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A.C. HOLDING

Active
Private limited companyfounded 200817 yrs activeMaasdijk (Oph) 1, 3640 Kinrooi, BelgiumKBO/BCE: BE 0808.631.689

A.C. HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €216k and a net result of €-8k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 5491 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
31 d early
2023
34 d early
2022
19 d early
2021
13 d early
2020
8 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€216k▼ 3.5%
2024 · €224k
2018: €113k 2019: €119k 2020: €144k 2021: €173k 2022: €193k 2023: €207k 2024: €224k
2018 → 2025
Net result
€-8k
2024 · €17k
2018: €12k 2019: €5k 2020: €25k 2021: €30k 2022: €20k 2023: €15k 2024: €17k
2018 → 2025
Total assets
€267k▼ 17.2%
2024 · €323k
2018: €292k 2019: €300k 2020: €325k 2021: €271k 2022: €274k 2023: €289k 2024: €323k
2018 → 2025
Solvency
81.1%▲ 11.6pp
2024 · 69.5%
2018: 38.8% 2019: 39.5% 2020: 44.2% 2021: 63.8% 2022: 70.4% 2023: 71.8% 2024: 69.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€173k-€193k▲ 11.3%€207k▲ 7.6%€224k▲ 8.2%€216k▼ 3.5%
Operating result€27k-€28k▲ 3.4%€21k▼ 26.2%€26k▲ 24.8%€-7k
Net result€30k-€20k▼ 33.8%€15k▼ 25.7%€17k▲ 16.6%€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €27k€27kNet result 2021: €30k€30kOperating result 2022: €28k€28kNet result 2022: €20k€20kOperating result 2023: €21k€21kNet result 2023: €15k€15kOperating result 2024: €26k€26kNet result 2024: €17k€17kOperating result 2025: €-7k€-7kNet result 2025: €-8k€-8k20212022202320242025
The operating result turns negative in 2025: a loss of €7k after €26k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets €250k▼ 0.3%
Current assets €17k▼ 76.7%
Equity and liabilities €267k
Equity €216k▼ 3.5%
Debt €51k▼ 48.6%
The debt ratio falls from 30.5% to 18.9%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
81.1%
2024 · 69.5%
ROE
-3.6%
2024 · 7.6%
ROA
-2.9%
2024 · 5.3%
Debt
€51k
2024 · €98k
Debt ≤ 1 year
€51k
2024 · €98k
Income taxes
€0
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€323k€267k
Fixed assets21/28€251k€250k
Intangible fixed assets21-€3k
Tangible fixed assets22/27€8k€3k
Plant, machinery and equipment23€7k€3k
Furniture and vehicles24€1k€19
Financial fixed assets28€243k€243k=
Current assets29/58€72k€17k
Stocks and contracts in progress3€2k€2k
Stocks30/36€2k€2k
Amounts receivable within one year40/41€15k€4k
Trade receivables40€15k€543
Other amounts receivable41€0€3k
Cash at bank and in hand54/58€52k€8k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€323k€267k
Equity10/15€224k€216k
Contributions10/11€19k€19k=
Reserves13€206k€206k=
Distributable reserves133€206k€206k=
Profit (loss) carried forward14-€-8k
Amounts payable17/49€98k€51k
Amounts payable within one year42/48€98k€51k
Trade debts44€368€283
Suppliers440/4€368€283
Advances received on contracts in progress46€4k€0
Taxes, remuneration and social security45€4k€73
Taxes450/3€4k€73
Other amounts payable47/48€90k€50k
Accrued charges and deferred income492/3€455€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€677€104
Gross operating margin9900€30k€-3k
Operating profit (loss)9901€26k€-7k
Financial income75/76B€305€0
Recurring financial income75€305€0
Financial charges65/66B€1k€765
Recurring financial charges65€1k€765
Profit (loss) for the period before taxes9903€25k€-8k
Income taxes67/77€8k€0
Profit (loss) for the period9904€17k€-8k
Profit (loss) for the period to be appropriated9905€17k€-8k
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-8k
Transfer to equity691/2€17k€0
To other reserves6921€17k€0
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €-8k ▼146%
Net result drops to €-8k, the lowest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €200kEq €207k ▲7.6%
6 profitable years in a row build equity to €207k.
12-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €30k ▲18.5%
Net result €30k, the highest in the series.
31-12
Financial Equity above €150kEq €173k ▲20.6%
4 profitable years in a row build equity to €173k.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-05-2023 Resigned as Director (executive)
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2008
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maasdijk (Oph) 13640 Kinrooi
Ground area
1,999 m²
Building footprint
593 m²
Parcel 72026A0200/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
A.C. HOLDING
Bellevaux-Chemin des Ronces 26, 4960 MalmedyWholesale trade
since 20082.175.760.973
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72026A0200/00K000 Flanders 1,999 m² 1 · 593 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,502 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-12-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
85599Other education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.