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A&B Invest

Active
Private limited companyfounded 2021active for 4 yearsAstridlaan 65, 3900 Pelt, BelgiumKBO/BCE: BE 0777.867.744
Summary

A&B Invest has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301,192 and a net result of €72,547. Equity has been growing by about 3.2% per year since 2022. Its solvency ranks better than 57% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-11-2021 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Establishment unit
2.324.629.546 3900 Pelt, since 30-11-2021
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board
  • ACHTEN CarineDirector · since 30-11-2021
  • BOLLEN EddyDirector · since 30-11-2021

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€105,986
Turnover
≈ €350,000
estimated
Profit
€72,547
Equity
€301,192
▲ 31.7%
Total assets
€613,098
▲ 36.4%
Filed on 26-05-2026, 66 days before the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021lowers riskLiquidity: current ratio 1.97, cash €590,508Equity €301,192 (49.1% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 74-2
equity 49.1% of total assets
Liquidity 74+38
short-term debt 50.9% · cash 96.3%
Profitability 67+35
return on assets 11.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 2.0% 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 1.3%▼ -0.9 percentage points vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.0%▼ -0.3 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.2 percentage points vs 04-2026 06-2026: 0.2%▼ -1.1 percentage points vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.97 (2.04 in 2024), above the usual 1.5. Short-term debt is 50.9% and cash 96.3% of total assets. However, 50.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 57% of them on solvency, 78% on liquidity, 38% on profitability and 72% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.97, cash €590,508
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €301,192 (49.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
66 days early
2024
71 days early
2023
37 days early
2022
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 38 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €9,118 in 2024 €72,547 View
  • Positive: Higher net result than 92% of companies in construction of buildingssector median €8,543 · 9,370 companies €72,547 View

Recent changes

  1. · Gazette deed Incorporation
All 6 events

Comparable companies

These companies have the same main activity as A&B Invest: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €543,000 and €664,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
A&B Invest Pelt€613,098€105,986
VAMOS INVEST Hasselt€548,224€132,278
ALL4CONSTRUCTION Asse€620,427€109,322
Reno General Bouw Lier€543,311€102,438
KEY CONTRACTING Waterloo€664,208€110,687
BDW CONCEPT Laarne€591,293€98,189
HOME TENDANCE Seraing€632,363€100,379
Full comparison

Key facts about A&B Invest

What is the company number of A&B Invest?
The company number of A&B Invest is 0777.867.744. The VAT number is the same number with BE in front: BE 0777.867.744.
Where is A&B Invest based?
The registered office is at Astridlaan 65, 3900 Pelt.Company details
What does A&B Invest do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of A&B Invest?
The legal form of A&B Invest is Private limited company (BV).
When was A&B Invest founded?
A&B Invest was founded on 30-11-2021.
Is A&B Invest still active?
Yes, A&B Invest is an active enterprise in the KBO register.
What is the turnover of A&B Invest?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €105,986 and 97 comparable companies (NACE 41001). It probably lies between €250,000 and €530,000.Financials
Is A&B Invest profitable?
In financial year 2025, A&B Invest made a profit of €72,547.
Where can I find the annual accounts of A&B Invest?
A&B Invest filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A&B Invest due?
A&B Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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