A&B COJO CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of A&B COJO CONSTRUCT is 2.3% (moderate). The 2024 annual accounts show equity of €223,850 and a net result of €30,475. Equity is growing by ~55.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 9974 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 193 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Gross operating margin9900 | €9,566 | €243,658 | €37,452 | ▼ 84.6% |
| Operating profit (loss)9901 | €9,566 | €243,658 | €37,452 | ▼ 84.6% |
| Financial income75/76B | €438 | €1,711 | €4,333 | ▲ 153% |
| Recurring financial income75 | €438 | €1,711 | €4,333 | ▲ 153% |
| Financial charges65/66B | €6 | €808 | €1,107 | ▲ 37.1% |
| Recurring financial charges65 | €6 | €808 | €1,107 | ▲ 37.1% |
| Profit (loss) for the period before taxes9903 | €9,999 | €244,561 | €40,678 | ▼ 83.4% |
| Income taxes67/77 | €2,000 | €61,185 | €10,203 | ▼ 83.3% |
| Profit (loss) for the period9904 | €7,999 | €183,376 | €30,475 | ▼ 83.4% |
| Profit (loss) for the period to be appropriated9905 | €7,999 | €183,376 | €30,475 | ▼ 83.4% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €50,728 | €262,594 | €311,954 | ▲ 18.8% |
| Current assets29/58 | €50,728 | €262,594 | €311,954 | ▲ 18.8% |
| Amounts receivable within one year40/41 | €50,726 | €262,138 | €311,948 | ▲ 19.0% |
| Trade receivables40 | €36,885 | €225,311 | €183,998 | ▼ 18.3% |
| Other amounts receivable41 | €13,840 | €36,826 | €127,950 | ▲ 247% |
| Cash at bank and in hand54/58 | €2 | €457 | €5 | ▼ 98.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €50,728 | €262,594 | €311,954 | ▲ 18.8% |
| Equity10/15 | €9,999 | €193,375 | €223,850 | ▲ 15.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €7,999 | €191,375 | €221,850 | ▲ 15.9% |
| Amounts payable17/49 | €40,729 | €69,219 | €88,103 | ▲ 27.3% |
| Amounts payable within one year42/48 | €40,729 | €69,219 | €88,103 | ▲ 27.3% |
| Trade debts44 | €31,229 | €2,034 | €16,715 | ▲ 722% |
| Suppliers440/4 | €31,229 | €2,034 | €16,715 | ▲ 722% |
| Taxes, remuneration and social security45 | €9,500 | €67,185 | €71,388 | ▲ 6.3% |
| Taxes450/3 | €2,000 | €61,185 | €71,388 | ▲ 16.7% |
| Remuneration and social security454/9 | €7,500 | €6,000 | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,999 | €183,376 | €30,475 | ▼ 83.4% |
| Operating cash flow (approximation) | €7,999 | €183,376 | €30,475 | ▼ 83.4% |
| Change in cash | - | €455 | -€451 | ▼ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0337/00M005 | Flanders | 326 m² | 1 · 80 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.