A&B Partners
ActiveFor A&B Partners, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (€-40k) and a net result of €-3k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 30364 sector peers (fiscal year 2022). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability0▼-100
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Age of the figures
Age of the figures
45 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline22-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 03-07-2023, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
28 d early
2021
2 d early
2020
1 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€-40k▼ 8.3%
2021 · €-37k
2018: €-53k
2019: €-51k
2020: €-40k
2021: €-37k
2018 → 2022
Total assets
€4k▼ 34.9%
2021 · €7k
2018: €4k
2019: €11k
2020: €8k
2021: €7k
2018 → 2022
Net result
€-3k
2021 · €3k
2018: €-7k
2019: €2k
2020: €11k
2021: €3k
2018 → 2022
Working capital
€-41k▼ 3.4%
2021 · €-40k
2018: €-53k
2019: €-57k
2020: €-44k
2021: €-40k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€-53k-€-51k▲ 4.7%€-40k▲ 21.2%€-37k▲ 6.8%€-40k▼ 8.3%
Operating result€-5k-€4k€11k▲ 198%€3k▼ 70.1%€-2k
Net result€-7k-€2k€11k▲ 334%€3k▼ 74.9%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €2k after €3k in 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €4k
Fixed assets
€942▼ 65.0%
Current assets
€3k▼ 14.3%
Key figures and ratios
EBITDA
€-460▼
2021 · €5k
Cash flow
€-1k▼
2021 · €4k
Interest coverage
-0.75▼
2021 · 14.70
Debt
€45k▲
2021 · €44k
Debt ≤ 1 year
€45k▲
2021 · €44k
Income taxes
€273▼
2021 · €365
Staff costs
€116▲
2021 · €23
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€7k€4k▼
Fixed assets21/28€3k€942▼
Tangible fixed assets22/27€2k€222▼
Plant, machinery and equipment23€367€222▼
Furniture and vehicles24€2k-
Financial fixed assets28€720€720=
Current assets29/58€4k€3k▼
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€4k€3k▼
Cash at bank and in hand54/58€68€45▼
Equity and liabilities
Total equity and liabilities10/49€7k€4k▼
Equity10/15€-37k€-40k▼
Contributions10/11€15k€15k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-59k€-62k▼
Amounts payable17/49€44k€45k▲
Amounts payable within one year42/48€44k€45k▲
Financial debts43-€838
Credit institutions430/8-€838
Trade debts44-€146
Suppliers440/4-€146
Taxes, remuneration and social security45€1k€732▼
Taxes450/3€1k€732▼
Other amounts payable47/48€43k€43k▲
Income statement
Code20212022
Remuneration, social security and pensions62€23€116▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€973▼
Non-recurring operating charges66A€106€476▲
Gross operating margin9900€6k€1k▼
Operating profit (loss)9901€3k€-2k▼
Financial charges65/66B€351€611▲
Recurring financial charges65€351€611▲
Profit (loss) for the period before taxes9903€3k€-3k▼
Income taxes67/77€365€273▼
Profit (loss) for the period9904€3k€-3k▼
Profit (loss) for the period to be appropriated9905€3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-62k▼
Profit (loss) brought forward from the previous period14P€-62k€-59k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €11k ▲334%
Operating result €11k, net result €11k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 65 days late
12-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 316 days late
2016
02-11
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 460 days late
02-11
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 825 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warandestraat 109810 Nazareth-De PinteGround area
1,040 m²
Building footprint
202 m²
Volume, LiDAR
714 m³
Parcel 44048B0447/00L000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A & B PARTNERS
since 19882.034.519.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0447/00L000 | Flanders | 1,040 m² | 1 · 202 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A & S SOLUTIONS
BE 0478.548.708
Nazareth-De Pinte
AAO
BE 0662.649.164
Nazareth-De Pinte
ADMODUM
BE 0674.369.734
Nazareth
ARSTEY
BE 0650.903.652
Nazareth-De Pinte
AUDENTO
BE 0728.511.966
Nazareth-De Pinte
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 82,569 companies in sector 70200 we hold annual accounts for 52,573.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded07-01-1988
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.