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BEP ASSURCREDITS

Active Risk: not assessed
Private limited companyfounded 1993active for 32 yearsRue de la Station 106, 6040 Charleroi, BelgiumKBO/BCE: BE 0451.627.248
Summary

BEP ASSURCREDITS is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €116,704 and a net result of -€66,310. Equity has been growing by about 7.5% per year since 2018. Its solvency ranks better than 9% of 1,850 sector peers (NACE 66, financial year 2025). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 09-11-1993 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment units
2.065.995.476 1030 Schaarbeek, since 16-03-1994
2.159.519.215 6040 Charleroi, since 01-01-2006and 1 other
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€66,310
Equity
€116,704
▼ 36.2%
Total assets
€5.4m
▼ 3.5%
Employees on 31-12-2025
19
▲ 18.8%
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1850 sector peers (2025).
NBB · sector comparison
Position among 1850 sector peers
Solvency
better than 9%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
68 days late
2022
1 day late
2021
29 days late
2020
5 days early
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €6,313 in 2024 -€66,310 View
  • Caution: Lower net result than 95% of companies in auxiliary financial servicessector median €71,338 · 1,848 companies -€66,310 View
  • Merger with A.B. SERVICESmerger on 07-08-2026 2026 View

Recent changes

  1. · Gazette deed Merger: BEP ASSURCREDITS takes over A.B. SERVICES
  2. · Gazette deed Merger proposal: BEP ASSURCREDITS takes over A.B. SERVICESPermanent representative: Maxime Tassin · Appointments: Maxime Tassin (director) and Arnaud DINON (director)
  3. · Gazette deed Merger proposal: BEP ASSURCREDITS takes over A.B.SERVICES
All 21 events

Comparable companies

These companies have the same main activity as BEP ASSURCREDITS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €4.5m and €6.5m, founded between 1984 and 1996.

CompanyTotal assetsGross margin
BEP ASSURCREDITS Charleroi€5.4m€1.9m
VERZEKERINGSKANTOOR CLIJSTERS Bree€4.8m€1.8m
DLG ASSURANCES Frasnes-lez-Anvaing€4.5m€2.0m
CREDIT POPULAIRE EUROPEEN Mons€5.9m€2.9m
SOLVAS RISK Lievegem€6.5m€1.8m
ERARD VERZEKERINGEN Langemark-Poelkapelle€6.2m€1.6m
Gorris Verzekeringen Heist-op-den-Berg€5.5m€1.8m
Full comparison

Key facts about BEP ASSURCREDITS
What is the company number of BEP ASSURCREDITS?
The company number of BEP ASSURCREDITS is 0451.627.248. The VAT number is the same number with BE in front: BE 0451.627.248.
Where is BEP ASSURCREDITS based?
The registered office is at Rue de la Station 106, 6040 Charleroi.Company details
What does BEP ASSURCREDITS do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of BEP ASSURCREDITS?
The legal form of BEP ASSURCREDITS is Private limited company (BV).
When was BEP ASSURCREDITS founded?
BEP ASSURCREDITS was founded on 09-11-1993.
Is BEP ASSURCREDITS still active?
Yes, BEP ASSURCREDITS is an active enterprise in the KBO register.
How many employees does BEP ASSURCREDITS have?
BEP ASSURCREDITS had an average of 16.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BEP ASSURCREDITS?
The turnover in financial year 2025 is ≈ €3.4m. This figure is estimated from the gross margin of €1.9m and 1,586 comparable companies of the same size. It probably lies between €2.3m and €5.5m. It is a rough estimate.
Is BEP ASSURCREDITS profitable?
In financial year 2025, BEP ASSURCREDITS made a loss of €66,310.
Where can I find the annual accounts of BEP ASSURCREDITS?
BEP ASSURCREDITS filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BEP ASSURCREDITS due?
BEP ASSURCREDITS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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