Skip to content

A.B. SERVICES

Active
Private limited company· 33 yrs active
Rue de la Station 106 ·6040 Charleroi, Belgium
BE 0450.511.451
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age33 yrs
Board1
Connections1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of A.B. SERVICES is 1.0% (low). The 2024 annual accounts show equity of €165k and a net result of €-5k. Equity remains stable across the filed fiscal years (±1.7% per year). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence
Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Long-established
Founded in 1993, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-5k+92.5%
Working capital€207k-4.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
€-100k€0€100kOperating result 2020: €37k€37kNet result 2020: €140k€140kOperating result 2021: €36k€36kNet result 2021: €26k€26kOperating result 2022: €-18k€-18kNet result 2022: €-19k€-19kOperating result 2023: €-59k€-59kNet result 2023: €-61k€-61kOperating result 2024: €-3k€-3kNet result 2024: €-5k€-5k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±1.7%/year).
€100k€150k€200k€250k2025: €178k (€149k - €208k)2026: €175k (€128k - €222k)2027: €172k (€107k - €237k)2018: €185k2019: €198k2020: €224k2021: €250k2022: €231k2023: €170k2024: €165k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€47k
-2.2% 18-24
Net profit
€-5k
+92.5% 18-24
Cash flow
€37k
-75.7% 18-24
Total assets
€215k
-4.0% 18-24
Equity
€165k
-2.7% 18-24
Working capital
€207k
-4.6% 18-24
Income taxes
€11k
-6.3% 18-24
Dividends
€9k
- 18-24
Debt
€50k
-8.2% 18-24
Debt ≤ 1y
€7k
+16.0% 18-24
Debt > 1y
€43k
-11.4% 18-24
Current ratio
28.68
-17.3% 18-24
Quick ratio
28.68
-17.3% 18-24
Solvency
76.6%
+1.4% 18-24
Debt / equity
0.30
-5.6% 18-24
ROE
-2.8%
+92.3% 18-24
ROA
-2.1%
+92.2% 18-24
Interest coverage
535.77
- 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-5k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€215k
Equity€165k
Debt€50k
of which ≤ 1y€7k
of which > 1y€43k
Working capital€207k
Employees (FTE)-
Ratios (computed)
2024
Current ratio28.68
Quick ratio28.68
Working capital ratio96.4%
Solvency76.6%
Debt / equity0.30
Long-term debt ratio0.26
Interest coverage-
Gross margin-
Net margin-
ROA-2.1%
ROE-2.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€215k
Fixed assets 21/28€346
Financial fixed assets 28€346
Current assets 29/58€215k
Amounts receivable within one year 40/41€56k
Cash & bank 54/58€59k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€215k
Equity 10/15€165k
Contributions / capital 10/11€75k
Reserves 13€9k
Accumulated profits (losses) 14€81k
Amounts payable 17/49€50k
Amounts payable after one year 17€43k
Amounts payable within one year 42/48€7k
Trade debts payable within one year 44€842
Income statement
Gross operating margin 9900€-3k
Operating result 9901€-3k
Financial income 75€364
Financial charges 65€2k
Result before taxes 9903€-5k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
70 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • BEP ASSURCREDITSLegal entity
    Director· perm. rep.: TASSIN Maxime Patrick Dominique Marcel
    State Gazette act 23414229 (24-10-2023)
    Current
    24-10-2023 → present
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Léon BROUIR
    Manager
    State Gazette act 09106323 (27-07-2009)
    Not recently confirmed
    last confirmed in an act from 2009
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

indexing
No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Private limited company(610)
Incorporation08-07-1993
StatusActive
Postal code6040

Structure & network

Connections & network

1 connected company
Group structure
BEP ASSURCREDITS
Parent · 1 subsidiary · 3 locations
Control
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Rue de la Station 106, 6040 Charleroi
de Deposito- en Consignatiekas
since 19932.063.006.688
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area221 m²
Buildings1
Building footprint63 m²
Volume (LiDAR)760 m³
Tallest building14.3 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52363D0705/00R000 Wallonia 221 m² 1 · 63 m² 14.2 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health70Profitability0Solvency100Growth32Stability100
60 / 100

Strong profile, led by solvency.

Health 70
Profitability 0
Solvency 100
Growth 32
Stability 100

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR A.B. SERVICES
Registered office
Rue de la Station 106
6040 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.