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A.C. COIFFURE

Active
Private limited companyfounded 200619 yrs activeRue du Hibé,Marbehan 21, 6724 Habay, BelgiumKBO/BCE: BE 0883.721.963

A.C. COIFFURE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-14k) and a net result of €-34k. Equity is shrinking by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 4604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
32 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency14▼-27
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.63 in 2024; short-term debt: 111.1% and cash: 22.4% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-11.1%
Return on assets
-26.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €-14k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
15 d early
2023
20 d early
2022
18 d early
2021
31 d early
2020
4 d early
2019
9 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-14k
2024 · €20k
2018: €94k 2019: €93k 2020: €78k 2021: €89k 2022: €63k 2023: €61k 2024: €20k
2018 → 2025
Total assets
€129k▲ 6.0%
2024 · €122k
2018: €199k 2019: €227k 2020: €211k 2021: €212k 2022: €191k 2023: €171k 2024: €122k
2018 → 2025
Net result
€-34k▲ 15.7%
2024 · €-41k
2018: €-8k 2019: €-2k 2020: €-14k 2021: €11k 2022: €-26k 2023: €-2k 2024: €-41k
2018 → 2025
Working capital
€-60k▼ 59.1%
2024 · €-38k
2018: €45k 2019: €43k 2020: €34k 2021: €14k 2022: €-10k 2023: €-6k 2024: €-38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€89k-€63k▼ 29.3%€61k▼ 3.8%€20k▼ 67.1%€-14k
Operating result€15k-€-24k€-2k▲ 93.0%€-38k▼ 2,147%€-30k▲ 19.7%
Net result€11k-€-26k€-2k▲ 90.9%€-41k▼ 1,608%€-34k▲ 15.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20kOperating result 2021: €15k€15kNet result 2021: €11k€11kOperating result 2022: €-24k€-24kNet result 2022: €-26k€-26kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-38k€-38kNet result 2024: €-41k€-41kOperating result 2025: €-30k€-30kNet result 2025: €-34k€-34k20212022202320242025
The operating result stays negative: a loss of €30k in 2025 against €38k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets €46k▼ 20.8%
Current assets €83k▲ 30.3%
Key figures and ratios
2025 value · change against 2024
EBITDA
€-18k
2024 · €-26k
Cash flow
€-22k
2024 · €-29k
Solvency
-11.1%
2024 · 16.4%
Current ratio
0.58
2024 · 0.63
Quick ratio
0.50
2024 · 0.49
Debt / equity
-9.98
2024 · 5.10
ROA
-26.6%
2024 · -33.5%
Interest coverage
-5.09
2024 · -10.04
Debt
€144k
2024 · €102k
Debt ≤ 1 year
€144k
2024 · €102k
Income taxes
€318
2024 · €304
Staff costs
€371k
2024 · €367k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€122k€129k
Fixed assets21/28€58k€46k
Tangible fixed assets22/27€58k€46k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€20k€13k
Other tangible fixed assets26€35k€31k
Current assets29/58€64k€83k
Stocks and contracts in progress3€14k€12k
Stocks30/36€14k€12k
Amounts receivable within one year40/41€37k€37k
Trade receivables40€37k€37k
Cash at bank and in hand54/58€9k€29k
Deferred charges and accrued income490/1€4k€5k
Equity and liabilities
Total equity and liabilities10/49€122k€129k
Equity10/15€20k€-14k
Contributions10/11€19k€19k=
Reserves13€71k€71k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€-69k€-104k
Amounts payable17/49€102k€144k
Amounts payable within one year42/48€102k€144k
Trade debts44€47k€55k
Suppliers440/4€47k€55k
Taxes, remuneration and social security45€55k€86k
Taxes450/3€14k€25k
Remuneration and social security454/9€41k€61k
Other amounts payable47/48€30€3k
Accrued charges and deferred income492/3€8-
Income statement Code20242025
Remuneration, social security and pensions62€367k€371k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k
Other operating charges640/8€4k€4k
Gross operating margin9900€346k€357k
Operating profit (loss)9901€-38k€-30k
Financial income75/76B€19€0
Recurring financial income75€19€0
Financial charges65/66B€3k€4k
Recurring financial charges65€3k€4k
Profit (loss) for the period before taxes9903€-40k€-34k
Income taxes67/77€304€318
Profit (loss) for the period9904€-41k€-34k
Profit (loss) for the period to be appropriated9905€-41k€-34k
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-104k
Profit (loss) brought forward from the previous period14P€-28k€-69k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
10-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €11k
Net result €11k after 3 loss-making years.
26-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
21-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-05
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
10-05
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2007
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Hibé,Marbehan 216724 Habay
Ground area
9.1 ha
Building footprint
2,435 m²
Volume, LiDAR
888 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LES COIFFURES DANIEL DANNEEL
Parc de l'Hydrion 15, 6700 ArlonNACE 93021
since 20072.158.760.041
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
81011C2315/00G000 Wallonia 9.1 ha 1 · 2,335 m² -
85031D0909/00W004 Wallonia 879 m² 1 · 101 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,374 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-09-2006
Fiscal year end30-09
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.