SCORE

Active

Private limited companyfounded 199035 yrs activeHorzelstraat 347, 1180 Ukkel, BelgiumKBO/BCE: BE 0441.785.213

SCORE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2024

28 / 100

Weak▼ -12 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0=

Solvency72▼-5

Growth52=

Stability100

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.94 against 1.37 in 2023), and 50.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

49.8%

Return on assets

-116.5%

Age of the figures

20 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

18192021222324

2018 to 2024 · latest year -€21k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

19 d late

2023

19 d late

2022

25 d early

2021

3 d late

2020

16 d early

2019

73 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€9k▼ 70.0%

2023 · €30k

2018: €-11k 2019: €-10k 2020: €5k 2021: €35k 2022: €59k 2023: €30k

2018 → 2024

Total assets

€18k▼ 72.5%

2023 · €65k

2018: €35k 2019: €19k 2020: €42k 2021: €73k 2022: €108k 2023: €65k

2018 → 2024

Net result

€-21k▲ 29.1%

2023 · €-30k

2018: €-116 2019: €1k 2020: €15k 2021: €30k 2022: €24k 2023: €-30k

2018 → 2024

Working capital

€-538

2023 · €13k

2018: €-14k 2019: €-12k 2020: €20k 2021: €38k 2022: €58k 2023: €13k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€5k-€35k▲ 540%€59k▲ 69.0%€30k▼ 49.7%€9k▼ 70.0%

Operating result€22k-€40k▲ 79.7%€35k▼ 13.2%€-28k€-20k▲ 29.0%

Net result€15k-€30k▲ 97.4%€24k▼ 18.2%€-30k€-21k▲ 29.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €20k in 2024 against €28k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €18k

52.8%

47.2%

Fixed assets €10k▼ 43.2%

Current assets €8k▼ 82.6%

Equity and liabilities €18k

49.8%

50.2%

Equity €9k▼ 70.0%

Debt €9k▼ 74.5%

The debt ratio falls from 54.2% to 50.2%: debt falls faster than equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-13k▲

2023 · €-24k

Cash flow

€-14k▲

2023 · €-25k

Solvency

49.8%▲

2023 · 45.8%

Current ratio

0.94▼

2023 · 1.37

Quick ratio

0.94▼

2023 · 1.37

Debt / equity

1.01▼

2023 · 1.19

ROE

-233.8%▼

2023 · -98.8%

ROA

-116.5%▼

2023 · -45.2%

Interest coverage

-18.69▲

2023 · -23.96

Debt

€9k▼

2023 · €35k

Debt ≤ 1 year

€9k▼

2023 · €35k

Income taxes

€362▼

2023 · €376

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€65k€18k▼

Fixed assets21/28€17k€10k▼

Tangible fixed assets22/27€17k€10k▼

Furniture and vehicles24€17k€10k▼

Current assets29/58€49k€8k▼

Amounts receivable within one year40/41€13k€8k▼

Trade receivables40€9k€3k▼

Other amounts receivable41€5k€5k=

Cash at bank and in hand54/58€35k€961▼

Deferred charges and accrued income490/1€190-

Equity and liabilities

Total equity and liabilities10/49€65k€18k▼

Equity10/15€30k€9k▼

Contributions10/11€19k€19k=

Reserves13€3k€3k=

Non-distributable reserves130/1€3k€3k=

Reserves not available under the articles1311€3k€3k=

Profit (loss) carried forward14€8k€-13k▼

Amounts payable17/49€35k€9k▼

Amounts payable within one year42/48€35k€9k▼

Trade debts44€12€304▲

Suppliers440/4€12€304▲

Taxes, remuneration and social security45€25k€3k▼

Taxes450/3€25k€3k▼

Other amounts payable47/48€11k€6k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲

Other operating charges640/8€591€95▼

Gross operating margin9900€-23k€-13k▲

Operating profit (loss)9901€-28k€-20k▲

Financial income75/76B€7€97▲

Recurring financial income75€7€97▲

Financial charges65/66B€987€684▼

Recurring financial charges65€987€684▼

Profit (loss) for the period before taxes9903€-29k€-21k▲

Income taxes67/77€376€362▼

Profit (loss) for the period9904€-30k€-21k▲

Profit (loss) for the period to be appropriated9905€-30k€-21k▲

Appropriation of the result

Profit (loss) to be appropriated9906€8k€-13k▼

Profit (loss) brought forward from the previous period14P€38k€8k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

19-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 19 days late

2024

19-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 19 days late

2023

31-12

Financial Weakest financial yearnet €-30k ▼222%

Net result drops to €-30k, the lowest in the series; recovery starts the following year.

06-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

03-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 3 days late

2021

31-12

Financial Highest result since 2018net €30k ▲97.4%

Operating result €40k, net result €30k, both a record.

15-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Liquidity triplescurrent ratio 1.92

Current ratio from 0.60 to 1.92; short-term debt falls from €29k to €22k.

12-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 73 days late

2019

31-12

Financial Back to profitnet €1k

Net result €1k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 29 days late

2018

13-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 13 days late

2017

07-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 7 days late

2016

17-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ukkel · 2 establishment units since 1990

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Horzelstraat 3471180 Ukkel

Ground area

5,824 m²

Building footprint

1,962 m²

Volume, LiDAR

21,565 m³

2 parcels, Brussels, Flanders · tallest building 18.5 m, ±4 floors. Linked by address, not a title deed.

2 establishment units

Horzelstraat 347, 1180 Ukkel

NACE 5153104

since 19902.050.146.765

Kluisbos 51, 1501 Halle

Business consulting

since 20142.239.270.338

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23013B0089/00S002 ProtectedMonumentKindersanatorium Baronne Lucie LambertSource ↗	Flanders	5,252 m²	1 · 1,797 m²	18.4 m · 4 fl.
21614F0196/00V002	Brussels	573 m²	1 · 165 m²	17.0 m · 4 fl.