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NAUWELAERTS

Active
Private limited companyfounded 1983active for 43 yearsVaatjesstraat 30, 2580 Putte, BelgiumKBO/BCE: BE 0424.473.384
Summary

NAUWELAERTS has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,101 and a net result of -€19,718. Equity has been shrinking by about 5.7% per year since 2018. Its solvency ranks better than 37% of 428 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-08-1983 Normal situation
Activity
Cutting, shaping and finishing of stone NACE 23700and 2 others
Joint committee
106.02 Paritair Subcomité voor de betonindustrie · annual accounts 2025
Establishment unit
2.022.914.808 2580 Putte, since 01-01-1983
Financial year end
31 December
Peppol
Reachable since 05-10-2025

Board and ownership

Board
Shareholders

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€55,524
▲ 3.5%
Turnover
≈ €170,000
estimated
Loss
€19,718
▼ 13.9%
Equity
€101,101
▼ 16.3%
Total assets
€290,888
▼ 7.1%
Staff
1 FTE
▼ 50.0%
Filed on 09-07-2026, 22 days before the deadline
Score breakdownraises riskLoss of €19,718, the second in a row (financial year 2025)lowers riskSize: total assets €290,888Founded in 1983Sector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 28% of micro companies in non-metallic mineral products (NACE 23)
Financial strength · tick: 2024
Average
Solvency 60-4
equity 34.8% of total assets
Liquidity 39+1
short-term debt 42.9% · cash 7.8%
Profitability 49-11
return on assets -6.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.4 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (0.98 in 2024), below the usual 1.5. Short-term debt is 42.9% and cash 7.8% of total assets. 65.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro). It does better than 37% of them on solvency, 31% on liquidity, 27% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €290,888
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Sector: Manufacture of other non-metallic mineral products (NACE 23)
KBO
raises risk · Loss of €19,718, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€19,718
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
13 days early
2023
16 days early
2022
3 days early
2021
38 days early
2020
12 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 23), the median for financial year 2024 was 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€19,718 View
  • Caution: Lower net result than 90% of companies in non-metallic mineral productssector median €6,096 · 427 companies -€19,718 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Appointment: Regina Nauwelaerts (director)
  2. · Gazette deed Company renamed from B.V.B.A.NAUWELAERTS to NAUWELAERTSChange of role: MORIS MANAGEMENT, from manager to director · Permanent representative: MORIS Kristiaan Frank
All 16 events

Comparable companies

These companies have the same main activity as NAUWELAERTS: cutting, shaping and finishing of stone (NACE 23700). They are comparable in size and age: total assets between €228,000 and €408,000, founded between 1974 and 1993.

CompanyTotal assetsGross margin
NAUWELAERTS Putte€290,888€55,524
MULTI STONE Stekene€300,987€69,582
Marbrerie Ers Liège€228,276€63,524
MACOBA - GRANIET Diksmuide€276,496€44,880
MARBRERIE GABRIEL Malmedy€298,388€102,385
MARBRERIE KINARD Aubange€301,561€90,179
BAVO PAUSENBERGER Lievegem€407,621€95,333
Full comparison

Key facts about NAUWELAERTS

What is the company number of NAUWELAERTS?
The company number of NAUWELAERTS is 0424.473.384. The VAT number is the same number with BE in front: BE 0424.473.384.
Where is NAUWELAERTS based?
The registered office is at Vaatjesstraat 30, 2580 Putte.Company details
What does NAUWELAERTS do?
According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of NAUWELAERTS?
The legal form of NAUWELAERTS is Private limited company (BV).
When was NAUWELAERTS founded?
NAUWELAERTS was founded on 11-08-1983.
Is NAUWELAERTS still active?
Yes, NAUWELAERTS is an active enterprise in the KBO register.
How many employees does NAUWELAERTS have?
NAUWELAERTS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does NAUWELAERTS fall under?
In its 2025 annual accounts, NAUWELAERTS states joint committee 106.02 (Paritair Subcomité voor de betonindustrie).
What is the turnover of NAUWELAERTS?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €55,524 and 2,678 comparable companies of the same size. It probably lies between €110,000 and €290,000. It is a rough estimate.
Is NAUWELAERTS profitable?
In financial year 2025, NAUWELAERTS made a loss of €19,718.
Where can I find the annual accounts of NAUWELAERTS?
NAUWELAERTS filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NAUWELAERTS due?
NAUWELAERTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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