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Generated 28-07-2026
Active BE 0805.562.135Private limited company

A&C Catering

Place de la Licourt 36 ·4040 Herstal, Belgium· 2 yrs active
Sector: Food & beverage service (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of A&C Catering is 6.0% (elevated). The 2024 annual accounts show equity of €49k and a net result of €41k. Its solvency ranks better than 69% of 5597 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €49k
Net result €41k
Staff (FTE) 3.3
Better than sector 69%
Snowflake analysis 5 axes · computed by Checked
Health86Profitability100Solvency72Growth50Stability67
75 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 100
Solvency 72
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
6.0% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
86 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 39.6% 19.3%
better than 69% of 5597 sector peers
Net result €41k €4k
better than 87% of 5586 sector peers
Equity €49k €14k
better than 75% of 5608 sector peers
Gross operating margin €161k €52k
better than 81% of 5572 sector peers
Staff costs €95k €50k
higher than 70% of 4052 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€60k
Net profit€41k
Cash flow€46k
Staff costs€95k
Income taxes€13k
Dividends-
Total assets€123k
Equity€49k
Debt€75k
of which ≤ 1y€75k
of which > 1y-
Working capital€38k
Employees (FTE)3.3
Ratios (computed)
2024
Current ratio1.51
Quick ratio1.51
Working capital ratio30.6%
Solvency39.6%
Debt / equity1.53
Long-term debt ratio-
Interest coverage24.14
Gross margin-
Net margin-
ROA33.1%
ROE83.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€123k
Fixed assets 21/28€11k
Intangible fixed assets 21€2k
Tangible fixed assets 22/27€9k
Current assets 29/58€112k
Amounts receivable within one year 40/41€55k
Cash & bank 54/58€49k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€123k
Equity 10/15€49k
Contributions / capital 10/11€8k
Accumulated profits (losses) 14€41k
Amounts payable 17/49€75k
Amounts payable within one year 42/48€75k
Trade debts payable within one year 44€26k
Income statement
Gross operating margin 9900€161k
Operating result 9901€55k
Financial income 75€874
Financial charges 65€3k
Result before taxes 9903€53k
Income taxes 67/77€13k
Net result for the period 9904€41k
Result to be appropriated 9905€41k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Luca Cipolla
    Director
    State Gazette act 24168155 (27-11-2024)
    Current
    02-09-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Food & beverage service(56112)
Legal form Private limited company(610)
Incorporation07-09-2023
StatusActive
Postal code4040
Establishment units 2 locations
L'atelier du goût
Place de la Licourt 36, 4040 HerstalEetgelegenheden met beperkte bediening
since 20232.348.946.456
L'atelier Brasserie
Place des Arts 1, 4020 LiègeEetgelegenheden met beperkte bediening
since 20242.363.832.788
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62808A0895/00P002 Wallonia 8,976 m² - -
62051C1196/00E000 Wallonia 198 m² 1 · 84 m² 9.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-02-2026
State Gazette act Capital & shares
v3.2
2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-11-2024
State Gazette act Director changes
v3.2
2023
11-09-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Capital history · 1
06-02-2026
v3.2
All acts · 3 updated 5 months ago
2026
06-02-2026 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0805.562.135",
    "name_full": "A \u0026 C CATERING",
    "legal_form": "SRL"
  }
}
2024
27-11-2024 Luca Cipolla appointed as director Director changes
  • Luca Cipolla, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Luca Cipolla",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-09-02",
      "evidence_quote": "Il est convenu que Monsieur Luca Cipolla deviendra administrateur de la soci\u00E9t\u00E9 \u00E0 compter du 2 septembre 2024."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0805.562.135",
    "name_full": "A \u0026 C CATERING",
    "legal_form": "SRL"
  }
}
2023
11-09-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4040 Herstal, Place de la Licourt 36",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1996-07-23",
        "name": "PISPICIA Antony",
        "niss": null,
        "address": "4680 Oupeye, rue de la Moinerie 4"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 4480,
      "holder_person_name": "PISPICIA Antony",
      "is_subscriber_only": false,
      "n_shares_subscribed": 56,
      "amount_subscribed_eur": 4480,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1972-02-05",
        "name": "DIAMANTE Cristina Caterina Elena",
        "niss": null,
        "address": "4680 Oupeye, rue de la Moinerie 4"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3520,
      "holder_person_name": "DIAMANTE Cristina Caterina Elena",
      "is_subscriber_only": false,
      "n_shares_subscribed": 44,
      "amount_subscribed_eur": 3520,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 8000,
  "subject_company": {
    "kbo": "0805.562.135",
    "name_full": "A\u0026C Catering",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-09-07",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR A&C Catering
Registered office
Place de la Licourt 36
4040 Herstal, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative