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A&C AUTOMOBILE

Active
Private limited companyfounded 2020active for 6 yearsAvenue de l'Union 25A, 4432 Ans, BelgiumKBO/BCE: BE 0755.907.142
Summary

The computed 12-month bankruptcy probability of A&C AUTOMOBILE is 5.4% (elevated). The 2025 annual accounts show negative equity (-€15,335) and a net result of -€43,299. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 20% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 08-10-2020 Normal situation
Registered office
15 active companies are registered at this address Source: KBO register, as of 4 November 2026.
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.308.863.977 since 08-10-2020
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • AVDOYAN ICHKHANDirector · since 08-10-2020

Financial position

35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.4%
Annual accounts 2025
Gross margin
-€36,189
Loss
€43,299
Equity
-€15,335
Total assets
€327,757
▲ 97.5%
Staff
≈ 0 FTE
estimated
  • Negative equity on 31-12-2025
  • 2025 accounts filed 73 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 73 days late; 2 of the last 3 accounts late1 change of registered office in 24 monthsLoss of €43,299 (financial year 2025)Negative equity -€15,335Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 14% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 20-22
equity -4.7% of total assets
Liquidity 23-18
short-term debt 104.7% · cash 18.5%
Profitability 2-72
return on assets -13.2%
Bankruptcy probability within 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 2.2%lowest value 01-2025: 2.2%● unchanged vs 12-2024lowest value 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 6.5%▲ +4.3 percentage points vs 02-2025 04-2025: 7.4%▲ +0.9 percentage points vs 03-2025 05-2025: 7.3%▼ -0.1 percentage points vs 04-2025 06-2025: 7.4%▲ +0.1 percentage points vs 05-2025 07-2025: 7.5%▲ +0.1 percentage points vs 06-2025 08-2025: 8.4%▲ +0.9 percentage points vs 07-2025 09-2025: 9.4%▲ +1.0 percentage point vs 08-2025 10-2025: 13.3%▲ +3.9 percentage points vs 09-2025highest value 11-2025: 7.4%▼ -5.9 percentage points vs 10-2025 12-2025: 7.4%● unchanged vs 11-2025 01-2026: 3.0%▼ -4.4 percentage points vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 3.0%● unchanged vs 02-2026 04-2026: 3.1%▲ +0.1 percentage points vs 03-2026 05-2026: 3.4%▲ +0.3 percentage points vs 04-2026 06-2026: 3.5%▲ +0.1 percentage points vs 05-2026 07-2026: 3.5%● unchanged vs 06-2026 08-2026: 4.4%▲ +0.9 percentage points vs 07-2026 09-2026: 4.8%▲ +0.4 percentage points vs 08-2026 10-2026: 5.4%▲ +0.6 percentage points vs 09-2026 11-2026: 5.4%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.92 (1.15 in 2024), below 1. Short-term debt is 104.7% and cash 18.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 17% of them on solvency, 21% on liquidity, 14% on profitability and 4% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 73 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €43,299 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€15,335
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€15,335
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
73 days late
2024
91 days late
2023
30 days late
2022
17 days late
2021
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 47 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€15,335 View
  • Caution: From profit to loss in 2025after a profit of €7,085 in 2024 -€43,299 View
  • Caution: Lower net result than 95% of companies in retail tradesector median €5,083 · 22,756 companies -€43,299 View

Recent changes

  1. · Gazette deed Registered office
  2. · Gazette deed Registered office
  3. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as A&C AUTOMOBILE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €305,000 and €377,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
A&C AUTOMOBILE Ans€327,757-€36,189
CARMUST Ans€348,862-€17,896
SCAN-AUTO Kruisem€342,963-€4,610
NED AUTO Charleroi€356,903-€60,463
BST MOTORS Kortrijk€304,565-€47,968
MIXED MOTORS Kasterlee€323,649-€7,864
Firma MERTENS Berlare€377,302-€18,794
Full comparison

Key facts about A&C AUTOMOBILE

What is the company number of A&C AUTOMOBILE?
The company number of A&C AUTOMOBILE is 0755.907.142. The VAT number is the same number with BE in front: BE 0755.907.142.
Where is A&C AUTOMOBILE based?
The registered office is at Avenue de l'Union 25A, 4432 Ans.Company details
What does A&C AUTOMOBILE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of A&C AUTOMOBILE?
The legal form of A&C AUTOMOBILE is Private limited company (BV).
When was A&C AUTOMOBILE founded?
A&C AUTOMOBILE was founded on 08-10-2020.
Is A&C AUTOMOBILE still active?
Yes, A&C AUTOMOBILE is an active enterprise in the KBO register.
What is the turnover of A&C AUTOMOBILE?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2023 turnover was €658,628.Financials
Is A&C AUTOMOBILE profitable?
In financial year 2025, A&C AUTOMOBILE made a loss of €43,299.
Where can I find the annual accounts of A&C AUTOMOBILE?
A&C AUTOMOBILE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A&C AUTOMOBILE due?
A&C AUTOMOBILE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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