A B C - NET
ActiveSummary
A B C - NET has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,099 and a net result of €8,224. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 4600 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-15
Solvency78▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.05 in 2024; short-term debt: 33.9% and cash: 7.3% of total assets), and 46.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
23 d early
2023
23 d early
2022
7 d late
2021
59 d early
2020
30 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€60,099▲ 15.9%
2024 · €51,875
Total assets
€112,749▲ 10.8%
2024 · €101,745
Net result
€8,224▼ 59.0%
2024 · €20,060
Working capital
€56,227▲ 16.5%
2024 · €48,271
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,266▲ 66.7%€9,587▲ 53.0%€7,793▼ 18.7%€30,464▲ 291%€14,663▼ 51.9%
Net result€3,722within the sector's middle half▲ 404%€5,020within the sector's middle half▲ 34.9%€3,440within the sector's middle half▼ 31.5%€20,060within the sector's middle half▲ 483%€8,224within the sector's middle half▼ 59.0%
Equity€25,355within the sector's middle half▲ 17.2%€30,375within the sector's middle half▲ 19.8%€33,815within the sector's middle half▲ 11.3%€51,875within the sector's middle half▲ 53.4%€60,099within the sector's middle half▲ 15.9%
Total assets€100,717within the sector's middle half▲ 60.2%€80,636within the sector's middle half▼ 19.9%€75,497within the sector's middle half▼ 6.4%€101,745within the sector's middle half▲ 34.8%€112,749within the sector's middle half▲ 10.8%
Debt€75,362▲ 82.8%€50,261▼ 33.3%€41,682▼ 17.1%€49,870▲ 19.6%€52,650▲ 5.6%
Working capital€22,675within the sector's middle half▲ 25.9%€25,032within the sector's middle half▲ 10.4%€29,143within the sector's middle half▲ 16.4%€48,271within the sector's middle half▲ 65.6%€56,227within the sector's middle half▲ 16.5%
Solvency25.2%within the sector's middle half▼ 9.2pp37.7%within the sector's middle half▲ 12.5pp44.8%within the sector's middle half▲ 7.1pp51.0%within the sector's middle half▲ 6.2pp53.3%within the sector's middle half▲ 2.3pp
Current ratio1.50within the sector's middle half▼ 0.091.84within the sector's middle half▲ 0.331.92within the sector's middle half▲ 0.092.05within the sector's middle half▲ 0.132.47within the sector's middle half▲ 0.42
Return on assets (ROA)3.7%within the sector's middle half▲ 2.5pp6.2%within the sector's middle half▲ 2.5pp4.6%within the sector's middle half▼ 1.7pp19.7%above the sector's middle half▲ 15.2pp7.3%within the sector's middle half▼ 12.4pp
Staff (FTE)0.6▲ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112,749
Fixed assets
€18,306 ▲ 138%
Current assets
€94,443 ▲ 0.4%
Equity and liabilities €112,749
Equity
€60,099 ▲ 15.9%
Debt
€52,650 ▲ 5.6%
Debt's share of the balance-sheet total falls from 49.0% to 46.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24,484▼
2024 · €37,467
Cash flow
€18,046▼
2024 · €27,062
Debt to equity
0.88▼
2024 · 0.96
ROE
13.7%▼
2024 · 38.7%
Interest coverage
14.52▼
2024 · 26.48
Debt ≤ 1 year
€38,216▼
2024 · €45,783
Debt > 1 year
€14,434▲
2024 · €3,367
Income taxes
€4,852▼
2024 · €8,990
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5,982 | €205 | -€173 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,443 | €11,040 | €10,948 | €7,002 | €9,821 | ▲ 40.3% |
| Other operating charges640/8 | €1,742 | €1,563 | €1,649 | €2,896 | €3,292 | ▲ 13.7% |
| Non-recurring operating charges66A | €780 | - | - | - | - | - |
| Gross operating margin9900 | €25,214 | €22,395 | €20,217 | €40,362 | €27,777 | ▼ 31.2% |
| Operating profit (loss)9901 | €6,266 | €9,587 | €7,793 | €30,464 | €14,663 | ▼ 51.9% |
| Financial income75/76B | €1,503 | €526 | €1 | €0 | €99 | ▲ 49,385% |
| Recurring financial income75 | €1,503 | €526 | €1 | €0 | €99 | ▲ 49,385% |
| Financial charges65/66B | €1,806 | €1,470 | €1,400 | €1,415 | €1,686 | ▲ 19.2% |
| Recurring financial charges65 | €1,806 | €1,470 | €1,400 | €1,415 | €1,686 | ▲ 19.2% |
| Profit (loss) for the period before taxes9903 | €5,964 | €8,643 | €6,395 | €29,049 | €13,076 | ▼ 55.0% |
| Income taxes67/77 | €2,241 | €3,623 | €2,955 | €8,990 | €4,852 | ▼ 46.0% |
| Profit (loss) for the period9904 | €3,722 | €5,020 | €3,440 | €20,060 | €8,224 | ▼ 59.0% |
| Profit (loss) for the period to be appropriated9905 | €3,722 | €5,020 | €3,440 | €20,060 | €8,224 | ▼ 59.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €100,717 | €80,636 | €75,497 | €101,745 | €112,749 | ▲ 10.8% |
