited companyOpen bankruptcy

A.C.I.

Gouwberg 33 ·2970 Schilde, Belgium· 39 yrs active

Sector: Algemene bouw van residentiële gebouwen (41001)

Conclusion Checked

A bankruptcy procedure is open for A.C.I. according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €286k and a net result of €-53k.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€286k
Net result	€-53k
Better than sector	74%
Active	39 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

25 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 91

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2023 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 13-09-2024 with the NBB · fiscal year 2023 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2023 · NACE 41, Construction of buildings · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	46.4%	22.6%	better than 74% of 297 sector peers
Net result	€-53k	€12k	better than 9% of 297 sector peers
Equity	€286k	€64k	better than 75% of 297 sector peers
Gross operating margin	€-42k	€85k	better than 5% of 297 sector peers
Total assets	€616k	€537k	better than 54% of 297 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-57k

-39.7% 18-23

Net profit

€-53k

+1.9% 18-23

Cash flow

€-52k

-15.5% 18-23

Total assets

€616k

-6.7% 18-23

Equity

€286k

-15.7% 18-23

Working capital

€364k

-8.2% 18-23

Income taxes

€290

-99.1% 18-23

Dividends

€24k

- 18-23

Debt

€330k

+2.8% 18-23

Debt ≤ 1y

€250k

+6.9% 18-23

Debt > 1y

€80k

-8.0% 18-23

Current ratio

2.45

-8.8% 18-23

Quick ratio

2.45

-7.2% 18-23

Solvency

46.4%

-9.7% 18-23

Debt / equity

1.16

+22.0% 18-23

ROE

-18.6%

-16.3% 18-23

ROA

-8.6%

-5.1% 18-23

Interest coverage

-7.15

-181.8% 18-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	verkort
Revenue	-
EBITDA	€-57k
Net profit	€-53k
Cash flow	€-52k
Staff costs	-
Income taxes	€290
Dividends	-
Total assets	€616k
Equity	€286k
Debt	€330k
of which ≤ 1y	€250k
of which > 1y	€80k
Working capital	€364k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	2.45
Quick ratio	2.45
Working capital ratio	59.0%
Solvency	46.4%
Debt / equity	1.16
Long-term debt ratio	0.28
Interest coverage	-7.15
Gross margin	-
Net margin	-
ROA	-8.6%
ROE	-18.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €3k · 0.4% Current assets €614k · 99.6%

Equity & liabilities

Equity €286k · 46.4% Debt €330k · 53.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€616k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€614k
Amounts receivable within one year	40/41	€126k
Cash & bank	54/58	€45k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€616k
Equity	10/15	€286k
Contributions / capital	10/11	€62k
Reserves	13	€109k
Accumulated profits (losses)	14	€115k
Amounts payable	17/49	€330k
Amounts payable after one year	17	€80k
Amounts payable within one year	42/48	€250k
Trade debts payable within one year	44	€4k
Income statement
Gross operating margin	9900	€-42k
Operating result	9901	€-58k
Financial income	75	€13k
Financial charges	65	€8k
Result before taxes	9903	€-53k
Income taxes	67/77	€290
Net result for the period	9904	€-53k
Result to be appropriated	9905	€-53k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

LAGRILLIÈRE Werner
Sole director
State Gazette act 24305729 (04-01-2024)

Current
04-01-2024 → present
2 events
- 04-01-2024 Resigned· Director
- 04-01-2024 Appointed· Sole director

Former directors (1)

DE GRAEF Jan
Director
State Gazette act 24305729 (04-01-2024)

Former
- → 04-01-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	CHRISTOPHE DE MAEYER BOONHOF 24, 2890 SINT- AMANDS ↔ Also on 39 other cases	07-01-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Algemene bouw van residentiële gebouwen(41001)
Legal form	Public limited company(014)
Incorporation	12-02-1987
Status	Active
Postal code	2970
First BS signal	13-01-2025
Latest BS signal	13-01-2025

Establishment units 1 location

A.C.I. NV

Schoolstraat 76, 2970 SchildeHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)

since 19872.032.923.030

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11039D0022/00G000	Flanders	2,160 m²	1 · 208 m²	9.9 m · 2 fl.
11922C0041/00Y003	Flanders	384 m²	1 · 109 m²	11.5 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

13-01-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · A.C.I. NV GOUWBERG 33, 2970 SCHILDE · event 07-01-2025

2024

13-09-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

04-01-2024

State Gazette act Director changes

Wouter Vandenbosch

2023

15-12-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

31-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

15-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

02-06-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

26-06-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

31-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

31-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

29-09-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

2015

25-08-2015

NBB filing Annual accounts filed

fiscal year 2014 · verkort

Lifecycle & Insolvency Signals 1 events

13-01-2025

Bankruptcy Opening

Date: 07-01-2025 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · A.C.I. NV GOUWBERG 33, 2970 SCHILDE · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

04-01-2024 1 director appointed, 2 resigning Director changes·Wouter Vandenbosch

LAGRILLIÈRE Werner, Enig bestuurder
LAGRILLIÈRE Werner, Bestuurder
DE GRAEF Jan, Bestuurder

Notary: Wouter Vandenbosch · Vilvoorde

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwen van individuele huizen45211

Primary activity highlighted.

Names & trade names

Legal nameNL

A.C.I.

Registered office

Gouwberg 33

2970 Schilde, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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