A & B GRANIET

Active

Private limited company (pre-2019)founded 2008active for 18 yearsKanaalweg 98, 3980 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0894.967.827

Summary

A & B GRANIET has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,035 and a net result of €2,369. Equity is growing by about 9.5% per year across the filed financial years. Its solvency ranks better than 16% of 330 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

A & B GRANIETActiveChecked score 66/100

Risk analysis Report Compare

Activity

Cutting, shaping and finishing of stone

NACE 23700

1 site

Size

€1.0mtotal assets 2025

Equity: €103,035
Profit: €2,369

Turnover not published (abbreviated or micro format)

Financial health

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

2025 accounts 18 days early

Why 66raises riskLiquidity: current ratio 0.721 of the last 3 lateEquity €103,035 (10.2% of total assets)lowers riskSize: total assets €1.0mShow the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 33% of its sector peers (NACE 23, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 35-1

equity 10.2% of total assets

Liquidity 39-2

short-term debt 58.7%

Profitability 69+18

return on assets 0.2%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 1.0%● unchanged vs 08-2026highest value 10-2026: 1.0%● unchanged vs 09-2026highest value

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.72, compared with 1.33 in 2024, below 1; short-term debt: 58.7% of total assets), and 89.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 15% on solvency, 30% on liquidity, 42% on profitability and 46% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.72

NBB · annual accounts

1 of the last 3 late

NBB · filings

Size: total assets €1.0m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €103,035 (10.2% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 330 sector peers (2025).

NBB · sector comparison

Position among 330 sector peers

Solvency

better than 16%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

18 days early

2024

17 days early

2023

13 days early

2022

24 days late

2021

81 days late

2020

31 days late

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median (NACE 23) for financial year 2024 is 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 filed years within 36 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

13-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
14-07-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Equity above €100,000equity €100,666 ▲3.2%

Key points

Caution: Among the weakest 17% on solvencysector median 44.0% · 330 companies 10.2% View
Positive: 8 profitable years in a rowprofit 2025: €2,369 8 years View
Total assets 20256 financial years filed €1.0m View

By topic

Financials

Financial year: 2025
Total assets: €1.0m
Profit: €2,369
Solvency: 10.2%

Total assets▲ 9.3%

Net result

20182025

Go to Financials

Timeline

Events: 22
Since: 2009
Next accounts: by 31-07-2027

08-10-2024Annual accounts filed
18-07-2024Annual accounts filed
24-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Cutting, shaping and finishing of stoneNACE 23700
Founded: 16-01-2008
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about A & B GRANIET

What is the company number of A & B GRANIET?: 0894.967.827. In Belgium the VAT number is the company number with BE in front: BE 0894.967.827.
Where is A & B GRANIET based?: The registered office is at Kanaalweg 98, 3980 Tessenderlo-Ham.Company details
What does A & B GRANIET do?: According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of A & B GRANIET?: Private limited company (pre-2019) (BVBA).
When was A & B GRANIET founded?: On 16-01-2008.
Is A & B GRANIET still active?: Yes, A & B GRANIET is an active enterprise in the KBO register.
What is the turnover of A & B GRANIET?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is A & B GRANIET profitable?: In financial year 2025, A & B GRANIET made a profit of €2,369.
Where can I find the annual accounts of A & B GRANIET?: A & B GRANIET filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A & B GRANIET due?: By 31-07-2027, for financial year 2026.Timeline