| Fixed assets21/28 | €33,097 | €25,641 | €14,692 | €7,690 | €18,306 | ▲ 138% |
| Tangible fixed assets22/27 | €33,097 | €25,641 | €14,692 | €7,690 | €18,306 | ▲ 138% |
| Plant, machinery and equipment23 | - | €2,987 | €2,270 | €1,553 | €836 | ▼ 46.2% |
| Furniture and vehicles24 | €32,705 | €22,393 | €12,292 | €6,137 | €17,469 | ▲ 185% |
| Other tangible fixed assets26 | €392 | €261 | €131 | €0 | - | - |
| Current assets29/58 | €67,620 | €54,996 | €60,805 | €94,055 | €94,443 | ▲ 0.4% |
| Amounts receivable within one year40/41 | €61,708 | €47,298 | €56,294 | €76,048 | €81,804 | ▲ 7.6% |
| Trade receivables40 | €61,568 | €46,659 | €55,110 | €69,137 | €73,252 | ▲ 6.0% |
| Other amounts receivable41 | €139 | €639 | €1,184 | €6,911 | €8,552 | ▲ 23.7% |
| Cash at bank and in hand54/58 | €5,913 | €7,697 | €3,673 | €12,275 | €8,237 | ▼ 32.9% |
| Deferred charges and accrued income490/1 | - | - | €838 | €5,732 | €4,402 | ▼ 23.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €100,717 | €80,636 | €75,497 | €101,745 | €112,749 | ▲ 10.8% |
| Equity10/15 | €25,355 | €30,375 | €33,815 | €51,875 | €60,099 | ▲ 15.9% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €6,763 | €11,783 | €15,223 | €33,283 | €41,507 | ▲ 24.7% |
| Tax-exempt reserves132 | €5,750 | €5,750 | €5,750 | €5,750 | €5,750 | = |
| Distributable reserves133 | €1,013 | €6,033 | €9,473 | €27,533 | €35,757 | ▲ 29.9% |
| Amounts payable17/49 | €75,362 | €50,261 | €41,682 | €49,870 | €52,650 | ▲ 5.6% |
| Amounts payable after more than one year17 | €30,417 | €20,297 | €10,021 | €3,367 | €14,434 | ▲ 329% |
| Financial debts170/4 | €30,417 | €20,297 | €10,021 | €3,367 | €14,434 | ▲ 329% |
| Amounts payable within one year42/48 | €44,945 | €29,964 | €31,662 | €45,783 | €38,216 | ▼ 16.5% |
| Current portion of amounts payable after more than one year42 | €9,967 | €10,120 | €10,276 | €6,654 | €7,206 | ▲ 8.3% |
| Financial debts43 | - | €3,000 | €11,000 | €5,000 | - | - |
| Credit institutions430/8 | - | €3,000 | €11,000 | €5,000 | - | - |
| Trade debts44 | €22,499 | €3,088 | €2,368 | €19,915 | €17,552 | ▼ 11.9% |
| Suppliers440/4 | €22,499 | €3,088 | €2,368 | €19,915 | €17,552 | ▼ 11.9% |
| Taxes, remuneration and social security45 | €5,486 | €7,626 | €5,208 | €12,215 | €13,459 | ▲ 10.2% |
| Taxes450/3 | €5,486 | €7,626 | €5,208 | €12,215 | €10,644 | ▼ 12.9% |
| Remuneration and social security454/9 | - | - | - | - | €2,815 | - |
| Other amounts payable47/48 | €6,993 | €6,130 | €2,809 | €2,000 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €720 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,722 | €5,020 | €3,440 | €20,060 | €8,224 | ▼ 59.0% |
| + Depreciation and write-downs630 | €10,443 | €11,040 | €10,948 | €7,002 | €9,821 | ▲ 40.3% |
| Operating cash flow (approximation) | €14,165 | €16,060 | €14,388 | €27,062 | €18,046 | ▼ 33.3% |
| Investment in fixed assets (approximation) | - | -€3,584 | €0 | €0 | -€20,437 | - |
| Change in cash | - | €1,785 | -€4,025 | €8,602 | -€4,038 | ▼ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €20,060 ▲483%
Operating result €30,464, net result €20,060, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €738 ▼84.1%
Net result drops to €738, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 2 establishment units since 1991
Ground area
1,338 m²
Building footprint
265 m²
Volume, LiDAR
646 m³
2 parcels, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
ABC-NET
since 19912.051.533.667
A B C - NET
since 20222.338.149.465
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0158/00W004 | Flanders | 853 m² | 1 · 175 m² | 4.8 m · 1 fl. |
| 11015C0417/00H000 | Flanders | 485 m² | 1 · 90 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B&V TOPCLEANING
BE 0846.381.022
Riemst · Eq €60,021
SL Protect
BE 0764.397.711
Wielsbeke · Eq €59,958
CLEANING WERNER
BE 0746.928.803
Nazareth-De Pinte · Eq €60,299
MVB SERVICES
BE 1006.047.673
Sint-Joost-ten-Node · Eq €59,830
'T POETSERKE
BE 0476.654.238
Tongeren-Borgloon · Eq €60,417
Of 6,996 companies in sector 81220 we hold annual accounts for 2,415. 2,013 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-01-1991
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43350Other building finishing work
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442671673
Also
9925:BE0442671673
Registered
08-10-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.